Sannen
ActiveSannen has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41k and a net result of €2k. Equity is growing by ~30.4% per year across the filed fiscal years. Its solvency ranks better than 27% of 6974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-30
Solvency48▼-52
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.03 against 2.34 in 2024; short-term debt: 26.6% and cash: 5.5% of total assets), and 77.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.9%
Return on assets
1.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
30 d early
2023
14 d early
2022
45 d early
2021
25 d late
2020
43 d early
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€41k▲ 5.0%
2024 · €39k
2018: €12k
2019: €12k
2020: €-1k
2021: €9k
2022: €21k
2023: €23k
2024: €39k
2018 → 2025
Total assets
€177k▲ 254%
2024 · €50k
2018: €71k
2019: €66k
2020: €45k
2021: €40k
2022: €37k
2023: €36k
2024: €50k
2018 → 2025
Net result
€2k▼ 88.5%
2024 · €17k
2018: €4k
2019: €6k
2020: €-13k
2021: €11k
2022: €13k
2023: €4k
2024: €17k
2018 → 2025
Working capital
€1k▼ 91.0%
2024 · €15k
2018: €-10k
2019: €-4k
2020: €-11k
2021: €4k
2022: €11k
2023: €3k
2024: €15k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€9k-€21k▲ 122%€23k▲ 10.9%€39k▲ 65.6%€41k▲ 5.0%
Operating result€12k-€18k▲ 51.8%€6k▼ 65.0%€25k▲ 294%€5k▼ 78.3%
Net result€11k-€13k▲ 21.6%€4k▼ 70.4%€17k▲ 334%€2k▼ 88.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 78% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €177k
Fixed assets
€129k▲ 442%
Current assets
€49k▲ 84.6%
Equity and liabilities €177k
Equity
€41k▲ 5.0%
Debt
€136k▲ 1,104%
The debt ratio rises from 22.7% to 77.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€32k▲
2024 · €31k
Cash flow
€29k▲
2024 · €23k
Solvency
22.9%▼
2024 · 77.3%
Current ratio
1.03▼
2024 · 2.34
Quick ratio
0.99▼
2024 · 2.34
Debt / equity
3.36▲
2024 · 0.29
ROE
4.8%▼
2024 · 43.7%
ROA
1.1%▼
2024 · 33.8%
Interest coverage
13.92▼
2024 · 30.07
Debt
€136k▲
2024 · €11k
Debt ≤ 1 year
€47k▲
2024 · €11k
Debt > 1 year
€89k
Income taxes
€1k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€50k€177k▲
Fixed assets21/28€24k€129k▲
Tangible fixed assets22/27€21k€126k▲
Land and buildings22€749€646▼
Plant, machinery and equipment23€16k€14k▼
Furniture and vehicles24€4k€112k▲
Financial fixed assets28€2k€2k=
Current assets29/58€26k€49k▲
Stocks and contracts in progress3-€2k
Stocks30/36-€2k
Amounts receivable within one year40/41€22k€32k▲
Trade receivables40€22k€22k▲
Other amounts receivable41€27€10k▲
Cash at bank and in hand54/58€4k€10k▲
Deferred charges and accrued income490/1€1k€5k▲
Equity and liabilities
Total equity and liabilities10/49€50k€177k▲
Equity10/15€39k€41k▲
Contributions10/11€6k€6k=
Reserves13€10k€10k=
Distributable reserves133€10k€10k=
Profit (loss) carried forward14€22k€24k▲
Amounts payable17/49€11k€136k▲
Amounts payable after more than one year17-€89k
Financial debts170/4-€89k
Amounts payable within one year42/48€11k€47k▲
Current portion of amounts payable after more than one year42-€9k
Trade debts44€5k€29k▲
Suppliers440/4€5k€29k▲
Taxes, remuneration and social security45€5k€3k▼
Taxes450/3€5k€159▼
Remuneration and social security454/9-€3k
Other amounts payable47/48€1k€7k▲
Accrued charges and deferred income492/3€80€80=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€27k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€32k€34k▲
Operating profit (loss)9901€25k€5k▼
Financial income75/76B€3€257▲
Recurring financial income75€3€257▲
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€24k€3k▼
Income taxes67/77€7k€1k▼
Profit (loss) for the period9904€17k€2k▼
Profit (loss) for the period to be appropriated9905€17k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€24k€24k▲
Profit (loss) brought forward from the previous period14P€7k€22k▲
Profit to be distributed694/7€2k-
Return on contributions (dividend)694€2k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €17k ▲334%
Operating result €25k, net result €17k, both a record.
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 25 days late
2021
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
18-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-13k ▼309%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Balen · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Breden Els 312490 BalenGround area
1,291 m²
Building footprint
147 m²
Volume, LiDAR
724 m³
Parcel 13342B0032/00G000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Aircoplaatsters.be - BCTnet.be
since 20072.162.570.062
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13342B0032/00G000 | Flanders | 1,291 m² | 1 · 147 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 90 EUR awarded · 90 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 90 EUR | 90 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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ID MAGIC BELGIQUE
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Of 9,857 companies in sector 73110 we hold annual accounts for 3,754. 2,951 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-05-2007
Fiscal year end31-12
Trade name NL
BCTnet.be
Activities, NACEBEL
43211General electrical installation work
73110Advertising agencies
74401
43222Installation of electric heating, air conditioning, cooling and ventilation
47783Retail trade
47784Retail trade
52488
74700
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.