SANKOBA CONSULT
ActiveSummary
SANKOBA CONSULT has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €624k and a net result of €-23k. Equity is growing by ~8.6% per year across the filed fiscal years. Its solvency ranks better than 67% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability36▲+5
Solvency97▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 4.33 against 4.1 in 2024; short-term debt: 12.3% and cash: 4.4% of total assets), and 28% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72%
Return on assets
-2.6%
Age of the figures
12 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-23k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
1 d early
2023
on the day
2022
2 d early
2021
12 d late
2020
7 d early
2019
7 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€624k▼ 3.5%
2024 · €647k
2018: €301k
2019: €357k
2020: €438k
2021: €725k
2022: €728k
2023: €672k
2024: €647k
2018 → 2025
Total assets
€867k▼ 7.2%
2024 · €935k
2018: €637k
2019: €630k
2020: €680k
2021: €1.02M
2022: €951k
2023: €895k
2024: €935k
2018 → 2025
Net result
€-23k▲ 9.4%
2024 · €-25k
2018: €28k
2019: €56k
2020: €80k
2021: €363k
2022: €3k
2023: €-56k
2024: €-25k
2018 → 2025
Working capital
€356k▼ 4.2%
2024 · €372k
2018: €-55k
2019: €-25k
2020: €33k
2021: €474k
2022: €482k
2023: €422k
2024: €372k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€725k-€728k▲ 0.4%€672k▼ 7.8%€647k▼ 3.7%€624k▼ 3.5%
Operating result€26k-€15k▼ 42.9%€-48k€-13k▲ 72.3%€-9k▲ 31.4%
Net result€363k-€3k▼ 99.2%€-56k€-25k▲ 55.7%€-23k▲ 9.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €9k in 2025 against €13k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €867k
Fixed assets
€405k ▼ 8.7%
Current assets
€463k ▼ 5.8%
Equity and liabilities €867k
Equity
€624k ▼ 3.5%
Debt
€243k ▼ 15.5%
Debt's share of the balance-sheet total falls from 30.8% to 28.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€32k▲
2024 · €20k
Cash flow
€18k▲
2024 · €8k
Current ratio
4.33▲
2024 · 4.10
Debt to equity
0.39▼
2024 · 0.45
ROE
-3.6%▲
2024 · -3.9%
ROA
-2.6%▲
2024 · -2.7%
Interest coverage
2.47▲
2024 · 1.89
Debt ≤ 1 year
€107k▼
2024 · €120k
Debt > 1 year
€135k▼
2024 · €167k
Income taxes
€824▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€935k€867k▼
Fixed assets21/28€443k€405k▼
Tangible fixed assets22/27€443k€405k▼
Land and buildings22€238k€225k▼
Furniture and vehicles24€96k€74k▼
Other tangible fixed assets26€110k€106k▼
Current assets29/58€492k€463k▼
Amounts receivable after more than one year29€404k€400k▼
Other amounts receivable291€404k€400k▼
Amounts receivable within one year40/41€42k€22k▼
Trade receivables40€19k€19k▲
Other amounts receivable41€24k€3k▼
Cash at bank and in hand54/58€43k€38k▼
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€935k€867k▼
Equity10/15€647k€624k▼
Contributions10/11€20k€20k=
Reserves13€627k€604k▼
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Distributable reserves133€625k€604k▼
Amounts payable17/49€288k€243k▼
Amounts payable after more than one year17€167k€135k▼
Financial debts170/4€167k€135k▼
Amounts payable within one year42/48€120k€107k▼
Current portion of amounts payable after more than one year42€31k€31k▲
Financial debts43€15k€0▼
Credit institutions430/8€15k€0▼
Trade debts44€6k€9k▲
Suppliers440/4€6k€9k▲
Taxes, remuneration and social security45€10k€14k▲
Taxes450/3€10k€11k▲
Remuneration and social security454/9-€4k
Other amounts payable47/48€58k€52k▼
Accrued charges and deferred income492/3€968€998▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€41k▲
Other operating charges640/8€6k€6k▼
Gross operating margin9900€26k€38k▲
Operating profit (loss)9901€-13k€-9k▲
Financial income75/76B€0€28▲
Recurring financial income75€0€28▲
Financial charges65/66B€11k€13k▲
Recurring financial charges65€11k€13k▲
Profit (loss) for the period before taxes9903€-24k€-22k▲
Income taxes67/77€1k€824▼
Profit (loss) for the period9904€-25k€-23k▲
Profit (loss) for the period to be appropriated9905€-25k€-23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-25k€-23k▲
Transfer from equity791/2€25k€23k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Weakest financial yearnet €-56k ▼2000%
Net result drops to €-56k, the lowest in the series; recovery starts the following year.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
12-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 12 days late
2021
30-09
Financial
Highest result since 2018net €363k ▲351%
Net result €363k, the highest in the series.
30-09
Financial
Liquidity triplescurrent ratio 4.41
Current ratio from 1.50 to 4.41.
30-09
Financial
Equity above €500kEq €725k ▲65.8%
4 profitable years in a row build equity to €725k.
23-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Liquidity doublescurrent ratio 1.50
Current ratio from 0.65 to 1.50; short-term debt falls from €73k to €66k.
23-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2019
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ichtegem · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schipleedstraat(BEK) 28480 IchtegemGround area
2,601 m²
Building footprint
249 m²
Volume, LiDAR
1,150 m³
Parcel 35001B0395/00B004, Flanders · tallest building 7.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
SANKOBA CONSULT
since 20042.139.342.027
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35001B0395/00B004 | Flanders | 2,601 m² | 1 · 249 m² | 7.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Munio
BE 0808.779.664
Sint-Niklaas · Eq €624,078
AOA CONSULTING
BE 0899.777.839
Brussel · Eq €624,398
Strategy Advice
BE 0871.373.269
Keerbergen · Eq €623,824
CANALE
BE 0641.915.811
Kapellen · Eq €624,434
INVEST LIONS
BE 1008.925.704
Sint-Niklaas · Eq €624,456
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 32,715 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-07-2004
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.