SANJAR
ActiveSummary
The computed 12-month bankruptcy probability of SANJAR is 4.5% (elevated). The 2025 annual accounts show equity of €19k and a net result of €667. Its solvency ranks better than 79% of 13417 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability43▼-57
Solvency90▲+1
Growth52
Track record94
Bankruptcy probability, 12 months
4.5%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity ample (current ratio 4.99 against 4.85 in 2024; short-term debt: 20% and cash: 59.2% of total assets), and 35.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.6%
Return on assets
2.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
21 d late
2024
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k▲ 3.6%
2024 · €18k
2024: €18k
2025: €19k▲ +3.6% vs 2024
2024 → 2025
Total assets
€29k▲ 2.2%
2024 · €29k
2024: €29k
2025: €29k▲ +2.2% vs 2024
2024 → 2025
Net result
€667▼ 95.8%
2024 · €16k
2024: €16k
2025: €667▼ -95.8% vs 2024
2024 → 2025
Working capital
€23k▲ 2.9%
2024 · €23k
2024: €23k
2025: €23k▲ +2.9% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€18k-€19k▲ 3.6%
2024: €18k
2025: €19k▲ +3.6% vs 2024
Operating result€23k-€703▼ 96.9%
2024: €23k
2025: €703▼ -96.9% vs 2024
Net result€16k-€667▼ 95.8%
2024: €16k
2025: €667▼ -95.8% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 97% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €29k
Equity
€19k ▲ 3.6%
Provisions
€5k =
Debt
€6k ▼ 0.7%
Debt's share of the balance-sheet total falls from 20.6% to 20.0%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
4.99▲
2024 · 4.85
Debt to equity
0.31▼
2024 · 0.32
ROE
3.5%▼
2024 · 86.3%
ROA
2.3%▼
2024 · 55.0%
Debt ≤ 1 year
€6k▼
2024 · €6k
Income taxes
€-54▼
2024 · €6k
Staff costs
€0▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet
Code20242025
Assets
Total assets20/58€29k€29k▲
Current assets29/58€29k€29k▲
Amounts receivable within one year40/41€12k€12k▼
Other amounts receivable41€12k€12k▼
Cash at bank and in hand54/58€17k€17k▲
Equity and liabilities
Total equity and liabilities10/49€29k€29k▲
Equity10/15€18k€19k▲
Contributions10/11€3k€3k=
Reserves13€16k€16k=
Distributable reserves133€16k€16k=
Profit (loss) carried forward14-€667
Provisions and deferred taxes16€5k€5k=
Provisions for liabilities and charges160/5€5k€5k=
Taxes161€5k€5k=
Amounts payable17/49€6k€6k▼
Amounts payable within one year42/48€6k€6k▼
Taxes, remuneration and social security45€6k€6k▼
Taxes450/3€6k€6k▼
Remuneration and social security454/9-€12
Income statement
Code20242025
Remuneration, social security and pensions62€9k€0▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€5k-
Other operating charges640/8€384€199▼
Gross operating margin9900€37k€902▼
Operating profit (loss)9901€23k€703▼
Financial income75/76B€9-
Recurring financial income75€9-
Financial charges65/66B€1k€90▼
Recurring financial charges65€1k€90▼
Profit (loss) for the period before taxes9903€22k€614▼
Income taxes67/77€6k€-54▼
Profit (loss) for the period9904€16k€667▼
Profit (loss) for the period to be appropriated9905€16k€667▼
Appropriation of the result
Profit (loss) to be appropriated9906€16k€667▼
Transfer to equity691/2€16k-
To other reserves6921€16k-
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | €9k | €0 | ▼ 100% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | €5k | - | - |
| Other operating charges640/8 | €384 | €199 | ▼ 48.1% |
| Gross operating margin9900 | €37k | €902 | ▼ 97.5% |
| Operating profit (loss)9901 | €23k | €703 | ▼ 96.9% |
| Financial income75/76B | €9 | - | - |
| Recurring financial income75 | €9 | - | - |
| Financial charges65/66B | €1k | €90 | ▼ 91.9% |
| Recurring financial charges65 | €1k | €90 | ▼ 91.9% |
| Profit (loss) for the period before taxes9903 | €22k | €614 | ▼ 97.2% |
| Income taxes67/77 | €6k | €-54 | ▼ 101% |
| Profit (loss) for the period9904 | €16k | €667 | ▼ 95.8% |
| Profit (loss) for the period to be appropriated9905 | €16k | €667 | ▼ 95.8% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €29k | €29k | ▲ 2.2% |
| Current assets29/58 | €29k | €29k | ▲ 2.2% |
| Amounts receivable within one year40/41 | €12k | €12k | ▼ 0.7% |
| Other amounts receivable41 | €12k | €12k | ▼ 0.7% |
| Cash at bank and in hand54/58 | €17k | €17k | ▲ 4.3% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €29k | €29k | ▲ 2.2% |
| Equity10/15 | €18k | €19k | ▲ 3.6% |
| Contributions10/11 | €3k | €3k | = |
| Reserves13 | €16k | €16k | = |
| Distributable reserves133 | €16k | €16k | = |
| Profit (loss) carried forward14 | - | €667 | - |
| Provisions and deferred taxes16 | €5k | €5k | = |
| Provisions for liabilities and charges160/5 | €5k | €5k | = |
| Taxes161 | €5k | €5k | = |
| Amounts payable17/49 | €6k | €6k | ▼ 0.7% |
| Amounts payable within one year42/48 | €6k | €6k | ▼ 0.7% |
| Taxes, remuneration and social security45 | €6k | €6k | ▼ 0.7% |
| Taxes450/3 | €6k | €6k | ▼ 0.9% |
| Remuneration and social security454/9 | - | €12 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €16k | €667 | ▼ 95.8% |
| Operating cash flow (approximation) | €16k | €667 | ▼ 95.8% |
| Change in cash | - | €711 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2023
Ground area
178 m²
Building footprint
115 m²
Volume, LiDAR
1,134 m³
2 parcels, Wallonia · tallest building 12.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Friterie de l'ancienne gare
since 20232.349.358.608
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55372C0117/00E029 | Wallonia | 95 m² | 1 · 56 m² | 11.0 m · 3 fl. |
| 55046A0018/00B004 | Wallonia | 83 m² | 1 · 59 m² | 12.0 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
N.I.N.
BE 0677.729.003
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GHISLAIN 1994
BE 0554.845.443
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HDV HANNUT
BE 0692.560.895
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Of 20,495 companies in sector 56111 we hold annual accounts for 11,462. 8,672 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-07-2023
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
Contact
E-mail
lecomte.my@hotmail.com
Phone
+32497330691
Scores and ratios are computed by Checked and are not a credit decision.