SANIVAC
ActiveSANIVAC has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-19k) and a net result of €-4k. Equity is shrinking by ~43.5% per year across the filed fiscal years. Its solvency ranks better than 5% of 59 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
27
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 37
Relative position
BE, all sectors
reference
Sector 37
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-19k
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
42 d early
2023
70 d early
2022
46 d early
2021
4 d early
2020
24 d late
2019
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€0
2021 · €0
2018: €0
2019: €0
2020: €0
2021: €0
2018 → 2022
Total assets
€918▼ 92.5%
2024 · €12k
2018: €27k
2019: €23k
2020: €28k
2021: €22k
2022: €33k
2023: €21k
2024: €12k
2018 → 2025
Net result
€-4k▲ 73.9%
2024 · €-14k
2018: €61
2019: €-4k
2020: €-9k
2021: €-3k
2022: €7k
2023: €-12k
2024: €-14k
2018 → 2025
Working capital
€-19k▲ 8.0%
2024 · €-20k
2018: €14k
2019: €9k
2020: €-11k
2021: €-10k
2022: €-9k
2023: €-17k
2024: €-20k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€0-€0
Equity€4k-€11k▲ 148%€-910€-15k▼ 1,560%€-19k▼ 24.5%
Operating result€-3k-€7k€-12k€-14k▼ 19.6%€-4k▲ 74.6%
Net result€-3k-€7k€-12k€-14k▼ 19.4%€-4k▲ 73.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2025 against €14k in 2024; the loss shrinks.
Key figures and ratios
Debt
€20k▼
2024 · €27k
Debt ≤ 1 year
€20k▼
2024 · €27k
Ratios withheld: a balance sheet total of €918 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€12k€918▼
Fixed assets21/28€5k€0▼
Tangible fixed assets22/27€5k€0▼
Plant, machinery and equipment23€844€0▼
Furniture and vehicles24€5k€0▼
Current assets29/58€7k€918▼
Amounts receivable within one year40/41€739€908▲
Trade receivables40€726€845▲
Other amounts receivable41€13€63▲
Cash at bank and in hand54/58€5k€10▼
Deferred charges and accrued income490/1€1k€0▼
Equity and liabilities
Total equity and liabilities10/49€12k€918▼
Equity10/15€-15k€-19k▼
Contributions10/11€14k€14k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-31k€-35k▼
Amounts payable17/49€27k€20k▼
Amounts payable within one year42/48€27k€20k▼
Trade debts44€362€0▼
Suppliers440/4€362-
Taxes, remuneration and social security45€4k€2▼
Taxes450/3€3k€2▼
Remuneration and social security454/9€1k€0▼
Other amounts payable47/48€23k€20k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k-
Other operating charges640/8€7k€410▼
Gross operating margin9900€-2k€-3k▼
Operating profit (loss)9901€-14k€-4k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€203€141▼
Recurring financial charges65€203€141▼
Profit (loss) for the period before taxes9903€-14k€-4k▲
Profit (loss) for the period9904€-14k€-4k▲
Profit (loss) for the period to be appropriated9905€-14k€-4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-31k€-35k▼
Profit (loss) brought forward from the previous period14P€-17k€-31k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-14k
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
22-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €7k
Net result €7k after 3 loss-making years.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
15-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Blégny · 2 establishment units since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Sarts 614671 BlégnyGround area
9,804 m²
Building footprint
536 m²
Volume, LiDAR
1,359 m³
3 parcels, Wallonia · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Sanivac
since 19962.251.146.306
Val des Cardamines 3, 4820 Dison
since 20162.251.147.987
3 parcels
Wallonia
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62010A0319/00D000 | Wallonia | 6,430 m² | 1 · 225 m² | - |
| 62010A0318/00K000 | Wallonia | 2,774 m² | 1 · 228 m² | 5.5 m · 1 fl. |
| 63020B0169/00P000 | Wallonia | 600 m² | 1 · 83 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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DMLC
BE 0756.748.171
Charleroi · Eq €13k
Christian DUYSENS
BE 1011.794.825
Soumagne · Eq €16k
Rioolexpert
BE 0563.763.406
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ENTREPRISES J. DELVAUX
BE 0471.811.265
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Of 362 companies in sector 37000 we hold annual accounts for 205. 69 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-11-1987
Fiscal year end31-12
Activities, NACEBEL
37000Sewerage
90010
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.