SANIV

Active

Private limited companyfounded 199530 yrs activeZwaluwenlaan 56, 2630 Aartselaar, BelgiumKBO/BCE: BE 0456.391.532

Summary

The computed 12-month bankruptcy probability of SANIV is 13.2% (high). The 2020 annual accounts show negative equity (-€23,899) and a net result of €29,781. Equity is growing by ~55% per year across the filed fiscal years. The company has been active since 1995 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags).

Risk analysisWatch Report Compare

SANIVActive

Risk analysis Report Compare

Activity

Activity not known1 site

Size

€241,931total assets 2020

Equity: -€23,899
Profit: €29,781

Turnover not published (abridged schema)

Financial health

Bankruptcy chance 12 m: 13.2%

2020 figures too old to score

Structure

Accounts 1527 d overdue0 of 1 deed read

Signals- Figures for FY 2020 (filed 29-10-2021)- 3 financial years not filed after the legal deadline; latest accounts 84 days late; 3 of the last 3 late- 2 ex-officio strike-offs in the KBO- Administrative warnings in the KBO publications+ Size: total assets €241,931No filing for yearsFiled after the deadlineShow the evidence

Checked score

No current score

Figures too old

The available figures for FY 2020 are too old to assess current financial health.

Bankruptcy probability: High

Filing: Five or more filing cycles are missing. This points to a standstill, not an imminent failure.

Financial strength, FY 2020 · tick = 2019

Weak

Solvency 15+15

equity -9.9% of total assets

Liquidity 0=

short-term debt 108.6% · cash 0.4%

Profitability 68-12

return on assets 12.3%

Bankruptcy probability, 12 months

13.2% High

0%0.5%1.5%4%10%≥ 25%

About 1 in 8 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 12.4% 12-2024: 12.4%● 0.0% vs 11-2024 01-2025: 12.4%● 0.0% vs 12-2024 02-2025: 12.4%● 0.0% vs 01-2025 03-2025: 12.4%● 0.0% vs 02-2025 04-2025: 12.4%● 0.0% vs 03-2025 05-2025: 12.4%● 0.0% vs 04-2025 06-2025: 12.4%● 0.0% vs 05-2025 07-2025: 12.4%● 0.0% vs 06-2025 08-2025: 12.4%▼ -0.1% vs 07-2025lowest value 09-2025: 12.4%● 0.0% vs 08-2025lowest value 10-2025: 13.9%▲ +11.7% vs 09-2025 11-2025: 13.9%● 0.0% vs 10-2025 12-2025: 15.4%▲ +11.0% vs 11-2025highest value 01-2026: 15.4%● 0.0% vs 12-2025highest value 02-2026: 15.4%● 0.0% vs 01-2026highest value 03-2026: 15.4%● 0.0% vs 02-2026highest value 04-2026: 15.4%● 0.0% vs 03-2026highest value 05-2026: 13.8%▼ -10.3% vs 04-2026 06-2026: 13.8%● 0.0% vs 05-2026 07-2026: 13.8%● 0.0% vs 06-2026 08-2026: 13.8%● 0.0% vs 07-2026 09-2026: 13.2%▼ -4.7% vs 08-2026 10-2026: 13.2%● 0.0% vs 09-2026

Figures for FY 2020 (filed 29-10-2021) raises the probability
Size: total assets €241,931 lowers the probability for this profile
3 financial years not filed after the legal deadline; latest accounts 84 days late; 3 of the last 3 late raises the probability
2 ex-officio strike-offs in the KBO raises the probability

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Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Figures for FY 2020 (filed 29-10-2021)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Size: total assets €241,931

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

3 financial years not filed after the legal deadline; latest accounts 84 days late; 3 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

2 ex-officio strike-offs in the KBO

In the bankruptcy model this factor raises the probability.

KBO publications

No filing for years

The last filed financial year closed on 31-12-2020. Since then, 5 financial years are missing. This points to a standstill, not an imminent failure.

NBB · 10 filings

Position against the passed deadline

31-12-2021 close31-07-2022 deadline05-10-2026 today

Filed after the deadline

The financial year that closed on 31-12-2020 was due by 31-07-2021 and was filed on 23-10-2021, 84 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

not confirmed

2024

not filed

2023

not filed

2022

not filed

2021

not filed

2020

84 d late

2019

181 d late

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 2 accounts on average 133 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Administrative warnings in the KBO publications

2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.

KBO publications

Publications

Late accounts filingUBO non-compliance