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SANIDIF

Active
Private limited companyfounded 20197 years activeRue de l'Ancienne Passerelle(SL) 18, 7730 Estaimpuis, BelgiumKBO/BCE: BE 0726.572.362
Summary

The computed 12-month bankruptcy probability of SANIDIF is 5.8% (elevated). The 2024 annual accounts show negative equity (-€7,424) and a net result of -€1,043. Equity is shrinking by ~78.5% per year across the filed fiscal years. Its solvency ranks better than 12% of 26,061 sector peers (NACE 47, fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Retail sale of household furniture
NACE 47551
1 site
Size
€14,490total assets 2024
Equity
-€7,424
Loss
-€1,043
Turnover not published (abridged schema)
Financial health
35 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
5.8%
Structure
Accounts 69 days overdue0 of 1 deed read
Why 35- 1 financial year not filed after the legal deadline; latest accounts 144 days late; 3 of the last 3 late- Figures for FY 2024 (filed 22-12-2025)- Founded in 2019+ Size: total assets €14,490Show the evidence

Checked score

Score 2024
35 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 20% of its sector peers (NACE 47, micro)
Financial strength · tick = 2021
Weak
Solvency 0-40
equity -51.2% of total assets
Liquidity 13=
short-term debt 151.2% · cash 10.4%
Profitability 60+60
return on assets -7.2%
Bankruptcy probability, 12 months
5.8% Elevated
0%0.5%1.5%4%10%≥ 25%

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,169 companies)
Last 24 months 11-2024: 11.9% 12-2024: 11.8%▼ -0.1 percentage points vs 11-2024 01-2025: 11.8%● unchanged vs 12-2024 02-2025: 12.4%▲ +0.6 percentage points vs 01-2025highest value 03-2025: 12.4%● unchanged vs 02-2025highest value 04-2025: 12.4%● unchanged vs 03-2025highest value 05-2025: 12.4%● unchanged vs 04-2025highest value 06-2025: 12.4%● unchanged vs 05-2025highest value 07-2025: 12.4%● unchanged vs 06-2025highest value 08-2025: 11.8%▼ -0.6 percentage points vs 07-2025 09-2025: 11.8%● unchanged vs 08-2025 10-2025: 11.8%● unchanged vs 09-2025 11-2025: 11.8%● unchanged vs 10-2025 12-2025: 11.8%● unchanged vs 11-2025 01-2026: 3.8%▼ -8.0 percentage points vs 12-2025 02-2026: 3.8%● unchanged vs 01-2026 03-2026: 3.8%● unchanged vs 02-2026 04-2026: 3.8%● unchanged vs 03-2026 05-2026: 3.8%● unchanged vs 04-2026 06-2026: 3.6%▼ -0.2 percentage points vs 05-2026lowest value 07-2026: 3.6%● unchanged vs 06-2026 08-2026: 4.1%▲ +0.5 percentage points vs 07-2026 09-2026: 4.2%▲ +0.1 percentage points vs 08-2026 10-2026: 5.8%▲ +1.6 percentage points vs 09-2026
No credit on open account
Liquidity short (current ratio 0.08 against 0.13 in 2021; short-term debt: 151.2% and cash: 10.4% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 6% on solvency, 13% on liquidity and 42% on profitability.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk
raises risk · 1 financial year not filed after the legal deadline; latest accounts 144 days late; 3 of the last 3 late
NBB · filings
raises risk · Figures for FY 2024 (filed 22-12-2025)
NBB · annual accounts
raises risk · Founded in 2019
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
lowers risk · Size: total assets €14,490
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
19202124
2019 to 2024 · latest year -€7,424
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-12-2025, 144 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 4 filings
Deviation from the deadline
2025
not confirmed
2024
144 days late
2021
153 days late
2020
122 days late
2019
152 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 143 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Annual accounts filedfiscal year 2021 · micro…
  3. Weakest financial yearnet -€2,495

Key points

  • Risk: Negative equityfiscal year 2024: debts exceed assets -€7,424 View
  • Caution: Among the weakest 13% on solvencysector median 32.3% · 26,061 companies -51.2% View
  • Caution: Accounts not fileddeadline was 31-07-2026 69 days late View
  • Caution: 2 loss-making years in a rowloss fiscal year 2024 -€1,043 View

By topic

Financials

Fiscal year
2024
Total assets
€14,490
Loss
-€1,043
Solvency
-51.2%
Total assets▲ 159%
Net result
20192024
Go to Financials

Timeline

Events
5
Since
2020
  1. 30-11-2021Annual accounts filed
  2. 30-12-2020Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of household furnitureNACE 47551
Founded
08-05-2019
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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