Financials
- Fiscal year
- 2024
- Total assets
- €2.6m
- Profit
- €53,516
- Solvency
- 36.3%
SaniDeco
ActiveSummary
The computed 12-month bankruptcy probability of SaniDeco is 2.9% (moderate). The 2024 annual accounts show equity of €932,384 and a net result of €53,516. Equity is growing by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 48% of 15861 sector peers (fiscal year 2024). The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Wholesale of electrical household appliances and audio-video equipment
NACE 46431Retail sale of hardware, building materials, paint and glass (general range) NACE 47521NACE 51430
2 sites
Size
€2.6mtotal assets 2024
- Equity
- €932,384
- Profit
- €53,516
Structure
Accounts 64 d overdue0 of 3 deeds read
Why 51- 1 financial year not filed after the legal deadline; latest accounts 230 days late; 3 of the last 3 late- Figures for FY 2024 (filed 18-03-2026)- Liquidity: current ratio 1.49, cash €98,128+ Founded in 2001Show the evidence
Checked score
Score 2024
51
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 45% of its sector peers (NACE 46, small)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Average
Solvency
61+13
equity 36.3% of total assets
Liquidity
21+8
short-term debt 63.7% · cash 3.8%
Profitability
71=
return on assets 2.1%
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.8%
12-2024: 2.2%▲ +23.0% vs 11-2024
01-2025: 0.4%▼ -83.0% vs 12-2024lowest value
02-2025: 0.4%● 0.0% vs 01-2025lowest value
03-2025: 0.5%▲ +23.4% vs 02-2025
04-2025: 0.5%▲ +4.6% vs 03-2025
05-2025: 0.5%▲ +4.2% vs 04-2025
06-2025: 0.6%▲ +25.1% vs 05-2025
07-2025: 0.8%▲ +22.5% vs 06-2025
08-2025: 1.0%▲ +38.7% vs 07-2025
09-2025: 1.2%▲ +15.4% vs 08-2025
10-2025: 1.6%▲ +32.0% vs 09-2025
11-2025: 1.7%▲ +7.8% vs 10-2025
12-2025: 2.1%▲ +22.3% vs 11-2025
01-2026: 4.4%▲ +108% vs 12-2025
02-2026: 4.4%● 0.0% vs 01-2026
03-2026: 4.5%▲ +1.7% vs 02-2026highest value
04-2026: 1.2%▼ -73.3% vs 03-2026
05-2026: 1.2%▲ +3.7% vs 04-2026
06-2026: 1.2%▼ -3.8% vs 05-2026
07-2026: 1.3%▲ +5.6% vs 06-2026
08-2026: 2.0%▲ +55.9% vs 07-2026
09-2026: 2.1%▲ +9.3% vs 08-2026
10-2026: 2.9%▲ +34.4% vs 09-2026
- 1 financial year not filed after the legal deadline; latest accounts 230 days late; 3 of the last 3 late raises the probability
- Figures for FY 2024 (filed 18-03-2026) raises the probability
- Founded in 2001 lowers the probability for this profile
- Liquidity: current ratio 1.49, cash €98,128 raises the probability
Credit up to €45,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.49 against 1.27 in 2023; short-term debt: 63.7% and cash: 3.8% of total assets), and 63.7% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, small). Better than this share of them on solvency 42%, liquidity 18%, profitability 64%, growth against the median 58%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-03-2026, 230 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
230 d late
2023
148 d late
2022
112 d late
2021
200 d late
2020
220 d late
2019
241 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 192 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
- Annual accounts filedfiscal year 2022 · micro…
Key points
By topic
Timeline
- Events
- 11
- Since
- 2016
- 18-03-2026Annual accounts filed
- 26-12-2024Annual accounts filed
- 20-11-2023Annual accounts filed
Company details
- Sites
- 2
- Legal form
- Private limited company
- Activity
- Wholesale of electrical household appliances and audio-video equipmentNACE 46431
- Founded
- 29-11-2001
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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