SaniCV Technics
ActiveSaniCV Technics has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €106k and a net result of €26k. Equity is growing by ~11.9% per year across the filed fiscal years. Its solvency ranks better than 75% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▲+1
Solvency96▲+4
Growth52=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 3.07 against 2.64 in 2024; short-term debt: 25.9% and cash: 63.1% of total assets), and 29.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.5%
Return on assets
17.3%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
36 d early
2024
30 d early
2023
38 d early
2022
39 d early
2021
33 d early
2020
44 d early
2019
14 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€106k▲ 32.6%
2024 · €80k
2019: €45k
2020: €57k
2021: €65k
2022: €70k
2023: €61k
2024: €80k
2019 → 2025
Total assets
€150k▲ 25.4%
2024 · €119k
2019: €62k
2020: €78k
2021: €82k
2022: €115k
2023: €95k
2024: €119k
2019 → 2025
Net result
€26k▲ 36.1%
2024 · €19k
2019: €27k
2020: €13k
2021: €8k
2022: €5k
2023: €-10k
2024: €19k
2019 → 2025
Working capital
€80k▲ 71.2%
2024 · €47k
2019: €31k
2020: €50k
2021: €60k
2022: €51k
2023: €42k
2024: €47k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€65k-€70k▲ 8.1%€61k▼ 13.6%€80k▲ 31.5%€106k▲ 32.6%
Operating result€12k-€6k▼ 47.0%€-8k€24k€37k▲ 57.8%
Net result€8k-€5k▼ 38.3%€-10k€19k€26k▲ 36.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 58% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €150k
Fixed assets
€31k▼ 30.0%
Current assets
€119k▲ 57.5%
Equity and liabilities €150k
Equity
€106k▲ 32.6%
Debt
€44k▲ 11.1%
The debt ratio falls from 33.3% to 29.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€50k▲
2024 · €34k
Cash flow
€39k▲
2024 · €30k
Solvency
70.5%▲
2024 · 66.7%
Current ratio
3.07▲
2024 · 2.64
Quick ratio
3.01▲
2024 · 2.49
Debt / equity
0.42▼
2024 · 0.50
ROE
24.6%▲
2024 · 24.0%
ROA
17.3%▲
2024 · 16.0%
Interest coverage
74.72▲
2024 · 39.72
Debt
€44k▲
2024 · €40k
Debt ≤ 1 year
€39k▲
2024 · €29k
Debt > 1 year
€5k▼
2024 · €11k
Income taxes
€11k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€119k€150k▲
Fixed assets21/28€44k€31k▼
Tangible fixed assets22/27€44k€31k▼
Furniture and vehicles24€40k€27k▼
Other tangible fixed assets26€4k€4k▼
Current assets29/58€76k€119k▲
Stocks and contracts in progress3€4k€3k▼
Stocks30/36€4k€3k▼
Amounts receivable within one year40/41€18k€19k▲
Trade receivables40€7k€15k▲
Other amounts receivable41€11k€4k▼
Cash at bank and in hand54/58€51k€94k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€119k€150k▲
Equity10/15€80k€106k▲
Contributions10/11€19k€19k=
Reserves13€61k€87k▲
Distributable reserves133€61k€87k▲
Amounts payable17/49€40k€44k▲
Amounts payable after more than one year17€11k€5k▼
Financial debts170/4€11k€5k▼
Amounts payable within one year42/48€29k€39k▲
Current portion of amounts payable after more than one year42€6k€6k▲
Trade debts44€15k€20k▲
Suppliers440/4€15k€20k▲
Taxes, remuneration and social security45€4k€10k▲
Taxes450/3€4k€10k▲
Other amounts payable47/48€4k€4k▼
Accrued charges and deferred income492/3€103€37▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€13k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€36k€52k▲
Operating profit (loss)9901€24k€37k▲
Financial income75/76B€30€75▲
Recurring financial income75€30€75▲
Financial charges65/66B€863€675▼
Recurring financial charges65€863€675▼
Profit (loss) for the period before taxes9903€23k€37k▲
Income taxes67/77€4k€11k▲
Profit (loss) for the period9904€19k€26k▲
Profit (loss) for the period to be appropriated9905€19k€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€26k▲
Profit (loss) brought forward from the previous period14P€-10k-
Transfer to equity691/2€10k€26k▲
To other reserves6921€10k€26k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €106k ▲32.6%
2 profitable years in a row build equity to €106k.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
23-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-10k ▼282%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Duffel · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lijsterstraat 52570 DuffelGround area
2,048 m²
Building footprint
209 m²
Volume, LiDAR
760 m³
Parcel 12302D0358/00V003, Flanders · tallest building 7.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
SaniCV Technics
since 20182.273.927.448
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12302D0358/00V003 | Flanders | 2,048 m² | 1 · 209 m² | 7.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DAMOTECHNIC
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MICHAEL MEEREMANS
BE 0802.562.459
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MMS DEBOUCHAGE
BE 0502.435.848
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Hmitech
BE 0849.537.480
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Werner Meir
BE 0881.544.413
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Of 7,042 companies in sector 43221 we hold annual accounts for 3,469. 3,058 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-03-2018
Fiscal year end31-12
Activities, NACEBEL
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.