SANICHAUTOI
ActiveSANICHAUTOI has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €797k and a net result of €-51k. Equity is growing by ~23.4% per year across the filed fiscal years. Its solvency ranks better than 72% of 7760 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability18▲+11
Solvency88▲+12
Growth52=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity short (current ratio 0.86 against 1.09 in 2024; short-term debt: 30.6% of total assets), and 37.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.7%
Return on assets
-4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
28 d early
2023
58 d late
2022
59 d late
2021
78 d late
2020
83 d late
2019
53 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-51k▲ 25.7%
2024 · €-69k
2018: €9k
2019: €6k
2020: €17k
2021: €85k
2022: €48k
2023: €122k
2024: €-69k
2018 → 2025
Working capital
€-56k
2024 · €19k
2018: €41k
2019: €-44k
2020: €-46k
2021: €-9k
2022: €20k
2023: €120k
2024: €19k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€268k-€316k▲ 18.0%€438k▲ 38.6%€369k▼ 15.8%€797k▲ 116%
Operating result€145k-€98k▼ 32.4%€204k▲ 108%€-30k€-15k▲ 49.2%
Net result€85k-€48k▼ 43.5%€122k▲ 153%€-69k€-51k▲ 25.7%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €15k in 2025 against €30k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.27M
Fixed assets
€938k▲ 92.6%
Current assets
€333k▲ 42.0%
Equity and liabilities €1.27M
Equity
€797k▲ 116%
Debt
€474k▲ 34.5%
The debt ratio falls from 48.8% to 37.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€17k▲
2024 · €-4k
Cash flow
€-19k▲
2024 · €-43k
Solvency
62.7%▲
2024 · 51.2%
Current ratio
0.86▼
2024 · 1.09
Quick ratio
0.78▼
2024 · 0.94
Debt / equity
0.59▼
2024 · 0.95
ROE
-6.4%▲
2024 · -18.7%
ROA
-4.0%▲
2024 · -9.6%
Interest coverage
0.49▲
2024 · -0.09
Debt
€474k▲
2024 · €352k
Debt ≤ 1 year
€388k▲
2024 · €216k
Debt > 1 year
€85k▼
2024 · €137k
Income taxes
€933▼
2024 · €941
Staff costs
€305k▼
2024 · €348k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€721k€1.27M▲
Fixed assets21/28€487k€938k▲
Tangible fixed assets22/27€484k€935k▲
Land and buildings22€464k€920k▲
Plant, machinery and equipment23€8k€8k▲
Furniture and vehicles24€12k€6k▼
Financial fixed assets28€3k€3k=
Current assets29/58€234k€333k▲
Stocks and contracts in progress3€31k€30k▼
Stocks30/36€31k€30k▼
Amounts receivable within one year40/41€190k€288k▲
Trade receivables40€124k€220k▲
Other amounts receivable41€67k€68k▲
Cash at bank and in hand54/58€543-
Deferred charges and accrued income490/1€12k€14k▲
Equity and liabilities
Total equity and liabilities10/49€721k€1.27M▲
Equity10/15€369k€797k▲
Contributions10/11€20k€20k=
Revaluation surpluses12-€479k
Reserves13€203k€203k=
Distributable reserves133€203k€203k=
Profit (loss) carried forward14€146k€94k▼
Amounts payable17/49€352k€474k▲
Amounts payable after more than one year17€137k€85k▼
Financial debts170/4€137k€85k▼
Amounts payable within one year42/48€216k€388k▲
Current portion of amounts payable after more than one year42€54k€57k▲
Financial debts43-€49k
Other loans439-€49k
Trade debts44€41k€211k▲
Suppliers440/4€41k€211k▲
Taxes, remuneration and social security45€100k€42k▼
Taxes450/3€45k€610▼
Remuneration and social security454/9€55k€42k▼
Other amounts payable47/48€20k€28k▲
Income statement
Code20242025
Remuneration, social security and pensions62€348k€305k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€32k▲
Other operating charges640/8€56k€19k▼
Gross operating margin9900€401k€342k▼
Operating profit (loss)9901€-30k€-15k▲
Financial income75/76B€148€66▼
Recurring financial income75€148€66▼
Financial charges65/66B€39k€35k▼
Recurring financial charges65€39k€35k▼
Profit (loss) for the period before taxes9903€-68k€-50k▲
Income taxes67/77€941€933▼
Profit (loss) for the period9904€-69k€-51k▲
Profit (loss) for the period to be appropriated9905€-69k€-51k▲
Appropriation of the result
Profit (loss) to be appropriated9906€146k€94k▼
Profit (loss) brought forward from the previous period14P€215k€146k▼
Social balance
Average headcount (FTE)90876.85.5▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €500kEq €797k ▲116%
Equity rises from €369k to €797k.
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet €-69k ▼157%
Net result drops to €-69k, the lowest in the series; recovery starts the following year.
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 58 days late
2023
31-12
Financial
Highest result since 2018net €122k ▲153%
Operating result €204k, net result €122k, both a record.
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 59 days late
2022
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 78 days late
2021
31-12
Financial
Equity above €200kEq €268k ▲46.7%
4 profitable years in a row build equity to €268k.
22-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 83 days late
2020
22-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 53 days late
2019
15-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 76 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Manchesterstraat 46-481080 Sint-Jans-MolenbeekGround area
246 m²
Building footprint
161 m²
Volume, LiDAR
1,538 m³
Parcel 21523B0939/00H103, Brussels · tallest building 17.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SANICHAUTOI
since 20042.136.386.495
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21523B0939/00H103 | Brussels | 246 m² | 1 · 161 m² | 17.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
3 categoriesSANICHAUTOI SRL34781
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DESITHERM
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Of 7,042 companies in sector 43221 we hold annual accounts for 3,469. 1,874 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-03-2004
Fiscal year end31-12
Activities, NACEBEL
43221Plumbing work
45332
42220Construction of utility projects for electricity and telecommunications
43240Other construction installation
43299Specialised construction activities
45215
52740
95290Repair and maintenance of other personal and household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.