SANICED
ActiveSummary
SANICED has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €86k and a net result of €10k. Equity is growing by ~5.4% per year across the filed fiscal years. Its solvency ranks better than 84% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▼-3
Solvency100▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 5.89 against 3.54 in 2024; short-term debt: 14.1% and cash: 56.5% of total assets), and 20.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.4%
Return on assets
9.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
21 d early
2023
2 d early
2022
on the day
2021
2 d early
2020
12 d late
2019
27 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€86k▼ 11.2%
2024 · €97k
2018: €60k
2019: €65k
2020: €68k
2021: €74k
2022: €78k
2023: €80k
2024: €97k
2018 → 2025
Total assets
€109k▼ 24.2%
2024 · €143k
2018: €95k
2019: €97k
2020: €94k
2021: €135k
2022: €99k
2023: €133k
2024: €143k
2018 → 2025
Net result
€10k▼ 40.2%
2024 · €17k
2018: €6k
2019: €5k
2020: €3k
2021: €5k
2022: €4k
2023: €3k
2024: €17k
2018 → 2025
Working capital
€75k▼ 10.0%
2024 · €83k
2018: €46k
2019: €53k
2020: €56k
2021: €57k
2022: €67k
2023: €65k
2024: €83k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€74k-€78k▲ 5.5%€80k▲ 3.8%€97k▲ 20.8%€86k▼ 11.2%
Operating result€7k-€7k▼ 0.2%€6k▼ 3.3%€26k▲ 307%€16k▼ 37.3%
Net result€5k-€4k▼ 25.6%€3k▼ 27.2%€17k▲ 473%€10k▼ 40.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 37% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €109k
Fixed assets
€19k ▼ 32.5%
Current assets
€90k ▼ 22.2%
Equity and liabilities €109k
Equity
€86k ▼ 11.2%
Debt
€22k ▼ 51.5%
Debt's share of the balance-sheet total falls from 32.2% to 20.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€25k▼
2024 · €35k
Cash flow
€19k▼
2024 · €26k
Current ratio
5.89▲
2024 · 3.54
Debt to equity
0.26▼
2024 · 0.48
ROE
11.6%▼
2024 · 17.2%
ROA
9.2%▼
2024 · 11.7%
Interest coverage
12.91▼
2024 · 19.60
Debt ≤ 1 year
€15k▼
2024 · €33k
Debt > 1 year
€7k▼
2024 · €13k
Income taxes
€5k▼
2024 · €8k
Staff costs
€2k▼
2024 · €43k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€143k€109k▼
Fixed assets21/28€28k€19k▼
Tangible fixed assets22/27€28k€19k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€24k€16k▼
Other tangible fixed assets26€696€303▼
Current assets29/58€116k€90k▼
Amounts receivable within one year40/41€9k€26k▲
Trade receivables40€334€23k▲
Other amounts receivable41€9k€2k▼
Cash at bank and in hand54/58€103k€61k▼
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€143k€109k▼
Equity10/15€97k€86k▼
Contributions10/11€19k€19k=
Reserves13€78k€67k▼
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€76k€67k▼
Profit (loss) carried forward14€888€912▲
Amounts payable17/49€46k€22k▼
Amounts payable after more than one year17€13k€7k▼
Financial debts170/4€13k€7k▼
Amounts payable within one year42/48€33k€15k▼
Current portion of amounts payable after more than one year42€6k€6k▲
Trade debts44€10k€195▼
Suppliers440/4€10k€195▼
Taxes, remuneration and social security45€6k€8k▲
Taxes450/3€6k€6k▼
Remuneration and social security454/9-€2k
Other amounts payable47/48€11k€2k▼
Accrued charges and deferred income492/3€526-
Income statement
Code20242025
Non-recurring operating income76A-€12k
Remuneration, social security and pensions62€43k€2k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▼
Other operating charges640/8€1k€2k▲
Gross operating margin9900€80k€29k▼
Operating profit (loss)9901€26k€16k▼
Financial income75/76B€580€865▲
Recurring financial income75€580€865▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€25k€15k▼
Income taxes67/77€8k€5k▼
Profit (loss) for the period9904€17k€10k▼
Profit (loss) for the period to be appropriated9905€17k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€18k€11k▼
Profit (loss) brought forward from the previous period14P€873€888▲
Transfer from equity791/2-€21k
Transfer to equity691/2€17k€10k▼
To other reserves6921€17k€10k▼
Profit to be distributed694/7-€21k
Return on contributions (dividend)694-€21k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €17k ▲473%
Operating result €26k, net result €17k, both a record.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €3k ▼27.2%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
12-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 12 days late
2020
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 6 days late
2017
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hove · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groenstraat 292540 HoveGround area
2,438 m²
Building footprint
194 m²
Volume, LiDAR
1,057 m³
Parcel 11021A0005/00H003, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Saniced
since 20122.206.757.324
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11021A0005/00H003 | Flanders | 2,438 m² | 1 · 194 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PLOMBERIE FIERS
BE 0895.516.965
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DGE INNOVATION
BE 0756.509.532
Walhain · Eq €86,237
RSK MULTISERVICES
BE 0437.218.392
Ukkel · Eq €86,489
Den Installateur Claessens
BE 0673.786.348
Antwerpen · Eq €86,502
VANTILT JAN
BE 0885.606.634
Alken · Eq €86,520
Of 7,041 companies in sector 43221 we hold annual accounts for 3,471. 3,065 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-01-2012
Fiscal year end31-12
Activities, NACEBEL 2025
43221Plumbing work
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.