SANI - MIR
ActiveSummary
SANI - MIR has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €105k and a net result of €45k. Equity is shrinking by ~8.4% per year across the filed fiscal years. Its solvency ranks better than 45% of 15865 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability66▼-4
Solvency57▲+14
Growth58=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days only on tighter terms
Liquidity tight (current ratio 1.43 against 1.17 in 2023; short-term debt: 67.7% and cash: 0% of total assets), and 67.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €105k
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-10-2025, 92 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
92 d late
2023
190 d late
2022
77 d late
2021
31 d late
2020
88 d late
2019
111 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€45k▼ 4.6%
2023 · €47k
2018: €8k
2019: €-1k▼ -115% vs 2018
2020: €-35k▼ -2783% vs 2019
2021: €-6k▲ +82.6% vs 2020
2022: €-54k▼ -792% vs 2021lowest in 7 years
2023: €47k▲ +187% vs 2022highest in 7 years
2024: €45k▼ -4.6% vs 2023
2018 → 2024
Working capital
€94k▲ 107%
2023 · €45k
2018: €136khighest in 7 years
2019: €91k▼ -33.1% vs 2018
2020: €72k▼ -20.5% vs 2019
2021: €65k▼ -10.0% vs 2020
2022: €-6k▼ -109% vs 2021lowest in 7 years
2023: €45k▲ +863% vs 2022
2024: €94k▲ +107% vs 2023
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€73k-€67k▼ 8.4%€12k▼ 81.4%€60k▲ 379%€105k▲ 75.4%
2020: €73k
2021: €67k▼ -8.4% vs 2020
2022: €12k▼ -81.4% vs 2021lowest in 5 years
2023: €60k▲ +379% vs 2022
2024: €105k▲ +75.4% vs 2023highest in 5 years
Operating result€-19k-€7k€-44k€58k€59k▲ 2.9%
2020: €-19k
2021: €7k▲ +136% vs 2020
2022: €-44k▼ -726% vs 2021lowest in 5 years
2023: €58k▲ +232% vs 2022
2024: €59k▲ +2.9% vs 2023highest in 5 years
Net result€-35k-€-6k▲ 82.6%€-54k▼ 792%€47k€45k▼ 4.6%
2020: €-35k
2021: €-6k▲ +82.6% vs 2020
2022: €-54k▼ -792% vs 2021lowest in 5 years
2023: €47k▲ +187% vs 2022highest in 5 years
2024: €45k▼ -4.6% vs 2023
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 3% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €324k
Fixed assets
€11k ▼ 25.5%
Current assets
€313k ▲ 0.6%
Equity and liabilities €324k
Equity
€105k ▲ 75.4%
Debt
€219k ▼ 17.6%
Debt's share of the balance-sheet total falls from 81.7% to 67.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€63k▲
2023 · €62k
Cash flow
€49k▼
2023 · €51k
Current ratio
1.43▲
2023 · 1.17
Quick ratio
1.42▲
2023 · 1.16
Debt to equity
2.09▼
2023 · 4.46
ROE
43.0%▼
2023 · 79.1%
ROA
13.9%▼
2023 · 14.5%
Interest coverage
3.64▼
2023 · 3.98
Debt ≤ 1 year
€219k▼
2023 · €266k
Income taxes
€3k▲
2023 · €164
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 46 lines
Balance sheet
Code20232024
Assets
Total assets20/58€326k€324k▼
Fixed assets21/28€14k€11k▼
Tangible fixed assets22/27€14k€11k▼
Furniture and vehicles24€14k€11k▼
Financial fixed assets28€61€61=
Current assets29/58€311k€313k▲
Amounts receivable after more than one year29€197k€216k▲
Other amounts receivable291€197k€216k▲
Stocks and contracts in progress3€2k€2k=
Stocks30/36€2k€2k=
Amounts receivable within one year40/41€97k€74k▼
Trade receivables40€5k€6k▲
Other amounts receivable41€92k€68k▼
Cash at bank and in hand54/58€110€70▼
Deferred charges and accrued income490/1€15k€21k▲
Equity and liabilities
Total equity and liabilities10/49€326k€324k▼
Equity10/15€60k€105k▲
Contributions10/11€19k€19k=
Reserves13€13k€13k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€11k€11k=
Profit (loss) carried forward14€28k€73k▲
Amounts payable17/49€266k€219k▼
Amounts payable within one year42/48€266k€219k▼
Financial debts43€115k€100k▼
Credit institutions430/8€115k€100k▼
Trade debts44€44k€44k▲
Suppliers440/4€44k€44k▲
Taxes, remuneration and social security45€1k€4k▲
Taxes450/3€1k€4k▲
Other amounts payable47/48€106k€70k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼
Other operating charges640/8€510€2k▲
Gross operating margin9900€62k€65k▲
Operating profit (loss)9901€58k€59k▲
Financial income75/76B€5k€6k▲
Recurring financial income75€5k€6k▲
Financial charges65/66B€16k€17k▲
Recurring financial charges65€16k€17k▲
Profit (loss) for the period before taxes9903€47k€49k▲
Income taxes67/77€164€3k▲
Profit (loss) for the period9904€47k€45k▼
Profit (loss) for the period to be appropriated9905€47k€45k▼
Appropriation of the result
Profit (loss) to be appropriated9906€28k€73k▲
Profit (loss) brought forward from the previous period14P€-19k€28k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8k | €3k | €2k | €4k | €4k | ▼ 8.9% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €1k | - | - | - |
| Other operating charges640/8 | - | €1k | €3k | €510 | €2k | ▲ 200% |
| Non-recurring operating charges66A | - | - | €131 | - | - | - |
| Gross operating margin9900 | €-10k | €11k | €-38k | €62k | €65k | ▲ 3.8% |
| Operating profit (loss)9901 | €-19k | €7k | €-44k | €58k | €59k | ▲ 2.9% |
| Financial income75/76B | - | €5k | €5k | €5k | €6k | ▲ 24.2% |
| Recurring financial income75 | €11k | €5k | €5k | €5k | €6k | ▲ 24.2% |
| Financial charges65/66B | - | €18k | €16k | €16k | €17k | ▲ 11.6% |
| Recurring financial charges65 | €27k | €18k | €16k | €16k | €17k | ▲ 11.6% |
| Profit (loss) for the period before taxes9903 | €-35k | €-6k | €-54k | €47k | €49k | ▲ 2.4% |
| Income taxes67/77 | €116 | €146 | €149 | €164 | €3k | ▲ 2,020% |
| Profit (loss) for the period9904 | €-35k | €-6k | €-54k | €47k | €45k | ▼ 4.6% |
| Profit (loss) for the period to be appropriated9905 | €-35k | €-6k | €-54k | €47k | €45k | ▼ 4.6% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €293k | €367k | €316k | €326k | €324k | ▼ 0.6% |
| Fixed assets21/28 | €4k | €2k | €18k | €14k | €11k | ▼ 25.5% |
| Tangible fixed assets22/27 | €4k | €2k | €18k | €14k | €11k | ▼ 25.6% |
| Plant, machinery and equipment23 | - | €0 | - | - | - | - |
| Furniture and vehicles24 | - | €2k | €18k | €14k | €11k | ▼ 25.6% |
| Financial fixed assets28 | €61 | €61 | €61 | €61 | €61 | = |
| Current assets29/58 | €290k | €365k | €298k | €311k | €313k | ▲ 0.6% |
| Amounts receivable after more than one year29 | - | €197k | €197k | €197k | €216k | ▲ 9.6% |
| Other amounts receivable291 | - | €197k | €197k | €197k | €216k | ▲ 9.6% |
| Stocks and contracts in progress3 | €2k | €2k | €2k | €2k | €2k | = |
| Stocks30/36 | - | €2k | €2k | €2k | €2k | = |
| Amounts receivable within one year40/41 | €52k | €160k | €89k | €97k | €74k | ▼ 23.7% |
| Trade receivables40 | - | €5k | €4k | €5k | €6k | ▲ 18.3% |
| Other amounts receivable41 | - | €155k | €84k | €92k | €68k | ▼ 26.0% |
| Cash at bank and in hand54/58 | €59 | €93 | €10 | €110 | €70 | ▼ 36.1% |
| Deferred charges and accrued income490/1 | - | €6k | €10k | €15k | €21k | ▲ 38.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €293k | €367k | €316k | €326k | €324k | ▼ 0.6% |
| Equity10/15 | €73k | €67k | €12k | €60k | €105k | ▲ 75.4% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €13k | €13k | €13k | €13k | €13k | = |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | - | €11k | €11k | €11k | €11k | = |
| Profit (loss) carried forward14 | €41k | €35k | €-19k | €28k | €73k | ▲ 161% |
| Amounts payable17/49 | €220k | €300k | €304k | €266k | €219k | ▼ 17.6% |
| Amounts payable within one year42/48 | €217k | €300k | €304k | €266k | €219k | ▼ 17.6% |
| Financial debts43 | - | €113k | €113k | €115k | €100k | ▼ 12.8% |
| Credit institutions430/8 | - | €113k | €113k | €115k | €100k | ▼ 12.8% |
| Trade debts44 | €98k | €185k | €189k | €44k | €44k | ▲ 0.3% |
| Suppliers440/4 | - | €185k | €189k | €44k | €44k | ▲ 0.3% |
| Taxes, remuneration and social security45 | - | €2k | €2k | €1k | €4k | ▲ 292% |
| Taxes450/3 | - | €2k | €2k | €1k | €4k | ▲ 292% |
| Other amounts payable47/48 | - | €393 | €0 | €106k | €70k | ▼ 33.7% |
| Accrued charges and deferred income492/3 | - | €0 | - | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-35k | €-6k | €-54k | €47k | €45k | ▼ 4.6% |
| + Depreciation and write-downs630 | €8k | €3k | €2k | €4k | €4k | ▼ 8.9% |
| Operating cash flow (approximation) | €-27k | €-3k | €-53k | €51k | €49k | ▼ 5.0% |
| Investment in fixed assets (approximation) | - | €-787 | €-18k | €0 | €0 | - |
| Change in cash | - | €35 | €-83 | €100 | €-40 | ▼ 140% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 92 days late
06-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 190 days late
2024
31-12
Financial
Equity above €100kEq €105k ▲75.4%
2 profitable years in a row build equity to €105k.
2023
31-12
Financial
Back to profitnet €47k
Net result €47k after 4 loss-making years.
16-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 77 days late
2022
31-12
Financial
Weakest financial yearnet €-54k
Net result drops to €-54k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
27-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 88 days late
2020
19-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 111 days late
2019
22-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 83 days late
2018
01-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 62 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
2016
23-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 54 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 1997
Ground area
451 m²
Building footprint
410 m²
Volume, LiDAR
3,434 m³
2 parcels, Brussels · tallest building 16.5 m, ±3 floors. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 establishment unit
ALLO-SANIMIR
since 19972.084.477.837
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21612C0001/00W047 | Brussels | 338 m² | 1 · 340 m² | 16.5 m · 1 fl. |
| 21612C0001/00K060 | Brussels | 113 m² | 1 · 69 m² | 13.5 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,804 companies in sector 46831 we hold annual accounts for 1,397. 797 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-12-1997
Fiscal year end31-12
Activities, NACEBEL 2025
46831Wholesale of construction materials, general range
43320Joinery installation
Scores and ratios are computed by Checked and are not a credit decision.