SANI-MAURI
ActiveSummary
SANI-MAURI has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €175k and a net result of €11k. Equity is growing by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 76% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+3
Solvency96▲+4
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 3.29 against 2.85 in 2024; short-term debt: 29% and cash: 1.2% of total assets), and 29% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71%
Return on assets
4.6%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 04-03-2026, 32 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
32 d late
2024
on the day
2023
on the day
2022
365 d late
2021
14 d late
2020
71 d late
2018
113 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€175k▲ 7.0%
2024 · €164k
2020: €148k
2021: €146k
2022: €191k
2023: €158k
2024: €164k
2020 → 2025
Total assets
€247k▲ 0.6%
2024 · €245k
2020: €394k
2021: €394k
2022: €273k
2023: €244k
2024: €245k
2020 → 2025
Net result
€11k▲ 96.8%
2024 · €6k
2020: €43k
2021: €27k
2022: €45k
2023: €-33k
2024: €6k
2020 → 2025
Working capital
€164k▲ 8.8%
2024 · €151k
2020: €109k
2021: €109k
2022: €173k
2023: €137k
2024: €151k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€146k-€191k▲ 30.8%€158k▼ 17.5%€164k▲ 3.7%€175k▲ 7.0%
Operating result€50k-€73k▲ 45.5%€-34k€8k€36k▲ 341%
Net result€27k-€45k▲ 68.5%€-33k€6k€11k▲ 96.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 341% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €247k
Fixed assets
€11k ▼ 14.2%
Current assets
€236k ▲ 1.4%
Equity and liabilities €247k
Equity
€175k ▲ 7.0%
Debt
€72k ▼ 12.2%
The debt ratio falls from 33.2% to 29.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€42k▲
2024 · €18k
Cash flow
€17k▲
2024 · €16k
Current ratio
3.29▲
2024 · 2.85
Quick ratio
3.10▲
2024 · 2.68
Debt / equity
0.41▼
2024 · 0.50
ROE
6.5%▲
2024 · 3.6%
ROA
4.6%▲
2024 · 2.4%
Interest coverage
15.20▲
2024 · 6.85
Debt ≤ 1 year
€72k▼
2024 · €82k
Income taxes
€26k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€245k€247k▲
Fixed assets21/28€13k€11k▼
Tangible fixed assets22/27€13k€11k▼
Plant, machinery and equipment23€7k€9k▲
Furniture and vehicles24€6k€3k▼
Current assets29/58€232k€236k▲
Amounts receivable after more than one year29€14k€14k=
Other amounts receivable291€14k€14k=
Stocks and contracts in progress3€14k€14k=
Stocks30/36€14k€14k=
Amounts receivable within one year40/41€189k€198k▲
Trade receivables40€113k€111k▼
Other amounts receivable41€77k€87k▲
Cash at bank and in hand54/58€9k€3k▼
Deferred charges and accrued income490/1€6k€7k▲
Equity and liabilities
Total equity and liabilities10/49€245k€247k▲
Equity10/15€164k€175k▲
Contributions10/11€19k€19k=
Reserves13€75k€86k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€73k€84k▲
Profit (loss) carried forward14€70k€70k=
Amounts payable17/49€82k€72k▼
Amounts payable within one year42/48€82k€72k▼
Current portion of amounts payable after more than one year42-€17k
Trade debts44€35k€20k▼
Suppliers440/4€35k€20k▼
Advances received on contracts in progress46€31k€31k=
Taxes, remuneration and social security45€15k€3k▼
Taxes450/3€15k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€6k▼
Other operating charges640/8€4k€6k▲
Gross operating margin9900€22k€48k▲
Operating profit (loss)9901€8k€36k▲
Financial income75/76B€5k€4k▼
Recurring financial income75€5k€4k▼
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€10k€37k▲
Income taxes67/77€5k€26k▲
Profit (loss) for the period9904€6k€11k▲
Profit (loss) for the period to be appropriated9905€6k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€76k€82k▲
Profit (loss) brought forward from the previous period14P€70k€70k=
Transfer to equity691/2€6k€11k▲
To other reserves6921€6k€11k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 32 days late
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 365 days late
2023
30-06
Financial
Weakest financial yearnet €-33k ▼174%
Net result drops to €-33k, the lowest in the series; recovery starts the following year.
2022
30-06
Financial
Highest result since 2020net €45k ▲68.5%
Operating result €73k, net result €45k, both a record.
30-06
Financial
Liquidity doublescurrent ratio 3.12
Current ratio from 1.41 to 3.12; short-term debt falls from €268k to €81k.
30-06
Financial
Equity above €150kEq €191k ▲30.8%
3 profitable years in a row build equity to €191k.
14-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 14 days late
2021
12-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 71 days late
2019
24-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 113 days late
24-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 478 days late
2017
08-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 128 days late
2016
25-04
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 85 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Machelen (Brab.) · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Melkstraat 961830 Machelen (Brab.)Ground area
252 m²
Building footprint
128 m²
Volume, LiDAR
911 m³
Parcel 23047C0068/00R000, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SANI-MAURI
since 20062.155.178.662
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23047C0068/00R000 | Flanders | 252 m² | 1 · 128 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AD-VERHOEVEN
BE 0895.885.961
Haacht · Eq €175k
LOUIS THIEBAUT
BE 0755.366.912
Jalhay · Eq €175k
CHARLES BEAUMONT
BE 0400.071.550
Kortrijk · Eq €175k
VAN CLEYNENBREUGEL BART
BE 0475.665.432
Holsbeek · Eq €176k
Maes Heating Service
BE 0772.566.990
Balen · Eq €175k
Of 9,530 companies in sector 43222 we hold annual accounts for 5,662. 4,879 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-12-2005
Fiscal year end30-06
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
43221Plumbing work
45332
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.