SANI - BETON
ActiveSANI - BETON has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €468k and a net result of €48k. Equity is growing by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 27559 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 19.77 against 5.52 in 2024; short-term debt: 4.9% and cash: 16.7% of total assets), and 5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95%
Return on assets
9.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
24 d early
2023
41 d early
2022
34 d early
2021
31 d early
2020
37 d early
2019
3 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€468k▲ 11.2%
2024 · €420k
2018: €364k
2019: €393k
2020: €360k
2021: €370k
2022: €375k
2023: €392k
2024: €420k
2018 → 2025
Total assets
€492k▼ 3.4%
2024 · €510k
2018: €596k
2019: €624k
2020: €658k
2021: €398k
2022: €428k
2023: €465k
2024: €510k
2018 → 2025
Net result
€48k▼ 22.0%
2024 · €61k
2018: €21k
2019: €32k
2020: €38k
2021: €27k
2022: €28k
2023: €38k
2024: €61k
2018 → 2025
Working capital
€454k▲ 13.0%
2024 · €401k
2018: €338k
2019: €375k
2020: €348k
2021: €364k
2022: €375k
2023: €367k
2024: €401k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€370k-€375k▲ 1.2%€392k▲ 4.5%€420k▲ 7.4%€468k▲ 11.2%
Operating result€38k-€48k▲ 26.0%€50k▲ 4.3%€79k▲ 58.5%€63k▼ 20.6%
Net result€27k-€28k▲ 5.2%€38k▲ 35.5%€61k▲ 62.1%€48k▼ 22.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 21% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €492k
Fixed assets
€14k▼ 26.3%
Current assets
€478k▼ 2.5%
Equity and liabilities €492k
Equity
€468k▲ 11.2%
Debt
€25k▼ 72.5%
The debt ratio falls from 17.5% to 5.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€69k▼
2024 · €85k
Cash flow
€54k▼
2024 · €67k
Solvency
95.0%▲
2024 · 82.5%
Current ratio
19.77▲
2024 · 5.52
Quick ratio
19.77▲
2024 · 5.52
Debt / equity
0.05▼
2024 · 0.21
ROE
10.2%▼
2024 · 14.6%
ROA
9.7%▼
2024 · 12.0%
Interest coverage
392.02▲
2024 · 210.81
Debt
€25k▼
2024 · €89k
Debt ≤ 1 year
€24k▼
2024 · €89k
Income taxes
€18k▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€510k€492k▼
Fixed assets21/28€20k€14k▼
Tangible fixed assets22/27€20k€14k▼
Plant, machinery and equipment23€2k€3k▲
Furniture and vehicles24€17k€11k▼
Current assets29/58€490k€478k▼
Amounts receivable within one year40/41€20k€22k▲
Trade receivables40€18k€20k▲
Other amounts receivable41€2k€2k▲
Current investments50/53€367k€368k▲
Cash at bank and in hand54/58€102k€82k▼
Deferred charges and accrued income490/1€2k€5k▲
Equity and liabilities
Total equity and liabilities10/49€510k€492k▼
Equity10/15€420k€468k▲
Contributions10/11€13k€13k=
Reserves13€215k€262k▲
Tax-exempt reserves132€22k€22k=
Distributable reserves133€193k€241k▲
Profit (loss) carried forward14€193k€193k=
Amounts payable17/49€89k€25k▼
Amounts payable within one year42/48€89k€24k▼
Trade debts44€138€2k▲
Suppliers440/4€138€2k▲
Taxes, remuneration and social security45€13k€16k▲
Taxes450/3€13k€16k▲
Other amounts payable47/48€76k€6k▼
Accrued charges and deferred income492/3€555€398▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€7k▲
Other operating charges640/8€505€300▼
Gross operating margin9900€86k€70k▼
Operating profit (loss)9901€79k€63k▼
Financial income75/76B€3k€3k▼
Recurring financial income75€3k€3k▼
Financial charges65/66B€404€177▼
Recurring financial charges65€404€177▼
Profit (loss) for the period before taxes9903€82k€66k▼
Income taxes67/77€21k€18k▼
Profit (loss) for the period9904€61k€48k▼
Profit (loss) for the period to be appropriated9905€61k€48k▼
Appropriation of the result
Profit (loss) to be appropriated9906€254k€241k▼
Profit (loss) brought forward from the previous period14P€193k€193k=
Transfer from equity791/2€32k-
Transfer to equity691/2€61k€47k▼
To the legal reserve6920€61k€47k▼
Profit to be distributed694/7€32k€500▼
Return on contributions (dividend)694€32k-
Directors or managers695-€500
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity quadruplescurrent ratio 19.77
Current ratio from 5.52 to 19.77; short-term debt falls from €89k to €24k.
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €61k ▲62.1%
Operating result €79k, net result €61k, both a record.
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity times 6current ratio 13.99
Current ratio from 2.17 to 13.99; short-term debt falls from €297k to €28k.
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 3 days late
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Jobsesteenweg 961180 UkkelGround area
287 m²
Building footprint
76 m²
Volume, LiDAR
554 m³
Parcel 21614E0176/00M012, Brussels · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Sint-Jobsesteenweg 96, 1180 Ukkel
since 19942.066.473.152
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21614E0176/00M012 | Brussels | 287 m² | 1 · 76 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BROECKX - VERSWIJVEL
BE 0816.762.467
Ranst · Eq €467k
A + ENERGIES
BE 0536.322.797
Leuze-en-Hainaut · Eq €466k
KOCKX
BE 0425.005.401
Gent · Eq €466k
PIPE FITTING SOLUTIONS
BE 0717.886.409
Zelzate · Eq €469k
MAES J. & ZOON
BE 0429.209.954
Edegem · Eq €470k
Of 7,038 companies in sector 43221 we hold annual accounts for 3,469. 2,383 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-03-1994
Fiscal year end31-12
Activities, NACEBEL
43221Plumbing work
45332
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.