Sanebi
ActiveSanebi has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €213k and a net result of €24k. Equity is growing by ~20.2% per year across the filed fiscal years. Its solvency ranks better than 74% of 1892 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
90
/ 100
Excellent▼ -3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability57▼-29
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 2.44 against 3.3 in 2024), and 21.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.5%
Return on assets
8.9%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
30 d early
2024
23 d early
2023
9 d early
2022
6 d early
2021
13 d early
2020
16 d early
2019
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€213k▼ 3.9%
2024 · €221k
2018: €46k
2019: €66k
2020: €87k
2021: €123k
2022: €148k
2023: €183k
2024: €221k
2018 → 2025
Total assets
€271k▼ 3.1%
2024 · €280k
2018: €72k
2019: €83k
2020: €120k
2021: €186k
2022: €184k
2023: €226k
2024: €280k
2018 → 2025
Net result
€24k▼ 36.0%
2024 · €38k
2018: €13k
2019: €20k
2020: €20k
2021: €37k
2022: €25k
2023: €41k
2024: €38k
2018 → 2025
Working capital
€81k▼ 1.4%
2024 · €83k
2018: €43k
2019: €48k
2020: €70k
2021: €102k
2022: €129k
2023: €84k
2024: €83k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€123k-€148k▲ 20.3%€183k▲ 23.5%€221k▲ 20.6%€213k▼ 3.9%
Operating result€54k-€37k▼ 30.9%€59k▲ 56.4%€55k▼ 5.3%€33k▼ 40.2%
Net result€37k-€25k▼ 32.1%€41k▲ 65.7%€38k▼ 8.7%€24k▼ 36.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 40% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €271k
Fixed assets
€133k▼ 17.5%
Current assets
€138k▲ 16.5%
Equity and liabilities €271k
Equity
€213k▼ 3.9%
Debt
€58k=
The debt ratio rises from 20.9% to 21.5%: equity shrinks.
Key figures and ratios
EBITDA
€62k▼
2024 · €83k
Cash flow
€53k▼
2024 · €65k
Solvency
78.5%▼
2024 · 79.1%
Current ratio
2.44▼
2024 · 3.30
Quick ratio
2.44▼
2024 · 3.30
Debt / equity
0.27▲
2024 · 0.26
ROE
11.4%▼
2024 · 17.1%
ROA
8.9%▼
2024 · 13.5%
Interest coverage
39.45▲
2024 · 38.05
Debt
€58k=
2024 · €58k
Debt ≤ 1 year
€57k▲
2024 · €36k
Debt > 1 year
€2k▼
2024 · €23k
Income taxes
€7k▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€280k€271k▼
Fixed assets21/28€161k€133k▼
Tangible fixed assets22/27€96k€68k▼
Land and buildings22€2k€2k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€92k€64k▼
Financial fixed assets28€65k€65k=
Current assets29/58€118k€138k▲
Amounts receivable within one year40/41€17k€19k▲
Trade receivables40€11k€12k▲
Other amounts receivable41€6k€7k▲
Cash at bank and in hand54/58€100k€118k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€280k€271k▼
Equity10/15€221k€213k▼
Contributions10/11€12k€12k=
Reserves13€209k€176k▼
Tax-exempt reserves132€12k€12k=
Distributable reserves133€196k€164k▼
Profit (loss) carried forward14-€24k
Amounts payable17/49€58k€58k=
Amounts payable after more than one year17€23k€2k▼
Financial debts170/4€23k€2k▼
Amounts payable within one year42/48€36k€57k▲
Current portion of amounts payable after more than one year42€20k€21k▲
Trade debts44€3k€768▼
Suppliers440/4€3k€768▼
Taxes, remuneration and social security45€7k€10k▲
Taxes450/3€7k€8k▲
Remuneration and social security454/9-€2k
Other amounts payable47/48€6k€25k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€29k▲
Other operating charges640/8€505€962▲
Gross operating margin9900€83k€63k▼
Operating profit (loss)9901€55k€33k▼
Financial income75/76B€7-
Recurring financial income75€7-
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€53k€32k▼
Income taxes67/77€15k€7k▼
Profit (loss) for the period9904€38k€24k▼
Profit (loss) for the period to be appropriated9905€38k€24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€38k€24k▼
Transfer from equity791/2-€33k
Transfer to equity691/2€38k-
To other reserves6921€38k-
Profit to be distributed694/7-€33k
Return on contributions (dividend)694-€33k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €221k ▲20.6%
7 profitable years in a row build equity to €221k.
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €41k ▲65.7%
Operating result €59k, net result €41k, both a record.
31-12
Financial
Equity above €150kEq €183k ▲23.5%
6 profitable years in a row build equity to €183k.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €123k ▲42.6%
4 profitable years in a row build equity to €123k.
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grobbendonk · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kruisbaan 62280 GrobbendonkGround area
293 m²
Parcel 13010A0496/00T003, Flanders. Linked by address, not a title deed.
1 establishment unit
Sanebi
since 20162.259.614.307
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13010A0496/00T003 | Flanders | 293 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CONCEPT TREE
BE 0849.734.450
Chaumont-Gistoux · Eq €213k
COSYS
BE 0448.001.923
Merelbeke-Melle · Eq €212k
SAMENWERKENDE VENNOTEN COCKHEYT GEBROEDERS
BE 0422.985.920
Knokke-Heist · Eq €212k
HE³HU
BE 0807.755.127
Beveren-Kruibeke-Zwijndrecht · Eq €214k
THE DATA FOREST
BE 0784.282.711
Beringen · Eq €211k
Of 2,714 companies in sector 63100 we hold annual accounts for 1,267. 939 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-12-2016
Fiscal year end31-12
Activities, NACEBEL
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.