Financials
- Fiscal year
- 2025
- Total assets
- €1.1m
- Loss
- -€1,426
- Solvency
- -46.3%
Turnover▼ 75.5%
Net result
20212022
SANDYSIGN
ActiveSummary
SANDYSIGN has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€498,299) and a net result of -€1,426. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 5% of 4473 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Overview
What they do
Retail sale of clothing and accessories for women, men, children and babies (general range)
NACE 47716
1 site
How big
€1.1mtotal assets 2025
- Equity
- -€498,299
- Loss
- -€1,426
Who decides
Accounts on time0 of 4 deeds read
Why 53Capped at 59: negative equity- Negative equity -€498,299- Sector Retail trade (NACE 47)+ Size: total assets €1.1m+ Founded in 2011Show the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 19% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency
0=
equity -46.3% of total assets
Liquidity
1=
short-term debt 146.3% · cash 0.4%
Profitability
37+19
return on assets -0.1%
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
- Size: total assets €1.1m lowers the probability for this profile
- Negative equity -€498,299 raises the probability
- Sector Retail trade (NACE 47) raises the probability
- Founded in 2011 lowers the probability for this profile
No credit on open account
Liquidity short (current ratio 0.68 against 0.68 in 2024; short-term debt: 146.3% and cash: 0.4% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 6%, liquidity 2%, profitability 28%, growth against the median 37%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€498,299
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
8 d early
2023
16 d early
2022
103 d early
2021
101 d early
2020
6 d late
2019
9 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 33 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 16 July (4 of the last 5 filed years within 86 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · full…
- Annual accounts filedfiscal year 2024 · full…
- Annual accounts filedfiscal year 2023 · full…
Key points
- Risk: Negative equityfiscal year 2025: debts exceed assets -€498,299 View
- Risk: 3 loss-making years in a rowloss fiscal year 2025 -€1,426 View
- Caution: Among the weakest 5% on equitysector median €434,412 · 4,474 companies -€498,299 View
- Positive: Always filed on timeaccounts within the deadline every year 5 years View
By topic
Timeline
- Events
- 12
- Since
- 2017
- Next accounts
- by 31-07-2027
- 31-07-2026Annual accounts filed
- 23-07-2025Annual accounts filed
- 15-07-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Retail sale of clothing and accessories for women…NACE 47716
- Founded
- 17-06-2011
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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