Sandstone Consulting
ActiveSummary
Sandstone Consulting has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €25k. Equity is shrinking by ~44.5% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 12% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability95▼-5
Solvency29▼-71
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.2%
Return on assets
21.1%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 31694 sector peers (2025).
NBB · sector comparisonPosition among 31694 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€5k▼ 93.1%
2024 · €72k
2023: €45k
2024: €72k
2023 → 2025
Total assets
€118k▲ 28.6%
2024 · €92k
2023: €74k
2024: €92k
2023 → 2025
Net result
€25k▼ 6.8%
2024 · €27k
2023: €40k
2024: €27k
2023 → 2025
Working capital
€2k▼ 97.2%
2024 · €67k
2023: €40k
2024: €67k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€45k-€72k▲ 58.8%€5k▼ 93.1%
Operating result€53k-€35k▼ 33.2%€31k▼ 11.9%
Net result€40k-€27k▼ 33.9%€25k▼ 6.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 12% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €118k
Fixed assets
€3k ▼ 38.0%
Current assets
€115k ▲ 32.5%
Equity and liabilities €118k
Equity
€5k ▼ 93.1%
Debt
€113k ▲ 472%
Debt's share of the balance-sheet total rises from 21.5% to 95.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€33k▼
2024 · €37k
Cash flow
€27k▼
2024 · €28k
Current ratio
1.02▼
2024 · 4.39
Debt to equity
22.58▲
2024 · 0.27
ROE
497.2%▲
2024 · 37.0%
ROA
21.1%▼
2024 · 29.1%
Interest coverage
366.43▲
2024 · 299.86
Debt ≤ 1 year
€113k▲
2024 · €20k
Income taxes
€7k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€92k€118k▲
Fixed assets21/28€5k€3k▼
Tangible fixed assets22/27€5k€3k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€87k€115k▲
Amounts receivable after more than one year29-€21k
Other amounts receivable291-€21k
Amounts receivable within one year40/41€37k€37k▲
Trade receivables40€19k€33k▲
Other amounts receivable41€18k€4k▼
Current investments50/53-€45k
Cash at bank and in hand54/58€49k€10k▼
Deferred charges and accrued income490/1€602€1k▲
Equity and liabilities
Total equity and liabilities10/49€92k€118k▲
Equity10/15€72k€5k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€67k€0▼
Amounts payable17/49€20k€113k▲
Amounts payable within one year42/48€20k€113k▲
Trade debts44€4k€6k▲
Suppliers440/4€4k€6k▲
Taxes, remuneration and social security45€15k€14k▼
Taxes450/3€13k€14k▲
Remuneration and social security454/9€3k-
Other amounts payable47/48-€92k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€519€521▲
Gross operating margin9900€37k€33k▼
Operating profit (loss)9901€35k€31k▼
Financial income75/76B€274€1k▲
Recurring financial income75€274€1k▲
Financial charges65/66B€123€90▼
Recurring financial charges65€123€90▼
Profit (loss) for the period before taxes9903€35k€32k▼
Income taxes67/77€9k€7k▼
Profit (loss) for the period9904€27k€25k▼
Profit (loss) for the period to be appropriated9905€27k€25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€67k€92k▲
Profit (loss) brought forward from the previous period14P€40k€67k▲
Profit to be distributed694/7-€92k
Return on contributions (dividend)694-€92k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €25k ▼6.8%
Net result drops to €25k, the lowest in the series.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pluyseghemstraat 362550 KontichGround area
453 m²
Building footprint
130 m²
Volume, LiDAR
619 m³
Parcel 11024B0173/00A006, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Sandstone Consulting
since 20222.337.018.030
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11024B0173/00A006 | Flanders | 453 m² | 1 · 130 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0669.724.820
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 15,595 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-10-2022
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.