SANDRU

Active

Private limited companyfounded 20179 yrs activeAlboom 8, 1780 Wemmel, BelgiumKBO/BCE: BE 0674.871.164

SANDRU has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22k and a net result of €-6k. Equity is shrinking by ~10.6% per year across the filed fiscal years. Its solvency ranks better than 12% of 27319 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

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Checked score

Score 2025

25 / 100

Weak▼ -31 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability0▼-100

Solvency15▼-1

Growth32▼-26

Stability100

Bankruptcy probability, 12 months

1.2% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days only on tighter terms

Liquidity short (current ratio 0.97 against 0.93 in 2024), and 93.5% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 41

Relative position

BE, all sectors

reference

Sector 41

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

6.5%

Return on assets

-1.7%

Age of the figures

14 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 27319 sector peers (2025).

NBB · sector comparison

Position among 27319 sector peers

Solvency

better than 12%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.

NBB · 8 filings

Deviation from the deadline

2025

on the day

2024

on the day

2023

on the day

2022

on the day

2021

on the day

2020

62 d early

2019

92 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

30-06-2026 close12-09-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€22k▼ 20.3%

2024 · €28k

2019: €35k 2020: €61k 2021: €79k 2022: €101k 2023: €20k 2024: €28k

2019 → 2025

Total assets

€343k▲ 11.3%

2024 · €308k

2019: €178k 2020: €247k 2021: €194k 2022: €294k 2023: €449k 2024: €308k

2019 → 2025

Net result

€-6k

2024 · €88k

2019: €14k 2020: €26k 2021: €17k 2022: €22k 2023: €39k 2024: €88k

2019 → 2025

Working capital

€-10k▲ 38.2%

2024 · €-17k

2019: €14k 2020: €33k 2021: €42k 2022: €60k 2023: €-23k 2024: €-17k

2019 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€79k-€101k▲ 28.5%€20k▼ 80.0%€28k▲ 38.4%€22k▼ 20.3%

Operating result€25k-€29k▲ 17.8%€53k▲ 83.2%€117k▲ 119%€-3k

Net result€17k-€22k▲ 29.6%€39k▲ 75.0%€88k▲ 124%€-6k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2025: a loss of €3k after €117k in 2024, the lowest year so far.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €343k

13.7%

86.3%

Fixed assets €47k▼ 34.7%

Current assets €296k▲ 25.3%

Equity and liabilities €343k

93.5%

Equity €22k▼ 20.3%

Debt €321k▲ 14.5%

The debt ratio rises from 90.9% to 93.5%: debt grows while equity shrinks.

Key figures and ratios

2025 value · change against 2024

EBITDA

€22k▼

2024 · €144k

Cash flow

€20k▼

2024 · €115k

Solvency

6.5%▼

2024 · 9.1%

Current ratio

0.97▲

2024 · 0.93

Quick ratio

0.97▲

2024 · 0.93

Debt / equity

14.36▲

2024 · 10.01

ROE

-25.4%▼

2024 · 314.3%

ROA

-1.7%▼

2024 · 28.6%

Interest coverage

9.69▼

2024 · 52.42

Debt

€321k▲

2024 · €280k

Debt ≤ 1 year

€306k▲

2024 · €253k

Debt > 1 year

€14k▼

2024 · €27k

Income taxes

€529▼

2024 · €26k

Staff costs

€51k▲

2024 · €44k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€308k€343k▲

Fixed assets21/28€72k€47k▼

Tangible fixed assets22/27€70k€45k▼

Plant, machinery and equipment23€12k€6k▼

Furniture and vehicles24€58k€39k▼

Financial fixed assets28€2k€1k▼

Current assets29/58€236k€296k▲

Amounts receivable within one year40/41€177k€254k▲

Trade receivables40€165k€240k▲

Other amounts receivable41€12k€14k▲

Cash at bank and in hand54/58€52k€36k▼

Deferred charges and accrued income490/1€7k€6k▼

Equity and liabilities

Total equity and liabilities10/49€308k€343k▲

Equity10/15€28k€22k▼

Contributions10/11€6k€6k=

Reserves13€2k€2k=

Distributable reserves133€2k€2k=

Profit (loss) carried forward14€20k€14k▼

Amounts payable17/49€280k€321k▲

Amounts payable after more than one year17€27k€14k▼

Financial debts170/4€27k€14k▼

Amounts payable within one year42/48€253k€306k▲

Current portion of amounts payable after more than one year42€16k€13k▼

Trade debts44€116k€151k▲

Suppliers440/4€116k€151k▲

Taxes, remuneration and social security45€34k€33k▼

Taxes450/3€26k€25k▼

Remuneration and social security454/9€8k€8k▲

Other amounts payable47/48€87k€109k▲

Income statement Code20242025

Remuneration, social security and pensions62€44k€51k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€26k▼

Other operating charges640/8€2k€3k▲

Gross operating margin9900€190k€75k▼

Operating profit (loss)9901€117k€-3k▼

Financial income75/76B€46€645▲

Recurring financial income75€46€645▲

Financial charges65/66B€3k€2k▼

Recurring financial charges65€3k€2k▼

Profit (loss) for the period before taxes9903€114k€-5k▼

Income taxes67/77€26k€529▼

Profit (loss) for the period9904€88k€-6k▼

Profit (loss) for the period to be appropriated9905€88k€-6k▼

Appropriation of the result

Profit (loss) to be appropriated9906€100k€14k▼

Profit (loss) brought forward from the previous period14P€12k€20k▲

Profit to be distributed694/7€80k-

Return on contributions (dividend)694€80k-

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 11Financial 3Filings 8

Next filing, fiscal year 2026, expected by 31-01-2027

2026

31-01

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

30-06

Financial Weakest financial yearnet €-6k ▼106%

Net result drops to €-6k, the lowest in the series.

31-01

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

30-06

Financial Highest result since 2019net €88k ▲124%

Operating result €117k, net result €88k, both a record.

31-01

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-01

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

30-06

Financial Equity above €100kEq €101k ▲28.5%

4 profitable years in a row build equity to €101k.

31-01

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2020

30-11

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

2019

31-10

NBB filing Annual accounts filed

fiscal year 2019 · micro schema

2018

23-11

NBB filing Annual accounts filed

fiscal year 2018 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 director, no change since 2023

SANDRU Adrian

Director · since 10-11-2023

Current

10-11-2023 Appointed as Director

Location & real-estate footprint

Registered office, Wemmel · 1 establishment unit since 2017

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Alboom 81780 Wemmel

Ground area

161 m²

Building footprint

97 m²

Volume, LiDAR

679 m³

Parcel 22662B0402/00V005, Flanders · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

SANDRU

Alboom 8, 1780 WemmelRepair, maintenance and installation of machinery and equipment

since 20172.263.678.607

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
22662B0402/00V005	Flanders	161 m²	1 · 97 m²	11.7 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,531 companies in sector 41001 we hold annual accounts for 15,863. 11,656 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded26-04-2017

Fiscal year end30-06

Activities, NACEBEL

41001General construction of residential buildings

43310Plastering work

42219Civil engineering

43221Plumbing work

43320Joinery installation

43422Screed work

Sources

Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.