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SANDRA D

Active
Private limited companyfounded 201511 yrs activeSchoon Uitzichtlaan 94, 1180 Ukkel, BelgiumKBO/BCE: BE 0634.628.438
Summary

The computed 12-month bankruptcy probability of SANDRA D is 2.5% (moderate). The 2025 annual accounts show negative equity (-€48,159) and a net result of €1,434. Equity remains stable across the filed fiscal years (±1.5% per year). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability75▲+5
Solvency0▼-5
Growth58=
Track record100
Bankruptcy probability, 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.66 against 0.75 in 2024; short-term debt: 126.7% and cash: 0.2% of total assets), and equity is negative.
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-26.7%
Return on assets
0.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
5 d early
2023
5 d early
2022
31 d late
2021
30 d late
2020
31 d late
2019
54 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 19 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 27 July 2015, SANDRA D was incorporated.1 Total assets went from EUR 51,819 in 2018 to EUR 180,574 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, abbreviated schema

Turnover
€19,979
EBIT margin
10.2%
Net result
€1,434▼ 4.1%
2024 · €1,495
Working capital
-€78,183▼ 4.6%
2024 · -€74,742
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover€19,979
Operating result-€101▲ 99.4%€19,803€2,137▼ 89.2%€2,039▼ 4.6%€2,030▼ 0.4%
Net result-€3,264▲ 80.0%€15,189€1,628▼ 89.3%€1,495▼ 8.2%€1,434▼ 4.1%
EBIT margin10.2%
Equity-€67,905▼ 5.0%-€52,716▲ 22.4%-€51,088▲ 3.1%-€49,593▲ 2.9%-€48,159▲ 2.9%
Total assets€769,901▲ 1,409%€304,279▼ 60.5%€323,229▲ 6.2%€246,667▼ 23.7%€180,574▼ 26.8%
Debt€837,806▲ 624%€356,995▼ 57.4%€374,317▲ 4.9%€296,260▼ 20.9%€228,732▼ 22.8%
Working capital-€96,322▲ 0.6%-€81,466▲ 15.4%-€78,338▲ 3.8%-€74,742▲ 4.6%-€78,183▼ 4.6%
Staff (FTE)
Result per fiscal year
Operating resultNet result
-€10,000€0€10,000€20,000Operating result 2021: -€101-€101Net result 2021: -€3,264-€3,264Operating result 2022: €19,803€19,803Net result 2022: €15,189€15,189Operating result 2023: €2,137€2,137Net result 2023: €1,628€1,628Operating result 2024: €2,039€2,039Net result 2024: €1,495€1,495Operating result 2025: €2,030€2,030Net result 2025: €1,434€1,43420212022202320242025€0€1,000€2,000Operating result 2023: €2,137€2,140Net result 2023: €1,628€1,630Operating result 2024: €2,039€2,040Net result 2024: €1,495€1,500Operating result 2025: €2,030€2,030Net result 2025: €1,434€1,430202320242025
The operating result has fallen three years in a row; 2025 is 0% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €180,574
Fixed assets €30,024 ▲ 16.6%
Current assets €150,550 ▼ 31.9%
Key figures and ratios
2025 value · change against 2024
EBITDA
€3,291▼
2024 · €3,539
Cash flow
€2,695▼
2024 · €2,995
Solvency
-26.7%▼
2024 · -20.1%
Current ratio
0.66▼
2024 · 0.75
Debt to equity
-4.75▲
2024 · -5.97
ROA
0.8%▲
2024 · 0.6%
Interest coverage
6.57▼
2024 · 9.59
Debt ≤ 1 year
€228,732▼
2024 · €295,658
Income taxes
€170▼
2024 · €174
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,381 companies that looked in July 2024 the way this one looks now, 2.0% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 10 to 20 years old
  • negative equity
  • a profit under 5% of the balance sheet
2.0% went bankrupt
3.1% stopped otherwise
94% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,381 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€246,667€180,574▼
Fixed assets21/28€25,750€30,024▲
Tangible fixed assets22/27€750€5,024▲
Furniture and vehicles24-€5,024
Other tangible fixed assets26€750-
Financial fixed assets28€25,000€25,000=
Current assets29/58€220,917€150,550▼
Amounts receivable within one year40/41€217,750€148,625▼
Trade receivables40€59,250€53,090▼
Other amounts receivable41€158,500€95,535▼
Cash at bank and in hand54/58€2,252€424▼
Deferred charges and accrued income490/1€915€1,501▲
Equity and liabilities
Total equity and liabilities10/49€246,667€180,574▼
Equity10/15-€49,593-€48,159▲
Contributions10/11€20,000€20,000=
Reserves13€1,198€1,198=
Distributable reserves133€1,198€1,198=
Profit (loss) carried forward14-€70,791-€69,357▲
Amounts payable17/49€296,260€228,732▼
Amounts payable within one year42/48€295,658€228,732▼
Trade debts44€3,198€2,146▼
Suppliers440/4€3,198€2,146▼
Taxes, remuneration and social security45€5,413€344▼
Taxes450/3€5,413€344▼
Other amounts payable47/48€287,047€226,242▼
Accrued charges and deferred income492/3€601€0▼
Income statement Code20242025
Turnover70-€19,979
Goods, raw materials, services and sundry goods60/61-€18,155
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,500€1,260▼
Other operating charges640/8€1,395€400▼
Gross operating margin9900€4,934€3,690▼
Operating profit (loss)9901€2,039€2,030▼
Financial income75/76B-€75
Recurring financial income75-€75
Financial charges65/66B€369€501▲
Recurring financial charges65€369€501▲
Profit (loss) for the period before taxes9903€1,670€1,604▼
Income taxes67/77€174€170▼
Profit (loss) for the period9904€1,495€1,434▼
Profit (loss) for the period to be appropriated9905€1,495€1,434▼
Appropriation of the result
Profit (loss) to be appropriated9906-€70,791-€69,357▲
Profit (loss) brought forward from the previous period14P-€72,286-€70,791▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Turnover70----€19,979-
Goods, raw materials, services and sundry goods60/61----€18,155-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,892€1,636€1,500€1,500€1,260▼ 16.0%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€8,342€6,592-€14,934---
Other operating charges640/8€730€1,292€742€1,395€400▼ 71.3%
Non-recurring operating charges66A€410-----
Gross operating margin9900€11,272€29,323-€10,555€4,934€3,690▼ 25.2%
Operating profit (loss)9901-€101€19,803€2,137€2,039€2,030▼ 0.4%
Financial income75/76B--€109-€75-
Recurring financial income75--€109-€75-
Financial charges65/66B€3,017€4,465€453€369€501▲ 35.7%
Recurring financial charges65€3,017€4,465€453€369€501▲ 35.7%
Profit (loss) for the period before taxes9903-€3,118€15,338€1,792€1,670€1,604▼ 3.9%
Income taxes67/77€146€149€164€174€170▼ 2.5%
Profit (loss) for the period9904-€3,264€15,189€1,628€1,495€1,434▼ 4.1%
Profit (loss) for the period to be appropriated9905-€3,264€15,189€1,628€1,495€1,434▼ 4.1%
Line20212022202320242025Change
Assets
Total assets20/58€769,901€304,279€323,229€246,667€180,574▼ 26.8%
Fixed assets21/28€30,386€28,750€27,250€25,750€30,024▲ 16.6%
Tangible fixed assets22/27€5,386€3,750€2,250€750€5,024▲ 570%
Furniture and vehicles24€136---€5,024-
Other tangible fixed assets26€5,250€3,750€2,250€750--
Financial fixed assets28€25,000€25,000€25,000€25,000€25,000=
Current assets29/58€739,515€275,529€295,979€220,917€150,550▼ 31.9%
Stocks and contracts in progress3€704,492€1,750----
Stocks30/36€704,492€1,750----
Amounts receivable within one year40/41€15,026€38,625€270,778€217,750€148,625▼ 31.7%
Trade receivables40--€25,000€59,250€53,090▼ 10.4%
Other amounts receivable41€15,026€38,625€245,778€158,500€95,535▼ 39.7%
Cash at bank and in hand54/58€18,286€234,179€24,169€2,252€424▼ 81.2%
Deferred charges and accrued income490/1€1,711€975€1,033€915€1,501▲ 64.0%
Equity and liabilities
Total equity and liabilities10/49€769,901€304,279€323,229€246,667€180,574▼ 26.8%
Equity10/15-€67,905-€52,716-€51,088-€49,593-€48,159▲ 2.9%
Contributions10/11€20,000€20,000€20,000€20,000€20,000=
Reserves13€1,198€1,198€1,198€1,198€1,198=
Non-distributable reserves130/1€1,198€1,198€1,198---
Reserves not available under the articles1311€1,198€1,198€1,198---
Distributable reserves133---€1,198€1,198=
Profit (loss) carried forward14-€89,103-€73,915-€72,286-€70,791-€69,357▲ 2.0%
Amounts payable17/49€837,806€356,995€374,317€296,260€228,732▼ 22.8%
Amounts payable within one year42/48€835,838€356,995€374,317€295,658€228,732▼ 22.6%
Financial debts43€523,906-----
Credit institutions430/8€523,906-----
Trade debts44€12,680€8,692€6,749€3,198€2,146▼ 32.9%
Suppliers440/4€12,680€8,692€6,749€3,198€2,146▼ 32.9%
Taxes, remuneration and social security45€6,936€3,965€164€5,413€344▼ 93.6%
Taxes450/3€6,936€3,965€164€5,413€344▼ 93.6%
Other amounts payable47/48€292,316€344,338€367,404€287,047€226,242▼ 21.2%
Accrued charges and deferred income492/3€1,969--€601€0▼ 100%
Line20212022202320242025Change
Profit (loss) for the period9904-€3,264€15,189€1,628€1,495€1,434▼ 4.1%
+ Depreciation and write-downs630€1,892€1,636€1,500€1,500€1,260▼ 16.0%
Operating cash flow (approximation)-€1,372€16,825€3,128€2,995€2,695▼ 10.0%
Investment in fixed assets (approximation)-€0€0€0-€5,534-
Change in cash-€215,893-€210,010-€21,917-€1,828▲ 91.7%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
26-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
26-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial Back to profitnet €15,189
Net result €15,189 after 4 loss-making years.
30-08
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 30 days late
2021
31-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
23-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 54 days late
2019
29-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
29-08
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 29 days late
2017
30-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2015
seat establishment The establishment unit on the map
Ground area
275 m²
Building footprint
145 m²
Volume, LiDAR
1,624 m³
Parcel 21612C0004/00P026, Brussels · tallest building 12.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Sandra D
Schoon Uitzichtlaan 94, 1180 UkkelReal estate development
since 20152.243.978.994
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21612C0004/00P026 Brussels 275 m² 1 · 145 m² 12.9 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2024 list no shareholders, and no other source names one.

Holdings 1

According to the 2024 annual accounts of SANDRA D and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Identification & contact

Identification
Legal formPrivate limited company
Founded27-07-2015
Fiscal year end31-12
Activities, NACEBEL 2025
68122Development of non-residential building projects
Contact
E-mail dweksandra@gmail.com
Phone 0477871317
E-invoicing
Reachable via Peppol
Peppol ID 0208:0634628438
Also 9925:BE0634628438
Registered 18-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.