Sandman Consultancy
ActiveSandman Consultancy has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €75k and a net result of €10k. Equity is growing by ~10.6% per year across the filed fiscal years. Its solvency ranks better than 88% of 16974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▲+46
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 9.95 against 3.73 in 2024; short-term debt: 9.6% and cash: 43.6% of total assets), and 9.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.4%
Return on assets
12.1%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 28-10-2025, 3 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
3 d early
2024
22 d early
2023
35 d early
2022
41 d early
2021
39 d early
2020
33 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close18-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€75k▲ 13.9%
2024 · €66k
2020: €38k
2021: €60k
2022: €73k
2023: €83k
2024: €66k
2020 → 2025
Total assets
€83k▼ 3.0%
2024 · €85k
2020: €64k
2021: €73k
2022: €88k
2023: €98k
2024: €85k
2020 → 2025
Net result
€10k
2024 · €-2k
2020: €33k
2021: €23k
2022: €14k
2023: €11k
2024: €-2k
2020 → 2025
Working capital
€71k▲ 32.1%
2024 · €54k
2020: €34k
2021: €58k
2022: €71k
2023: €76k
2024: €54k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€60k-€73k▲ 21.4%€83k▲ 13.2%€66k▼ 20.3%€75k▲ 13.9%
Operating result€32k-€20k▼ 35.8%€18k▼ 14.4%€2k▼ 90.4%€13k▲ 675%
Net result€23k-€14k▼ 40.0%€11k▼ 23.6%€-2k€10k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 675% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €83k
Fixed assets
€4k▼ 66.6%
Current assets
€79k▲ 7.5%
Equity and liabilities €83k
Equity
€75k▲ 13.9%
Debt
€8k▼ 59.7%
The debt ratio falls from 23.0% to 9.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€15k▲
2024 · €4k
Cash flow
€12k▲
2024 · €661
Solvency
90.4%▲
2024 · 77.0%
Current ratio
9.95▲
2024 · 3.73
Quick ratio
9.95▲
2024 · 3.73
Debt / equity
0.11▼
2024 · 0.30
ROE
13.4%▲
2024 · -2.7%
ROA
12.1%▲
2024 · -2.1%
Interest coverage
6.72▲
2024 · 2.57
Debt
€8k▼
2024 · €20k
Debt ≤ 1 year
€8k▼
2024 · €20k
Income taxes
€1k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€85k€83k▼
Fixed assets21/28€12k€4k▼
Tangible fixed assets22/27€12k€4k▼
Plant, machinery and equipment23€6k€4k▼
Furniture and vehicles24€6k-
Current assets29/58€73k€79k▲
Amounts receivable after more than one year29-€10k
Other amounts receivable291-€10k
Amounts receivable within one year40/41€25k€33k▲
Trade receivables40€15k€15k▲
Other amounts receivable41€10k€17k▲
Cash at bank and in hand54/58€48k€36k▼
Equity and liabilities
Total equity and liabilities10/49€85k€83k▼
Equity10/15€66k€75k▲
Contributions10/11€6k€6k=
Reserves13€60k€69k▲
Distributable reserves133€60k€69k▲
Amounts payable17/49€20k€8k▼
Amounts payable within one year42/48€20k€8k▼
Trade debts44€6k€2k▼
Suppliers440/4€6k€2k▼
Taxes, remuneration and social security45€13k€5k▼
Taxes450/3€13k€5k▼
Other amounts payable47/48-€888
Income statement
Code20242025
Non-recurring operating income76A-€19k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€2k€801▼
Gross operating margin9900€6k€16k▲
Operating profit (loss)9901€2k€13k▲
Financial income75/76B€490€682▲
Recurring financial income75€490€682▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€567€11k▲
Income taxes67/77€2k€1k▼
Profit (loss) for the period9904€-2k€10k▲
Profit (loss) for the period to be appropriated9905€-2k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€10k▲
Transfer from equity791/2€17k-
Transfer to equity691/2-€9k
To other reserves6921-€9k
Profit to be distributed694/7€15k€888▼
Return on contributions (dividend)694€15k€888▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
28-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
31-03
Financial
Liquidity triplescurrent ratio 9.95
Current ratio from 3.73 to 9.95; short-term debt falls from €20k to €8k.
2024
09-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Weakest financial yearnet €-2k ▼117%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
2023
26-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
20-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
22-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Liquidity doublescurrent ratio 5.56
Current ratio from 2.33 to 5.56; short-term debt falls from €26k to €13k.
2020
28-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molenveld 402930 BrasschaatGround area
1.5 ha
Building footprint
2,989 m²
Volume, LiDAR
20,008 m³
Parcel 11323F0064/00P000, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Sandman Consultancy
since 20182.281.427.132
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11323F0064/00P000 | Flanders | 1.5 ha | 1 · 2,989 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Certyl
BE 0650.851.588
Antwerpen · Eq €75k
BIT-CARE
BE 0692.969.087
Wortegem-Petegem · Eq €75k
ERIADOR
BE 0778.336.413
Oudergem · Eq €75k
LIT DE SENNE
BE 0810.214.274
Vorst · Eq €75k
Redlink Consulting
BE 0635.532.320
Heist-op-den-Berg · Eq €75k
Of 29,996 companies in sector 62200 we hold annual accounts for 18,390. 15,576 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-10-2018
Fiscal year end31-03
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.