Financials
- Fiscal year
- 2025
- Total assets
- €49,173
- Profit
- €3,960
- Solvency
- 77.3%
Total assets▲ 8.6%
Net result
20182025
SANDHU
ActiveSummary
SANDHU has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38,023 and a net result of €3,960. Equity is growing by ~29.9% per year across the filed fiscal years. Its solvency ranks better than 85% of 20110 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Overview
What they do
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110NACE 47112
1 site
How big
€49,173total assets 2025
- Equity
- €38,023
- Profit
- €3,960
Turnover not published (abridged schema)
Who decides
Accounts 56 d early0 of 6 deeds read
Why 84- Size: total assets €49,173- 1 of the last 3 late+ Liquidity: current ratio 3.52, cash €10,148+ Equity €38,023 (77.3% of total assets)Show the evidence
Checked score
Score 2025
84
/ 100
Excellent
Probability in this band: under 0.55%
Better than 68% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
100=
equity 77.3% of total assets
Liquidity
68+4
short-term debt 22.5% · cash 20.6%
Profitability
79-1
return on assets 8.1%
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
- Size: total assets €49,173 raises the probability for this profile
- Liquidity: current ratio 3.52, cash €10,148 lowers the probability
- 1 of the last 3 late raises the probability
- Equity €38,023 (77.3% of total assets) lowers the probability
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 3.52 against 4.22 in 2024; short-term debt: 22.5% and cash: 20.6% of total assets), and 22.7% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 92%, liquidity 74%, profitability 69%, growth against the median 38%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
56 d early
2024
27 d late
2023
61 d late
2022
5 d late
2021
8 d early
2020
1 d early
2019
15 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 2 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 5 August (4 of the last 5 filed years within 57 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Timeline
- Events
- 11
- Since
- 2018
- Next accounts
- by 31-07-2027
- 05-06-2026Annual accounts filed
- 27-08-2025Annual accounts filed
- 30-09-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Activity
- Non-specialised retail sale with food, beverages or tobacco…NACE 47110
- Founded
- 10-01-2017
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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