Equity
€3.7m ▲ 3.9%
SANDERS & STASSEN has made a profit without a break since 2021.
SANDERS & STASSEN
Lifetime
20 annual accounts with figures on one time axis, 38 filings since 1988Gross marginpeak €1.6m (2023)
€1.2m▼ 11.0%
Resultlowest -€25,122 (2020)
€139,888▼ 6.0%
Equitypeak €3.7m (2025)
€3.7m▲ 3.9%
Debts
€4.2m▼ 0.7%
Staffpeak 13.2 FTE (2023)
7 FTE▼ 20.5%
Board3 names since 2019
3 directorsVan de Sande Patrick and 2 others
Documentsfilings and deeds
19-08-202619 days late
2025financial year
Staff from 8.8 FTE to 7 FTE
Key points
from the 2025 annual accountsTurnover
≈ €1.9m estimated
The accounts state no turnover.
Staff
7 FTE from 13.2 in 2023
Between 2023 and 2025, 47% of the full-time equivalents disappeared.
Liquidity
3.38 was 2.34 in 2024
Short-term debts fell from €506,280 to €477,664.
Filings
38 annual accounts since 1988
Five of the last ten came late. The 2024 accounts came latest: 123 days after the end of the period.
Position in the sector
€1.2m
Higher gross margin than 81% of companies in office administrative support. Sector median €230,872 · 820 companies.
Checked score
94
Excellent
Financially stronger than 50% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 12,669 companies (NACE 82, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.4%▲ +0.2 percentage points vs 07-2025
09-2025: 0.5%▲ +0.1 percentage points vs 08-2025
10-2025: 0.7%▲ +0.2 percentage points vs 09-2025
11-2025: 0.7%● unchanged vs 10-2025
12-2025: 0.8%▲ +0.1 percentage points vs 11-2025highest value
01-2026: 0.2%▼ -0.6 percentage points vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.3%▲ +0.1 percentage points vs 07-2026
09-2026: < 0.1%▼ -0.3 percentage points vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 19 days late; 1 of the last 3 accounts late
lowers risk
Liquidity: current ratio 3.38, cash €1.2m
Founded in 1987
Size: 7 FTE, total assets €7.9m
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 49% of them on solvency, 63% on liquidity, 40% on profitability and 48% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,041 companies had the same profile as SANDERS & STASSEN has now. Each dot stands for 43 companies, two years later.
94.4%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of SANDERS & STASSEN itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,041 companies, not a prediction for SANDERS & STASSEN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €340,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.38 (2.34 in 2024), above the usual 1.5. Short-term debt is 6.1% and cash 14.8% of total assets. However, 53.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 19 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
19 days late
2024
123 days late
2023
14 days late
2022
101 days late
2021
38 days early
2020
32 days early
2019
6 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 28 days after the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 August (4 of the last 5 accounts filed within 82 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0432914166
Merger: SANDERS & STASSEN takes over CLEMENS & ROOS
Capital increase of €700,000 to €2,762,000 · Capital from €2,062,000 to €2,762,000 · Resignations: Patrick Louis Bertha VAN dE SANDE (director) and VAN dE SANDE Tom (director) · General meeting of 30-06-2022 · Gazette deed
Appointment: Ria Stas (director)
General meeting of 24-06-2022 · Gazette deed
Merger proposal: SANDERS & STASSEN takes over CLEMENS & ROOS
Gazette deed
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| SANDERS & STASSEN Hasselt | €7.9m | €1.2m | 46.9% | 7 |
| PROMERIS SERVICES Berchem-Sainte-Agathe | €9.5m | €1.7m | 39.3% | 9.7 |
| INTERFLUX GROUP Ghent | €6.1m | €0.8m | 78.5% | 5.1 |
| GROUP OP DE BEECK-HORTI & FEED Olen | €6.3m | €0.8m | 65.6% | 9.8 |
| INFODES Seraing | €6.8m | €1.3m | 38.1% | 11.7 |
| TELCO Ghent | €5.6m | €1.0m | 62.7% | 5.7 |
| MANUMAIL Lebbeke | €4.2m | €1.0m | 60.5% | 7.8 |
These companies have the same main activity as SANDERS & STASSEN: office administrative and support services (NACE 82100). They are comparable in size and age: total assets between €4.2m and €9.5m, founded between 1988 and 2000.
Official details
Source: KBO- Status
- Active since 22-12-1987Normal situation
- Activity
- Office administrative and support servicesNACE 82100and 8 others
- Joint committees
- 149.01Electricians: installation and distribution
- 200Auxiliary committee for white-collar workers · annual accounts 2022
- Establishment unit
- 2.274.764.0243512 Hasselt, since 02-01-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 28-03-2025
Annual accounts 2025
- Total assets
- €7.9m▲ 1.4%
- Employeeson 31-12-2025
- 7▼ 22.2%
- Filing
- Filed on 19-08-2026
Insights on SANDERS & STASSEN
SANDERS & STASSEN has existed since 1987. In 2022 the gross margin rose from €672,112 to €1.4m.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SANDERS & STASSEN
- What is the company number of SANDERS & STASSEN?
- The company number of SANDERS & STASSEN is 0432.914.166. The VAT number is the same number with BE in front: BE 0432.914.166.
- Where is SANDERS & STASSEN based?
- The registered office is at Kolmenstraat 149, 3512 Hasselt.Company details
- What does SANDERS & STASSEN do?
- According to the KBO register, the main activity is office administrative and support services (NACE 82100).
- What is the legal form of SANDERS & STASSEN?
- SANDERS & STASSEN is a public limited company (NV).
- When was SANDERS & STASSEN founded?
- SANDERS & STASSEN was founded on 22-12-1987.
- Is SANDERS & STASSEN still active?
- Yes, SANDERS & STASSEN is an active enterprise in the KBO register.
- How many employees does SANDERS & STASSEN have?
- SANDERS & STASSEN had an average of 7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does SANDERS & STASSEN fall under?
- In its 2022 annual accounts, SANDERS & STASSEN states joint committees 149.01 (Electricians: installation and distribution) and 200 (Auxiliary committee for white-collar workers).
- What is the turnover of SANDERS & STASSEN?
- The turnover in financial year 2025 is ≈ €1.9m. This figure is estimated from the gross margin of €1.2m and 40 comparable companies (NACE 82). It probably lies between €1.4m and €2.7m.
- Is SANDERS & STASSEN profitable?
- In financial year 2025, SANDERS & STASSEN made a profit of €139,888.
- Where can I find the annual accounts of SANDERS & STASSEN?
- SANDERS & STASSEN filed 38 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SANDERS & STASSEN due?
- SANDERS & STASSEN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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