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SANDAYO

Active
Private limited company (pre-2019)founded 199630 yrs activeRue du Fond Cattelain 2, 1435 Mont-Saint-Guibert, BelgiumKBO/BCE: BE 0457.037.571
Summary

SANDAYO has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (-€234,673) and a net result of -€3,869. Equity is shrinking by ~12.1% per year across the filed fiscal years. Its solvency ranks better than 5% of 15862 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).

Risk analysisWatch ReportCompare
SANDAYOActiveChecked score 31/100
Risk analysis ReportCompare

Overview

What they do
Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
NACE 46160NACE 51160
1 site
How big
€50,580total assets 2024
Equity
-€234,673
Loss
-€3,869
Turnover not published (abridged schema)
Financially healthy?
31 Weak Checked score 2024
Bankruptcy chance 12 m
1.1%
Who decides
Accounts 63 d overdue0 of 4 deeds read
Why 31- Annual accounts: weaker financial profile- Higher-failure-rate sector- Higher-failure-rate region- Negative equity- Filed more than 90 days late+ Long track recordShow the evidence

Checked score

Score 2024
31 / 100
Weak
Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability18▲+18
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.18 against 0.2 in 2023; short-term debt: 564% and cash: 10.6% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
-464%
Return on assets
-7.6%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 30 years 0 40 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
18192021222324
2018 to 2024 · latest year -€234,673
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-10-2025, 92 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
92 d late
2023
90 d late
2022
91 d late
2021
92 d late
2020
90 d late
2019
88 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 91 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Annual accounts filedfiscal year 2023 · micro…
  3. Weakest financial yearnet -€57,390

Key points

  • Risk: Negative equityfiscal year 2024: debts exceed assets -€234,673 View
  • Positive: Result rose in 2024from -€57,390 to -€3,869 ▲ 93.3% View
  • Caution: Among the weakest 5% on solvencysector median 39.5% · 15,862 companies -464.0% View
  • Caution: Accounts not fileddeadline was 31-07-2026 63 d late View
  • Caution: 2 loss-making years in a rowloss fiscal year 2024 -€3,869 View

By topic

Financials

Fiscal year
2024
Total assets
€50,580
Loss
-€3,869
Solvency
-464.0%
Total assets▼ 11.8%
Net result
20182024
Go to Financials

Timeline

Events
12
Since
2016
  1. 31-10-2025Annual accounts filed
  2. 29-10-2024Annual accounts filed
  3. 31-12-2023Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Agents in the wholesale of textiles, clothing, fur…NACE 46160
Founded
23-01-1996
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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