SanD
ActiveSummary
SanD has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €42,356 and a net result of €41,356. Its solvency ranks better than 63% of 31840 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes
Profitability100
Solvency94
Growth-
Track record67
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days acceptable
Liquidity ample (current ratio 3.18; short-term debt: 31.4% and cash: 55% of total assets), and 31.4% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.6%
Return on assets
66.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
23 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, micro schema
Equity
€42,356
Total assets
€61,777
Net result
€41,356
Working capital
€42,356
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €61,777
Equity
€42,356
Debt
€19,421
Debt finances 31.4% of the balance-sheet total.
Key figures and ratios
Current ratio
3.18
Debt to equity
0.46
ROE
97.6%
ROA
66.9%
Debt ≤ 1 year
€19,421
Income taxes
€10,569
Annual accounts
| Line | 2025 |
|---|---|
| Gross operating margin9900 | €52,013 |
| Operating profit (loss)9901 | €52,013 |
| Financial income75/76B | €0 |
| Recurring financial income75 | €0 |
| Financial charges65/66B | €87 |
| Recurring financial charges65 | €87 |
| Profit (loss) for the period before taxes9903 | €51,925 |
| Income taxes67/77 | €10,569 |
| Profit (loss) for the period9904 | €41,356 |
| Profit (loss) for the period to be appropriated9905 | €41,356 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €61,777 | |
| Current assets29/58 | €61,777 | |
| Amounts receivable within one year40/41 | €27,830 | |
| Trade receivables40 | €27,830 | |
| Cash at bank and in hand54/58 | €33,947 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €61,777 | |
| Equity10/15 | €42,356 | |
| Contributions10/11 | €1,000 | |
| Reserves13 | €41,356 | |
| Distributable reserves133 | €41,356 | |
| Amounts payable17/49 | €19,421 | |
| Amounts payable within one year42/48 | €19,421 | |
| Taxes, remuneration and social security45 | €15,933 | |
| Taxes450/3 | €15,933 | |
| Other amounts payable47/48 | €3,487 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €41,356 |
| Operating cash flow (approximation) | €41,356 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rebecq · 1 establishment unit since 2025
Ground area
253 m²
Building footprint
284 m²
Volume, LiDAR
1,031 m³
Parcel 25090D0333/00W000, Wallonia · tallest building 7.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
SanD
since 20252.370.095.426
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25090D0333/00W000 | Wallonia | 253 m² | 1 · 284 m² | 7.0 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AG Financial Consulting
BE 1017.668.471
Floreffe · Eq €42,356
CFDA
BE 0750.646.277
Sint-Lambrechts-Woluwe · Eq €42,358
BaSyl Consultancy
BE 0743.386.917
Tienen · Eq €42,359
BASS ROCK CONSULTING
BE 0750.834.636
Sint-Pieters-Woluwe · Eq €42,360
FIXHO
BE 0831.231.404
Koekelberg · Eq €42,350
Of 82,632 companies in sector 70200 we hold annual accounts for 52,587. 37,101 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-02-2025
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
82300Organisation of conventions and trade shows
Scores and ratios are computed by Checked and are not a credit decision.