SANACHA
ActiveSANACHA has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €155k and a net result of €15k. Equity is growing by ~2.6% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+1
Solvency63▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity short (current ratio 0.34 against 0.27 in 2024; short-term debt: 55.9% and cash: 15.9% of total assets), and 62.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.5%
Return on assets
3.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
29 d late
2022
31 d late
2021
45 d early
2020
33 d early
2019
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€155k▲ 10.6%
2024 · €140k
2018: €123k
2019: €123k
2020: €118k
2021: €126k
2022: €121k
2023: €128k
2024: €140k
2018 → 2025
Total assets
€414k▼ 3.6%
2024 · €429k
2018: €511k
2019: €515k
2020: €483k
2021: €462k
2022: €447k
2023: €425k
2024: €429k
2018 → 2025
Net result
€15k▲ 17.0%
2024 · €13k
2018: €6k
2019: €-231
2020: €-4k
2021: €8k
2022: €-5k
2023: €7k
2024: €13k
2018 → 2025
Working capital
€-153k▲ 20.5%
2024 · €-192k
2018: €-320k
2019: €-310k
2020: €-297k
2021: €-271k
2022: €-263k
2023: €-231k
2024: €-192k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€126k-€121k▼ 4.2%€128k▲ 5.6%€140k▲ 10.0%€155k▲ 10.6%
Operating result€15k-€-4k€10k€18k▲ 84.3%€33k▲ 81.5%
Net result€8k-€-5k€7k€13k▲ 89.3%€15k▲ 17.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 81% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €414k
Fixed assets
€335k▼ 6.6%
Current assets
€79k▲ 11.7%
Equity and liabilities €414k
Equity
€155k▲ 10.6%
Provisions
€26k=
Debt
€233k▼ 11.5%
The debt ratio falls from 61.3% to 56.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€59k▲
2024 · €45k
Cash flow
€40k▲
2024 · €40k
Solvency
37.5%▲
2024 · 32.7%
Current ratio
0.34▲
2024 · 0.27
Quick ratio
0.34▲
2024 · 0.27
Debt / equity
1.50▼
2024 · 1.88
ROE
9.6%▲
2024 · 9.1%
ROA
3.6%▲
2024 · 3.0%
Interest coverage
390.24▲
2024 · 270.31
Debt
€233k▼
2024 · €263k
Debt ≤ 1 year
€231k▼
2024 · €262k
Income taxes
€18k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€429k€414k▼
Fixed assets21/28€359k€335k▼
Tangible fixed assets22/27€359k€335k▼
Land and buildings22€347k€327k▼
Furniture and vehicles24€1k€383▼
Other tangible fixed assets26€10k€8k▼
Current assets29/58€70k€79k▲
Amounts receivable within one year40/41€14k€10k▼
Trade receivables40€6k€10k▲
Other amounts receivable41€9k€804▼
Cash at bank and in hand54/58€53k€66k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€429k€414k▼
Equity10/15€140k€155k▲
Contributions10/11€124k€124k=
Capital10€124k€124k=
Issued capital100€124k€124k=
Reserves13€15k€30k▲
Non-distributable reserves130/1€12k€12k=
Legal reserve130€12k€12k=
Distributable reserves133€3k€18k▲
Profit (loss) carried forward14€947€1k▲
Provisions and deferred taxes16€26k€26k=
Provisions for liabilities and charges160/5€26k€26k=
Major repairs and maintenance162€26k€26k=
Amounts payable17/49€263k€233k▼
Amounts payable within one year42/48€262k€231k▼
Trade debts44€1k€11k▲
Suppliers440/4€1k€11k▲
Taxes, remuneration and social security45€3k€476▼
Taxes450/3€3k€476▼
Other amounts payable47/48€258k€220k▼
Accrued charges and deferred income492/3€960€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€25k▼
Other operating charges640/8€15k€15k▲
Gross operating margin9900€60k€74k▲
Operating profit (loss)9901€18k€33k▲
Financial charges65/66B€167€150▼
Recurring financial charges65€167€150▼
Profit (loss) for the period before taxes9903€18k€33k▲
Income taxes67/77€5k€18k▲
Profit (loss) for the period9904€13k€15k▲
Profit (loss) for the period to be appropriated9905€13k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€16k▲
Profit (loss) brought forward from the previous period14P€-9k€947▲
Transfer to equity691/2€3k€15k▲
To other reserves6921€3k€15k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €15k ▲17%
Operating result €33k, net result €15k, both a record.
31-12
Financial
Equity above €150kEq €155k ▲10.6%
3 profitable years in a row build equity to €155k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet €-5k ▼169%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €8k
Net result €8k after 2 loss-making years.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Louvain 4261380 LasneGround area
1,833 m²
Building footprint
491 m²
Volume, LiDAR
3,465 m³
2 parcels, Brussels, Wallonia · tallest building 30.3 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
SANACHA SA
since 19972.081.196.762
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25076F0143/00F002 | Wallonia | 1,511 m² | 1 · 279 m² | - |
| 21363B0333/00E005 | Brussels | 322 m² | 1 · 212 m² | 30.3 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded25-03-1997
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.