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Sanac-company

Active
Private limited companyfounded 2015active for 11 yearsRaymond Delbekestraat 139, 2980 Zoersel, BelgiumKBO/BCE: BE 0637.838.643

From the official registers: KBO 10 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Sanac-company has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €79,086 and a net result of €7,446. Equity has been growing by about 16% per year since 2018. Its solvency ranks better than 25% of 34,902 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Official details

KBO
Status
Active since 17-09-2015 Normal situation
Activity
Plumbing work NACE 43221and 3 others
Establishment unit
2.248.621.732 2980 Zoersel, since 17-09-2015
Financial year end
31 December
Peppol
Reachable since 09-09-2025

Board and ownership

Board

Financial position

67 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Annual accounts 2025
Gross margin
€50,466
▲ 56.7%
Turnover
≈ €200,000
estimated
Profit
€7,446
▼ 39.6%
Equity
€79,086
▼ 4.4%
Total assets
€329,798
▲ 27.1%
Filed on 29-07-2026, 2 days before the deadlineat the National Bank
Score breakdownraises risk1 of the last 3 accounts lateSector: Specialised construction activities (NACE 43)lowers riskFounded in 2015Size: total assets €329,798Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 36% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Average
Solvency 49-8
equity 24.0% of total assets
Liquidity 52+3
short-term debt 18.4% · cash 6.0%
Profitability 72+10
return on assets 2.3%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 0.8% 01-2025: 0.8%● unchanged vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 0.7%▼ -0.1 percentage points vs 05-2025lowest value 07-2025: 0.7%● unchanged vs 06-2025 08-2025: 1.1%▲ +0.4 percentage points vs 07-2025 09-2025: 1.2%▲ +0.1 percentage points vs 08-2025highest value 10-2025: 1.2%● unchanged vs 09-2025highest value 11-2025: 1.2%● unchanged vs 10-2025highest value 12-2025: 1.2%● unchanged vs 11-2025highest value 01-2026: 1.1%▼ -0.1 percentage points vs 12-2025 02-2026: 1.1%● unchanged vs 01-2026 03-2026: 0.9%▼ -0.2 percentage points vs 02-2026 04-2026: 1.0%▲ +0.1 percentage points vs 03-2026 05-2026: 1.0%● unchanged vs 04-2026 06-2026: 0.9%▼ -0.1 percentage points vs 05-2026 07-2026: 0.9%● unchanged vs 06-2026 08-2026: 0.9%● unchanged vs 07-2026 09-2026: 0.9%● unchanged vs 08-2026 10-2026: 0.9%● unchanged vs 09-2026 11-2026: 0.9%● unchanged vs 10-2026
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.91 (3.28 in 2024), below 1. Short-term debt is 18.4% and cash 6% of total assets. 76% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 25% of them on solvency, 47% on liquidity, 41% on profitability and 29% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · 1 of the last 3 accounts late
NBB · filings
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Founded in 2015
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €329,798
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 days early
2024
14 days late
2023
59 days late
2022
129 days late
2021
30 days late
2020
12 days early
2019
10 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 33 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (4 of the last 5 accounts filed within 32 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 7 profitable years in a rowprofit 2025: €7,446 7 years View

Comparable companies

These companies have the same main activity as Sanac-company: plumbing work (NACE 43221). They are comparable in size and age: total assets between €298,000 and €412,000, founded between 2014 and 2018.

CompanyTotal assetsGross margin
Sanac-company Zoersel€329,798€50,466
VLSANITAIR Schoten€372,924€54,149
ATHLA Temse€332,910€43,510
Benny Gelas Gavere€297,862€56,950
G & S technics Beerse€412,259€44,568
NYS WIM Nijlen€340,998€54,010
DVS Verwarming Hulshout€321,402€70,622
Full comparison

Documents

Annual accounts at the NBB

All 10 annual accounts

Articles and registers

Key facts about Sanac-company

What is the company number of Sanac-company?
The company number of Sanac-company is 0637.838.643. The VAT number is the same number with BE in front: BE 0637.838.643.
Where is Sanac-company based?
The registered office is at Raymond Delbekestraat 139, 2980 Zoersel.Company details
What does Sanac-company do?
According to the KBO register, the main activity is plumbing work (NACE 43221).
What is the legal form of Sanac-company?
The legal form of Sanac-company is Private limited company (BV).
When was Sanac-company founded?
Sanac-company was founded on 17-09-2015.
Is Sanac-company still active?
Yes, Sanac-company is an active enterprise in the KBO register.
What is the turnover of Sanac-company?
The turnover in financial year 2025 is ≈ €200,000. This figure is estimated from the gross margin of €50,466 and 108 comparable companies (NACE 432). It probably lies between €140,000 and €290,000.Financials
Is Sanac-company profitable?
In financial year 2025, Sanac-company made a profit of €7,446.
Where can I find the annual accounts of Sanac-company?
Sanac-company filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of Sanac-company due?
Sanac-company must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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