SAN'T
ActiveSummary
SAN'T has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €470k and a net result of €246k. Equity is growing by ~107.9% per year across the filed fiscal years. Its solvency ranks better than 71% of 637 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▼-3
Solvency98▲+3
Growth78=
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 3.61 against 3.93 in 2024; short-term debt: 25.9% and cash: 64.9% of total assets), and 26.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.2%
Return on assets
38.3%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
1 d early
2024
50 d early
2023
22 d early
2022
46 d early
2021
46 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€246k▲ 37.5%
2024 · €179k
2021: €29k
2022: €-25k
2023: €154k
2024: €179k
2021 → 2025
Working capital
€435k▲ 53.2%
2024 · €284k
2021: €31k
2022: €47k
2023: €145k
2024: €284k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€31k-€6k▼ 80.1%€135k▲ 2,064%€284k▲ 110%€470k▲ 65.5%
Operating result€37k-€-23k€258k€294k▲ 14.2%€399k▲ 35.7%
Net result€29k-€-25k€154k€179k▲ 16.4%€246k▲ 37.5%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 36% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €643k
Fixed assets
€41k ▲ 76.0%
Current assets
€602k ▲ 57.9%
Equity and liabilities €643k
Equity
€470k ▲ 65.5%
Debt
€173k ▲ 43.4%
Debt's share of the balance-sheet total falls from 29.8% to 26.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€410k▲
2024 · €314k
Cash flow
€256k▲
2024 · €198k
Current ratio
3.61▼
2024 · 3.93
Debt to equity
0.37▼
2024 · 0.42
ROE
52.3%▼
2024 · 63.0%
ROA
38.3%▼
2024 · 44.3%
Interest coverage
5.56▼
2024 · 5.83
Debt ≤ 1 year
€167k▲
2024 · €97k
Debt > 1 year
€6k▼
2024 · €15k
Income taxes
€80k▲
2024 · €61k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€404k€643k▲
Fixed assets21/28€23k€41k▲
Tangible fixed assets22/27€23k€41k▲
Land and buildings22-€13k
Plant, machinery and equipment23-€3k
Furniture and vehicles24€23k€25k▲
Current assets29/58€381k€602k▲
Amounts receivable within one year40/41€157k€163k▲
Trade receivables40€137k€163k▲
Other amounts receivable41€20k-
Current investments50/53€20k€20k=
Cash at bank and in hand54/58€201k€417k▲
Deferred charges and accrued income490/1€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€404k€643k▲
Equity10/15€284k€470k▲
Contributions10/11€2k€2k=
Reserves13€278k€464k▲
Tax-exempt reserves132€61k€124k▲
Distributable reserves133€217k€340k▲
Profit (loss) carried forward14€4k€4k=
Amounts payable17/49€120k€173k▲
Amounts payable after more than one year17€15k€6k▼
Financial debts170/4€15k€6k▼
Amounts payable within one year42/48€97k€167k▲
Current portion of amounts payable after more than one year42€37k€10k▼
Trade debts44€2k-
Suppliers440/4€2k-
Taxes, remuneration and social security45€42k€27k▼
Taxes450/3€42k€27k▼
Other amounts payable47/48€16k€129k▲
Accrued charges and deferred income492/3€8k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€10k▼
Other operating charges640/8€220€607▲
Gross operating margin9900€314k€410k▲
Operating profit (loss)9901€294k€399k▲
Financial charges65/66B€54k€74k▲
Recurring financial charges65€54k€74k▲
Profit (loss) for the period before taxes9903€241k€326k▲
Income taxes67/77€61k€80k▲
Profit (loss) for the period9904€179k€246k▲
Transfer to tax-exempt reserves689€61k€63k▲
Profit (loss) for the period to be appropriated9905€118k€183k▲
Appropriation of the result
Profit (loss) to be appropriated9906€122k€187k▲
Profit (loss) brought forward from the previous period14P€4k€4k=
Transfer to equity691/2€88k€123k▲
To other reserves6921€88k€123k▲
Profit to be distributed694/7€30k€60k▲
Directors or managers695€30k€60k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-06
Financial
Highest result since 2021net €246k ▲37.5%
Operating result €399k, net result €246k, both a record.
2024
12-12
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
30-06
Financial
Equity above €200kEq €284k ▲110%
2 profitable years in a row build equity to €284k.
09-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-06
Financial
Back to profitnet €154k
Net result €154k after one loss-making year.
30-06
Financial
Equity above €100kEq €135k ▲2064%
Equity rises from €6k to €135k.
2022
16-12
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
30-06
Financial
Weakest financial yearnet €-25k ▼186%
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
2021
16-12
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Blonden 444000 LiègeGround area
858 m²
Building footprint
383 m²
Volume, LiDAR
12,852 m³
Parcel 62805B0418/00F000, Wallonia · tallest building 36.2 m, ±12 floors. Linked by address, not a title deed.
1 establishment unit
SAN'T
since 20212.313.571.942
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62805B0418/00F000 | Wallonia | 858 m² | 1 · 383 m² | 36.2 m · 12 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900Q7KE7TGBE03L14
Similar companies · same sector, comparable size
Dr. S. Prud'homme, oogarts
BE 0694.530.193
Leuven · Eq €470,138
DR. DE KOSTER
BE 0473.673.566
Genk · Eq €470,093
MEDROPEX
BE 0864.036.012
Oostende · Eq €469,903
Dr. Vernieuwe Lynn, anesthesie
BE 0761.559.866
Antwerpen · Eq €469,776
EL HACHMI MOHAMED
BE 0836.903.726
Anderlecht · Eq €470,896
Of 16,627 companies in sector 86220 we hold annual accounts for 7,974. 6,478 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-02-2021
Fiscal year end30-06
Activities, NACEBEL 2025
86220Specialist medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.