SAMVID
ActiveThe computed 12-month bankruptcy probability of SAMVID is 3.4% (moderate). The 2025 annual accounts show equity of €150k and a net result of €29k. Its solvency ranks better than 79% of 3668 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▼-16
Solvency86▲+13
Growth52
Track record82
Bankruptcy probability, 12 months
3.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days only on tighter terms
Liquidity ample (current ratio 2.34 against 1.81 in 2024; short-term debt: 28.5% and cash: 57.4% of total assets), and 39.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.8%
Return on assets
11.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
31 d late
2024
59 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€150k▲ 24.2%
2024 · €121k
2024: €121k
2024 → 2025
Total assets
€247k▼ 2.7%
2024 · €254k
2024: €254k
2024 → 2025
Net result
€29k▼ 74.8%
2024 · €116k
2024: €116k
2024 → 2025
Working capital
€94k▲ 26.0%
2024 · €75k
2024: €75k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€121k-€150k▲ 24.2%
Operating result€158k-€42k▼ 73.6%
Net result€116k-€29k▼ 74.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 74% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €247k
Fixed assets
€83k▼ 4.4%
Current assets
€165k▼ 1.9%
Equity and liabilities €247k
Equity
€150k▲ 24.2%
Debt
€97k▼ 27.2%
The debt ratio falls from 52.3% to 39.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€56k▼
2024 · €172k
Cash flow
€44k▼
2024 · €130k
Solvency
60.8%▲
2024 · 47.7%
Current ratio
2.34▲
2024 · 1.81
Quick ratio
2.33▲
2024 · 1.80
Debt / equity
0.64▼
2024 · 1.10
ROE
19.5%▼
2024 · 95.9%
ROA
11.8%▼
2024 · 45.7%
Interest coverage
7.42▼
2024 · 24.56
Debt
€97k▼
2024 · €133k
Debt ≤ 1 year
€70k▼
2024 · €93k
Debt > 1 year
€26k▼
2024 · €40k
Income taxes
€8k▼
2024 · €37k
Staff costs
€25k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€254k€247k▼
Fixed assets21/28€86k€83k▼
Intangible fixed assets21€59k€53k▼
Tangible fixed assets22/27€21k€24k▲
Plant, machinery and equipment23€19k€19k▲
Furniture and vehicles24€2k€5k▲
Financial fixed assets28€6k€6k=
Current assets29/58€168k€165k▼
Stocks and contracts in progress3€805€971▲
Stocks30/36€805€971▲
Amounts receivable within one year40/41€60k€22k▼
Other amounts receivable41€60k€22k▼
Cash at bank and in hand54/58€107k€142k▲
Equity and liabilities
Total equity and liabilities10/49€254k€247k▼
Equity10/15€121k€150k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€116k€145k▲
Amounts payable17/49€133k€97k▼
Amounts payable after more than one year17€40k€26k▼
Financial debts170/4€40k€26k▼
Amounts payable within one year42/48€93k€70k▼
Current portion of amounts payable after more than one year42€5k€7k▲
Trade debts44€6k€7k▲
Suppliers440/4€6k€7k▲
Taxes, remuneration and social security45€82k€57k▼
Taxes450/3€47k€55k▲
Remuneration and social security454/9€36k€2k▼
Other amounts payable47/48€1-
Income statement
Code20242025
Remuneration, social security and pensions62€20k€25k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€14k▲
Other operating charges640/8€1k€3k▲
Gross operating margin9900€193k€84k▼
Operating profit (loss)9901€158k€42k▼
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€7k€8k▲
Recurring financial charges65€7k€8k▲
Profit (loss) for the period before taxes9903€153k€37k▼
Income taxes67/77€37k€8k▼
Profit (loss) for the period9904€116k€29k▼
Profit (loss) for the period to be appropriated9905€116k€29k▼
Appropriation of the result
Profit (loss) to be appropriated9906€116k€145k▲
Profit (loss) brought forward from the previous period14P-€116k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Equity above €150kEq €150k ▲24.2%
2 profitable years in a row build equity to €150k.
28-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Amandsstraat 68000 BruggeGround area
110 m²
Building footprint
104 m²
Volume, LiDAR
1,075 m³
Parcel 31804D0451/00A000, Flanders · tallest building 16.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
De Beethoven
since 20232.352.361.252
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31804D0451/00A000 | Flanders | 110 m² | 1 · 104 m² | 16.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrugge2.352.361.252
Similar companies · same sector, comparable size
VE MO
BE 0715.954.129
Mortsel · Eq €150k
AMITIÉ
BE 0715.756.565
Kinrooi · Eq €150k
FOND
BE 0840.875.875
Antwerpen · Eq €150k
LES SABOTS D'HELENE
BE 0429.364.263
Liège · Eq €150k
LE PAVILLON ROSE
BE 0870.725.844
Ans · Eq €150k
Of 20,495 companies in sector 56111 we hold annual accounts for 11,462. 9,047 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-11-2023
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.