Summary
SAMTRA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €378,702 and a net result of €346,023. Equity is growing by ~12.7% per year across the filed fiscal years. Its solvency ranks better than 93% of 8091 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
31 d early
2024
93 d early
2023
29 d early
2022
153 d early
2021
25 d early
2020
31 d early
2019
29 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 56 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 June (4 of the last 5 filed years within 62 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€378,702▼ 12.5%
2024 · €432,680
Net result
€346,023▲ 46.6%
2024 · €236,028
Total assets
€400,083▼ 61.9%
2024 · €1.0m
Solvency
94.7%▲ 53.4pp
2024 · 41.2%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result€250,269▲ 21.0%€306,883▲ 22.6%€286,733▼ 6.6%€290,299▲ 1.2%€447,619▲ 54.2%
Net result€190,073above the sector's middle half▲ 20.4%€234,012above the sector's middle half▲ 23.1%€226,639above the sector's middle half▼ 3.2%€236,028above the sector's middle half▲ 4.1%€346,023above the sector's middle half▲ 46.6%
Equity€511,001above the sector's middle half▲ 62.4%€570,013above the sector's middle half▲ 11.5%€796,652above the sector's middle half▲ 39.8%€432,680above the sector's middle half▼ 45.7%€378,702within the sector's middle half▼ 12.5%
Total assets€525,460within the sector's middle half▲ 56.9%€760,418within the sector's middle half▲ 44.7%€812,087within the sector's middle half▲ 6.8%€1.0mabove the sector's middle half▲ 29.2%€400,083within the sector's middle half▼ 61.9%
Debt€14,458▼ 28.1%€190,404▲ 1,217%€15,435▼ 91.9%€616,846▲ 3,896%€21,380▼ 96.5%
Working capital€503,030above the sector's middle half▲ 66.5%€515,504above the sector's middle half▲ 2.5%€756,127above the sector's middle half▲ 46.7%€404,331above the sector's middle half▼ 46.5%€362,529above the sector's middle half▼ 10.3%
Solvency97.2%above the sector's middle half▲ 3.3pp75.0%within the sector's middle half▼ 22.3pp98.1%above the sector's middle half▲ 23.1pp41.2%within the sector's middle half▼ 56.9pp94.7%above the sector's middle half▲ 53.4pp
Current ratio35.79above the sector's middle half▲ 19.763.71within the sector's middle half▼ 32.0849.99above the sector's middle half▲ 46.281.66within the sector's middle half▼ 48.3317.96above the sector's middle half▲ 16.30
Return on assets (ROA)36.2%above the sector's middle half▼ 11.0pp30.8%above the sector's middle half▼ 5.4pp27.9%above the sector's middle half▼ 2.9pp22.5%within the sector's middle half▼ 5.4pp86.5%above the sector's middle half▲ 64.0pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 54% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €400,083
Fixed assets
€16,173 ▼ 42.9%
Current assets
€383,910 ▼ 62.4%
Equity and liabilities €400,083
Equity
€378,702 ▼ 12.5%
Debt
€21,380 ▼ 96.5%
Debt's share of the balance-sheet total falls from 58.8% to 5.3%. Equity and debt are lower.
Key figures and ratios
ROE
91.4%▲
2024 · 54.6%
Debt ≤ 1 year
€21,380▼
2024 · €616,846
Income taxes
€111,123▲
2024 · €75,379
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9,098 | €9,839 | €13,984 | €12,176 | €12,176 | = |
| Other operating charges640/8 | €1,281 | €2,666 | €1,736 | €1,743 | €1,790 | ▲ 2.7% |
| Gross operating margin9900 | €260,648 | €319,388 | €302,454 | €304,219 | €461,585 | ▲ 51.7% |
| Operating profit (loss)9901 | €250,269 | €306,883 | €286,733 | €290,299 | €447,619 | ▲ 54.2% |
| Financial income75/76B | €34 | €376 | €11,780 | €21,295 | €9,761 | ▼ 54.2% |
| Recurring financial income75 | €34 | €376 | €11,780 | €21,295 | €9,761 | ▼ 54.2% |
| Financial charges65/66B | €120 | €338 | €164 | €188 | €235 | ▲ 24.8% |
| Recurring financial charges65 | €120 | €338 | €164 | €188 | €235 | ▲ 24.8% |
| Profit (loss) for the period before taxes9903 | €250,183 | €306,922 | €298,350 | €311,406 | €457,145 | ▲ 46.8% |
| Income taxes67/77 | €60,111 | €72,910 | €71,711 | €75,379 | €111,123 | ▲ 47.4% |
| Profit (loss) for the period9904 | €190,073 | €234,012 | €226,639 | €236,028 | €346,023 | ▲ 46.6% |
| Profit (loss) for the period to be appropriated9905 | €190,073 | €234,012 | €226,639 | €236,028 | €346,023 | ▲ 46.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €525,460 | €760,418 | €812,087 | €1.0m | €400,083 | ▼ 61.9% |
| Fixed assets21/28 | €7,972 | €54,510 | €40,525 | €28,349 | €16,173 | ▼ 42.9% |
| Tangible fixed assets22/27 | €7,972 | €54,510 | €40,525 | €28,349 | €16,173 | ▼ 42.9% |
| Furniture and vehicles24 | €7,972 | €54,510 | €40,525 | €28,349 | €16,173 | ▼ 42.9% |
| Current assets29/58 | €517,488 | €705,908 | €771,562 | €1.0m | €383,910 | ▼ 62.4% |
| Amounts receivable within one year40/41 | €38,041 | €30,959 | €28,894 | €30,084 | €34,793 | ▲ 15.7% |
| Trade receivables40 | €22,151 | €23,729 | €25,694 | €26,134 | €29,040 | ▲ 11.1% |
| Other amounts receivable41 | €15,890 | €7,230 | €3,200 | €3,950 | €5,753 | ▲ 45.6% |
| Current investments50/53 | - | €50,000 | €650,000 | €884,653 | €209,512 | ▼ 76.3% |
| Cash at bank and in hand54/58 | €479,447 | €624,949 | €82,453 | €100,738 | €137,222 | ▲ 36.2% |
| Deferred charges and accrued income490/1 | - | - | €10,214 | €5,701 | €2,383 | ▼ 58.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €525,460 | €760,418 | €812,087 | €1.0m | €400,083 | ▼ 61.9% |
| Equity10/15 | €511,001 | €570,013 | €796,652 | €432,680 | €378,702 | ▼ 12.5% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Outside capital11 | €18,600 | €18,600 | - | - | - | - |
| Other1109/19 | €18,600 | €18,600 | - | - | - | - |
| Reserves13 | €7,223 | €7,223 | €7,223 | €7,223 | €7,223 | = |
| Non-distributable reserves130/1 | €7,223 | €7,223 | - | - | - | - |
| Reserves not available under the articles1311 | €7,223 | €7,223 | - | - | - | - |
| Distributable reserves133 | - | - | €7,223 | €7,223 | €7,223 | = |
| Profit (loss) carried forward14 | €485,179 | €544,190 | €770,830 | €406,857 | €352,880 | ▼ 13.3% |
| Amounts payable17/49 | €14,458 | €190,404 | €15,435 | €616,846 | €21,380 | ▼ 96.5% |
| Amounts payable within one year42/48 | €14,458 | €190,404 | €15,435 | €616,846 | €21,380 | ▼ 96.5% |
| Trade debts44 | €6,179 | €3,472 | €1,304 | €3,470 | €6,404 | ▲ 84.6% |
| Suppliers440/4 | €6,179 | €3,472 | €1,304 | €3,470 | €6,404 | ▲ 84.6% |
| Taxes, remuneration and social security45 | €8,279 | €38,183 | €13,052 | €102,987 | €14,587 | ▼ 85.8% |
| Taxes450/3 | €8,279 | €38,183 | €13,052 | €102,987 | €14,587 | ▼ 85.8% |
| Other amounts payable47/48 | - | €148,750 | €1,078 | €510,389 | €389 | ▼ 99.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €190,073 | €234,012 | €226,639 | €236,028 | €346,023 | ▲ 46.6% |
| + Depreciation and write-downs630 | €9,098 | €9,839 | €13,984 | €12,176 | €12,176 | = |
| Operating cash flow (approximation) | €199,170 | €243,851 | €240,624 | €248,204 | €358,199 | ▲ 44.3% |
| Investment in fixed assets (approximation) | - | -€56,377 | €0 | €0 | €0 | - |
| Change in cash | - | €145,502 | -€542,496 | €18,285 | €36,483 | ▲ 99.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2019net €346,023 ▲46.6%
Operating result €447,619, net result €346,023, both a record.
31-12
Financial
Liquidity times 11current ratio 17.96
Current ratio from 1.66 to 17.96; short-term debt falls from €616,846 to €21,380.
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 13current ratio 49.99
Current ratio from 3.71 to 49.99; short-term debt falls from €190,404 to €15,435.
28-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 35.79
Current ratio from 16.03 to 35.79; short-term debt falls from €20,099 to €14,458.
31-12
Financial
Equity above €500,000Eq €511,001 ▲62.4%
3 profitable years in a row build equity to €511,001.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200,000Eq €314,728 ▲101%
2 profitable years in a row build equity to €314,728.
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waasmunster · 1 establishment unit since 2019
Ground area
1,397 m²
Building footprint
189 m²
Volume, LiDAR
880 m³
Parcel 42023B0676/00C000, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
SAMTRA
since 20192.283.798.187
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42023B0676/00C000 | Flanders | 1,397 m² | 1 · 189 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 1,049 EUR awarded · 1,049 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 1,049 EUR | 1,049 EUR |
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 13,776 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-12-2018
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0715698464
Also
9925:BE0715698464
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.