SAMTIC
ActiveSAMTIC has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €112k and a net result of €21k. Equity is growing by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 33% of 31545 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
76
/ 100
Excellent▼ -2 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▲+28
Solvency55▼-1
Growth58▼-20
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity tight (current ratio 1.04 against 1.35 in 2024), and 65.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.5%
Return on assets
6.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
58 d early
2024
29 d early
2023
78 d early
2022
28 d early
2021
30 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€112k▼ 16.5%
2024 · €134k
2018: €120k
2019: €66k
2020: €89k
2021: €159k
2022: €168k
2023: €180k
2024: €134k
2018 → 2025
Total assets
€325k▼ 25.7%
2024 · €437k
2018: €384k
2019: €387k
2020: €421k
2021: €430k
2022: €508k
2023: €446k
2024: €437k
2018 → 2025
Net result
€21k▲ 20.0%
2024 · €18k
2018: €355
2019: €45k
2020: €22k
2021: €70k
2022: €9k
2023: €12k
2024: €18k
2018 → 2025
Working capital
€4k▼ 92.3%
2024 · €56k
2018: €74k
2019: €-1k
2020: €20k
2021: €85k
2022: €137k
2023: €125k
2024: €56k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€159k-€168k▲ 5.6%€180k▲ 7.2%€134k▼ 25.3%€112k▼ 16.5%
Operating result€106k-€21k▼ 80.6%€23k▲ 10.3%€28k▲ 21.8%€28k▲ 2.8%
Net result€70k-€9k▼ 87.4%€12k▲ 36.2%€18k▲ 46.4%€21k▲ 20.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 3% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €325k
Fixed assets
€221k▲ 0.8%
Current assets
€104k▼ 52.3%
Equity and liabilities €325k
Equity
€112k▼ 16.5%
Debt
€212k▼ 29.7%
The debt ratio falls from 69.3% to 65.5%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€44k▲
2024 · €38k
Cash flow
€36k▲
2024 · €28k
Solvency
34.5%▲
2024 · 30.7%
Current ratio
1.04▼
2024 · 1.35
Quick ratio
0.43▼
2024 · 0.97
Debt / equity
1.90▼
2024 · 2.25
ROE
18.9%▲
2024 · 13.1%
ROA
6.5%▲
2024 · 4.0%
Interest coverage
7.87▲
2024 · 4.33
Debt
€212k▼
2024 · €302k
Debt ≤ 1 year
€100k▼
2024 · €162k
Debt > 1 year
€113k▼
2024 · €141k
Income taxes
€8k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€437k€325k▼
Fixed assets21/28€219k€221k▲
Intangible fixed assets21€2k€851▼
Tangible fixed assets22/27€217k€220k▲
Land and buildings22€217k€208k▼
Plant, machinery and equipment23€160-
Furniture and vehicles24-€12k
Current assets29/58€218k€104k▼
Amounts receivable after more than one year29€80k-
Other amounts receivable291€80k-
Stocks and contracts in progress3€61k€61k▼
Stocks30/36€61k€61k▼
Amounts receivable within one year40/41€11k€13k▲
Trade receivables40€11k€12k▲
Other amounts receivable41€346€693▲
Cash at bank and in hand54/58€61k€26k▼
Deferred charges and accrued income490/1€4k€4k▼
Equity and liabilities
Total equity and liabilities10/49€437k€325k▼
Equity10/15€134k€112k▼
Contributions10/11€19k€19k=
Reserves13€116k€94k▼
Distributable reserves133€116k€94k▼
Amounts payable17/49€302k€212k▼
Amounts payable after more than one year17€141k€113k▼
Financial debts170/4€141k€113k▼
Amounts payable within one year42/48€162k€100k▼
Current portion of amounts payable after more than one year42€34k€39k▲
Trade debts44€8k€9k▲
Suppliers440/4€8k€9k▲
Taxes, remuneration and social security45€11k€9k▼
Taxes450/3€11k€9k▼
Other amounts payable47/48€108k€43k▼
Accrued charges and deferred income492/3-€158
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€15k▲
Other operating charges640/8€4k€5k▲
Non-recurring operating charges66A€927€34▼
Gross operating margin9900€43k€48k▲
Operating profit (loss)9901€28k€28k▲
Financial income75/76B€6k€6k▲
Recurring financial income75€5k€4k▼
Non-recurring financial income76B€1k€2k▲
Financial charges65/66B€9k€6k▼
Recurring financial charges65€9k€6k▼
Profit (loss) for the period before taxes9903€25k€29k▲
Income taxes67/77€7k€8k▲
Profit (loss) for the period9904€18k€21k▲
Profit (loss) for the period to be appropriated9905€18k€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€18k€21k▲
Transfer from equity791/2€45k€22k▼
Profit to be distributed694/7€63k€43k▼
Return on contributions (dividend)694€63k€43k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
14-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Highest result since 2018net €70k ▲217%
Operating result €106k, net result €70k, both a record.
31-12
Financial
Equity above €150kEq €159k ▲79.1%
4 profitable years in a row build equity to €159k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nieuwerkerken (Limb.) · 2 establishment units since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Klein Tegelrijstraat 403850 Nieuwerkerken (Limb.)Ground area
2,698 m²
Building footprint
283 m²
Volume, LiDAR
1,299 m³
2 parcels, Flanders · tallest building 14.1 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
SAMTIC
since 20132.225.800.503
Clockempoortje
since 20182.277.999.864
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71045A0202/00Y005 | Flanders | 2,569 m² | 1 · 154 m² | - |
| 71053H1212/00L000 | Flanders | 129 m² | 1 · 129 m² | 14.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Truiden2.277.999.864
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Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 40,767 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-12-2013
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.