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SAMPER IQBAL

Active
Place Emile Vandervelde 67 ·7370 Dour, Belgium
KBO/BCE: BE 1004.020.274
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Age2 yrs
Staff (FTE)1
Real estate1 parcel · 115 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of SAMPER IQBAL is 2.3% (moderate). The 2024 annual accounts show equity of €10k and a net result of €7k. Its solvency ranks better than 90% of 6697 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Signals

1 signal · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 90% of 6697 peers (2024). A comfortable equity buffer.
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-07-2025, 8 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2024 31-07-2025 23-07-2025 8 d early 2025-00299305

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.3% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Turnover€249k
EBIT margin3.9%
Net result€7k
Working capital€10k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 23-07-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 74.2% 20.4%
better than 90% of 6697 sector peers
Net result €7k €4k
better than 57% of 6677 sector peers
Equity €10k €16k
better than 43% of 6711 sector peers
Gross operating margin €17k €24k
better than 43% of 6656 sector peers
Staff costs €5k €33k
higher than 19% of 3034 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue€249k
EBITDA-
Net profit€7k
Cash flow-
Staff costs€5k
Income taxes€2k
Dividends-
Total assets€14k
Equity€10k
Debt€4k
of which ≤ 1y€4k
of which > 1y-
Working capital€10k
Employees (FTE)1.0
Ratios (computed)
2024
Current ratio3.87
Quick ratio1.39
Working capital ratio74.2%
Solvency74.2%
Debt / equity0.35
Long-term debt ratio-
Interest coverage-
Gross margin5.9%
Net margin2.9%
ROA52.0%
ROE70.1%
EBITDA margin-
Days sales outstanding1d
Days payable outstanding2d
Inventory turnover26.09
Days inventory (DSI)14d
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€14k
Current assets 29/58€14k
Stocks & contracts in progress 3€9k
Amounts receivable within one year 40/41€573
Cash & bank 54/58€4k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€14k
Equity 10/15€10k
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€7k
Amounts payable 17/49€4k
Amounts payable within one year 42/48€4k
Trade debts payable within one year 44€1k
Income statement
Turnover 70€249k
Gross operating margin 9900€17k
Operating result 9901€10k
Financial charges 65€119
Result before taxes 9903€10k
Income taxes 67/77€2k
Net result for the period 9904€7k
Result to be appropriated 9905€7k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
85 / 100 Excellent
050100
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
SAMPER IQBAL
Place Emile Vandervelde 67, 7370 DourDetailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)
since 20242.353.467.151
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area115 m²
Buildings1
Building footprint55 m²
Volume (LiDAR)436 m³
Tallest building9.1 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53020D0445/02C000 Wallonia 115 m² 1 · 55 m² 9.1 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health85Profitability70Solvency100Growth-Stability67
80 / 100

Strong profile, led by solvency.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 85
Profitability 70
Solvency 100
Growth -
Stability 67

Ask AI about this company

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AI due-diligence brief

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen47110Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)47112
Primary activity highlighted.
Names & trade names
Legal nameFR SAMPER IQBAL
Registered office
Place Emile Vandervelde 67
7370 Dour, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.