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SAMPER IQBAL

Active
Private limited companyfounded 20232 yrs activePlace Emile Vandervelde 67, 7370 Dour, BelgiumKBO/BCE: BE 1004.020.274
Summary

The computed 12-month bankruptcy probability of SAMPER IQBAL is 2.4% (moderate). The 2024 annual accounts show equity of €10,372 and a net result of €7,272. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes
Profitability100
Solvency99
Growth-
Track record67
Bankruptcy probability, 12 months
2.4% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 3.87; short-term debt: 25.8% and cash: 30.5% of total assets), and 25.8% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
74.2%
Return on assets
52%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
38 d early
2024
8 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 23 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 28 December 2023, SAMPER IQBAL was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2024, micro schema, 2025 accounts filed, figures not processed yet

Turnover
€248,645
EBIT margin
3.9%
Net result
€7,272
Working capital
€10,372

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €13,982
Equity €10,372
Debt €3,611
Debt finances 25.8% of the balance-sheet total.
Key figures and ratios
2024 value
Current ratio
3.87
Quick ratio
1.39
Debt to equity
0.35
ROE
70.1%
ROA
52.0%
Debt ≤ 1 year
€3,611
Income taxes
€2,362
Staff costs
€5,074

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 31 lines
Balance sheet Code2024
Assets
Total assets20/58€13,982
Current assets29/58€13,982
Stocks and contracts in progress3€8,972
Stocks30/36€8,972
Amounts receivable within one year40/41€573
Other amounts receivable41€573
Cash at bank and in hand54/58€4,266
Deferred charges and accrued income490/1€172
Equity and liabilities
Total equity and liabilities10/49€13,982
Equity10/15€10,372
Contributions10/11€3,100
Profit (loss) carried forward14€7,272
Amounts payable17/49€3,611
Amounts payable within one year42/48€3,611
Trade debts44€1,249
Suppliers440/4€1,249
Taxes, remuneration and social security45€2,362
Taxes450/3€2,362
Income statement Code2024
Turnover70€248,645
Goods, raw materials, services and sundry goods60/61€234,058
Remuneration, social security and pensions62€5,074
Other operating charges640/8€2,200
Gross operating margin9900€17,026
Operating profit (loss)9901€9,753
Financial charges65/66B€119
Recurring financial charges65€119
Profit (loss) for the period before taxes9903€9,634
Income taxes67/77€2,362
Profit (loss) for the period9904€7,272
Profit (loss) for the period to be appropriated9905€7,272
Appropriation of the result
Profit (loss) to be appropriated9906€7,272

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Turnover70€248,645
Goods, raw materials, services and sundry goods60/61€234,058
Remuneration, social security and pensions62€5,074
Other operating charges640/8€2,200
Gross operating margin9900€17,026
Operating profit (loss)9901€9,753
Financial charges65/66B€119
Recurring financial charges65€119
Profit (loss) for the period before taxes9903€9,634
Income taxes67/77€2,362
Profit (loss) for the period9904€7,272
Profit (loss) for the period to be appropriated9905€7,272
Line2024
Assets
Total assets20/58€13,982
Current assets29/58€13,982
Stocks and contracts in progress3€8,972
Stocks30/36€8,972
Amounts receivable within one year40/41€573
Other amounts receivable41€573
Cash at bank and in hand54/58€4,266
Deferred charges and accrued income490/1€172
Equity and liabilities
Total equity and liabilities10/49€13,982
Equity10/15€10,372
Contributions10/11€3,100
Profit (loss) carried forward14€7,272
Amounts payable17/49€3,611
Amounts payable within one year42/48€3,611
Trade debts44€1,249
Suppliers440/4€1,249
Taxes, remuneration and social security45€2,362
Taxes450/3€2,362
Line2024
Profit (loss) for the period9904€7,272
Operating cash flow (approximation)€7,272

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
23-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
23-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Dour · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
115 m²
Building footprint
55 m²
Volume, LiDAR
436 m³
Parcel 53020D0445/02C000, Wallonia · tallest building 9.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SAMPER IQBAL
Place Emile Vandervelde 67, 7370 DourRetail trade
since 20242.353.467.151
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53020D0445/02C000 Wallonia 115 m² 1 · 55 m² 9.1 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Dour2.353.467.151
1 permission
Toelating · Detailhandel · since 08-01-2024

Similar companies · same sector, comparable size

Of 10,504 companies in this sector we hold annual accounts for 5,855. 3,494 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded28-12-2023
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
E-invoicing
Reachable via Peppol
Peppol ID 0208:1004020274
Also 9925:BE1004020274
Registered 01-05-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.