Financials
- Fiscal year
- 2025
- Total assets
- €449,946
- Profit
- €40,436
- Solvency
- 24.2%
Total assets=
Net result
20222025
SamNat & cie
ActiveSummary
SamNat & cie has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €108,809 and a net result of €40,436. Equity is growing by ~37% per year across the filed fiscal years. Its solvency ranks better than 24% of 11607 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Activity
Engineering and related technical consultancy, excluding land surveyors
NACE 71121
1 site
Size
€449,946total assets 2025
- Equity
- €108,809
- Profit
- €40,436
Turnover not published (abridged schema)
Structure
- Holdings
- 1
Accounts filed 27 d late0 of 1 deed read
Why 87- Founded in 2021+ Sector Architectural and engineering activities; technical testing and analysis (NACE 71)+ Size: total assets €449,946+ Figures for FY 2025 (filed 27-08-2026)Show the evidence
Checked score
Score 2025
87
/ 100
Excellent
Probability in this band: under 0.55%
Better than 32% of its sector peers (NACE 71, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
49=
equity 24.2% of total assets
Liquidity
27-9
short-term debt 53.9% · cash 3.7%
Profitability
80=
return on assets 9.0%
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: < 0.1%
12-2024: < 0.1%● 0.0% vs 11-2024
01-2025: < 0.1%▼ -4.9% vs 12-2024lowest value
02-2025: < 0.1%● 0.0% vs 01-2025lowest value
03-2025: < 0.1%● 0.0% vs 02-2025lowest value
04-2025: < 0.1%▲ +2.6% vs 03-2025
05-2025: < 0.1%▲ +2.5% vs 04-2025
06-2025: < 0.1%● 0.0% vs 05-2025
07-2025: < 0.1%▲ +4.9% vs 06-2025
08-2025: 0.2%▲ +256% vs 07-2025
09-2025: 0.2%● 0.0% vs 08-2025
10-2025: 0.2%● 0.0% vs 09-2025
11-2025: 0.2%● 0.0% vs 10-2025
12-2025: 0.1%▼ -2.6% vs 11-2025
01-2026: 0.1%▼ -1.3% vs 12-2025
02-2026: 0.1%▲ +0.7% vs 01-2026
03-2026: 0.1%● 0.0% vs 02-2026
04-2026: 0.2%▲ +8.8% vs 03-2026
05-2026: 0.2%▲ +13.0% vs 04-2026
06-2026: 0.2%▲ +9.9% vs 05-2026
07-2026: 0.2%▲ +6.5% vs 06-2026
08-2026: 0.4%▲ +74.2% vs 07-2026highest value
09-2026: 0.2%▼ -50.7% vs 08-2026
10-2026: 0.2%● 0.0% vs 09-2026
- Sector Architectural and engineering activities; technical testing and analysis (NACE 71) lowers the probability
- Size: total assets €449,946 lowers the probability for this profile
- Founded in 2021 raises the probability for this profile
- Figures for FY 2025 (filed 27-08-2026) lowers the probability
Credit up to €9,000 at 30 days acceptable
Liquidity short (current ratio 0.41 against 0.33 in 2024; short-term debt: 53.9% and cash: 3.7% of total assets), and 75.8% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 71, micro). Better than this share of them on solvency 25%, liquidity 11%, profitability 48%, growth against the median 45%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 11607 sector peers (2025).
NBB · sector comparisonPosition among 11607 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filingsDeviation from the deadline
2025
27 d late
2024
30 d early
2023
49 d early
2022
47 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 25 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 34% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 23 June (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
06-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Highest result since 2022net €40,436 ▲2.4%
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Network & group
- Subsidiaries
- 1
1 subsidiary
Timeline
- Events
- 6
- Since
- 2023
- Next accounts
- by 31-07-2027
- 27-08-2026Annual accounts filed
- 31-12-2025Highest result since 2022
- 01-07-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Engineering and related technical consultancy, excluding land surveyorsNACE 71121
- Founded
- 15-12-2021
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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