SAMMYTRANS
ActiveSAMMYTRANS has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €89k and a net result of €-4k. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 95% of 4454 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
78
/ 100
Excellent▲ +26 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth32=
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 15.33 against 21.42 in 2024), and 5.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€4k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-05-2026, 72 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
72 d early
2024
43 d early
2023
1 d late
2022
51 d early
2021
18 d late
2020
43 d early
2019
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€89k▼ 4.8%
2024 · €93k
2018: €105k
2019: €106k
2020: €108k
2021: €104k
2022: €103k
2023: €107k
2024: €93k
2018 → 2025
Total assets
€94k▼ 2.9%
2024 · €97k
2018: €109k
2019: €107k
2020: €110k
2021: €104k
2022: €103k
2023: €111k
2024: €97k
2018 → 2025
Net result
€-4k▲ 68.3%
2024 · €-14k
2018: €10k
2019: €2k
2020: €1k
2021: €-4k
2022: €-1k
2023: €5k
2024: €-14k
2018 → 2025
Working capital
€73k▲ 3.7%
2024 · €70k
2018: €38k
2019: €38k
2020: €56k
2021: €67k
2022: €84k
2023: €83k
2024: €70k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€104k-€103k▼ 1.1%€107k▲ 4.5%€93k▼ 13.1%€89k▼ 4.8%
Operating result€-1k-€-4k▼ 252%€5k€-13k€-5k▲ 57.9%
Net result€-4k-€-1k▲ 71.3%€5k€-14k€-4k▲ 68.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5k in 2025 against €13k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €94k
Fixed assets
€16k▼ 30.4%
Current assets
€78k▲ 5.8%
Equity and liabilities €94k
Equity
€89k▼ 4.8%
Debt
€5k▲ 47.7%
The debt ratio rises from 3.5% to 5.4%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€2k▲
2024 · €-7k
Cash flow
€3k▲
2024 · €-8k
Solvency
94.6%▼
2024 · 96.5%
Current ratio
15.33▼
2024 · 21.42
Quick ratio
15.33▼
2024 · 21.42
Debt / equity
0.06▲
2024 · 0.04
ROE
-5.0%▲
2024 · -15.1%
ROA
-4.7%▲
2024 · -14.5%
Interest coverage
5.08▲
2024 · -19.48
Debt
€5k▲
2024 · €3k
Debt ≤ 1 year
€5k▲
2024 · €3k
Income taxes
€-971▼
2024 · €1k
Staff costs
€11k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€97k€94k▼
Formation expenses20€0€0=
Fixed assets21/28€23k€16k▼
Tangible fixed assets22/27€23k€16k▼
Land and buildings22€0€0=
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€18k€12k▼
Financial fixed assets28€235€235=
Current assets29/58€74k€78k▲
Amounts receivable within one year40/41€24k€26k▲
Trade receivables40€24k€26k▲
Other amounts receivable41€12€14▲
Cash at bank and in hand54/58€49k€52k▲
Equity and liabilities
Total equity and liabilities10/49€97k€94k▼
Equity10/15€93k€89k▼
Contributions10/11€20k€20k=
Reserves13€111k€111k=
Distributable reserves133€111k€111k=
Profit (loss) carried forward14€-37k€-42k▼
Amounts payable17/49€3k€5k▲
Amounts payable within one year42/48€3k€5k▲
Trade debts44€823€49▼
Suppliers440/4€823€49▼
Taxes, remuneration and social security45€3k€5k▲
Taxes450/3€3k€5k▲
Income statement
Code20242025
Remuneration, social security and pensions62€12k€11k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€7k▲
Other operating charges640/8€4k€4k▲
Gross operating margin9900€9k€16k▲
Operating profit (loss)9901€-13k€-5k▲
Financial income75/76B€161€257▲
Recurring financial income75€161€257▲
Financial charges65/66B€335€335▼
Recurring financial charges65€335€335▼
Profit (loss) for the period before taxes9903€-13k€-5k▲
Income taxes67/77€1k€-971▼
Profit (loss) for the period9904€-14k€-4k▲
Profit (loss) for the period to be appropriated9905€-14k€-4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-37k€-42k▼
Profit (loss) brought forward from the previous period14P€-23k€-37k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-14k ▼406%
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
2023
31-12
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
10-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 18 days late
2021
31-12
Financial
Liquidity times 9current ratio 308.21
Current ratio from 32.45 to 308.21; short-term debt falls from €2k to €219.
18-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity times 11current ratio 117.78
Current ratio from 11.12 to 117.78; short-term debt falls from €4k to €326.
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kaprijke · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koeistraat 139971 KaprijkeGround area
5,907 m²
Building footprint
180 m²
Volume, LiDAR
895 m³
Parcel 43009A0282/00C000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Koeistraat 13, 9971 Kaprijke
since 19992.099.257.271
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43009A0282/00C000 | Flanders | 5,906 m² | 1 · 180 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
OTHENTIC PARTNER
BE 0764.775.021
Seraing · Eq €89k
ERS GROUPE
BE 0760.634.903
Wemmel · Eq €89k
JPB TRADING COMPANY
BE 0458.267.194
Pelt · Eq €89k
TRANSPORT DE NOOZE MARTIN
BE 0822.160.518
Dendermonde · Eq €89k
TASSA TRANS
BE 0869.757.428
Buggenhout · Eq €89k
Of 12,442 companies in sector 49410 we hold annual accounts for 8,083. 6,225 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-07-1999
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.