Debts
€405,799 ▲ 451%
Debts rose by €332,090 in 2025.
SAMKO RES
Lifetime
20 annual accounts with figures on one time axis, 23 filings since 2003peak €192,820 (2025)
€192,820▲ 465%
lowest -€17,010 (2025)
-€17,010▼ €32,486
peak €285,017 (2024)
€268,007▼ 6.0%
€405,799▲ 451%
Board3 names since 2021
3 directorsBorghs Liliane and 2 others
Documentsfilings and deeds
05-06-202656 days before the deadline
2025micro format
Gross margin from €34,110 to €192,820Loss of €17,010Debts from €73,710 to €405,799Investments €175,837Cash from €5,247 to €23,426
Key points
from the 2025 annual accountsInvestments
€175,837 6.9 × depreciation
Green is investment, beige is depreciation.
Filings
23 annual accounts since 2003
Seven of the last ten came late. The 2017 accounts came latest: 31 days after the end of the period.
Checked score
84
Excellent
Financially stronger than 36% of micro companies in food and beverage service (NACE 56)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,791 companies (NACE 56, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.0%
01-2025: 1.0%● unchanged vs 12-2024
02-2025: 1.0%● unchanged vs 01-2025
03-2025: 1.0%● unchanged vs 02-2025
04-2025: 1.0%● unchanged vs 03-2025
05-2025: 1.0%● unchanged vs 04-2025
06-2025: 1.0%● unchanged vs 05-2025
07-2025: 1.2%▲ +0.2 percentage points vs 06-2025
08-2025: 1.5%▲ +0.3 percentage points vs 07-2025highest value
09-2025: 1.0%▼ -0.5 percentage points vs 08-2025
10-2025: 1.0%● unchanged vs 09-2025
11-2025: 1.0%● unchanged vs 10-2025
12-2025: 1.0%● unchanged vs 11-2025
01-2026: 1.0%● unchanged vs 12-2025
02-2026: 1.0%● unchanged vs 01-2026
03-2026: 1.0%● unchanged vs 02-2026
04-2026: 1.0%● unchanged vs 03-2026
05-2026: 1.0%● unchanged vs 04-2026
06-2026: 1.0%● unchanged vs 05-2026
07-2026: 0.3%▼ -0.7 percentage points vs 06-2026lowest value
08-2026: 0.3%● unchanged vs 07-2026lowest value
09-2026: 0.3%● unchanged vs 08-2026lowest value
10-2026: 0.3%● unchanged vs 09-2026lowest value
11-2026: 0.3%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Sector: Food and beverage service activities (NACE 56)
lowers risk
Size: total assets €673,806
Founded in 2002
Figures for financial year 2025 (filed on 05-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 59% of them on solvency, 23% on liquidity, 27% on profitability and 34% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 12,322 companies had the same profile as SAMKO RES has now. Each dot stands for 31 companies, two years later.
90.3%
were still trading
8.6%
stopped another way
0.7%
went bankrupt
Another 0.5% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of SAMKO RES itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 12,322 companies, not a prediction for SAMKO RES. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €22,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.55 (0.73 in 2024), below 1. Short-term debt is 52.6% and cash 3.5% of total assets. 60.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
56 days early
2024
on the day
2023
22 days late
2022
31 days late
2021
22 days late
2020
8 days early
2019
27 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 5 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0479192965
Appointments: VAN LANDEGHEM Robert (director) and VAN LANDEGHEM Sam (director)
“nieuwe tekst van de statuten zoals hierna aangenomen” (deed in Dutch) · General meeting of 20-12-2023 · Gazette deed
First establishment
BRISK, Alfons Gossetlaan 31, Dilbeek
Incorporation
published on 10-01-2003 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SAMKO RES Dilbeek | €673,806 | €192,820 | 39.8% | - |
| GERLO Scherpenheuvel-Zichem | €701,097 | €179,498 | 15.3% | - |
| MISTRAL MANAGEMENT SOLUTIONS Glabbeek | €743,684 | €166,154 | 56.7% | - |
| DE AFFICHE LEUVEN Leuven | €625,088 | €219,739 | 8.3% | - |
| HAPPY A Beersel | €777,979 | €202,963 | 69.6% | - |
| DE ZESBUNDER Gingelom | €705,748 | €195,806 | 73.2% | - |
| FIRENZE Knokke-Heist | €738,705 | €184,829 | 51.5% | 1.1 |
These companies have the same main activity as SAMKO RES: full-service restaurants (NACE 56111). They are comparable in size and age: total assets between €625,000 and €778,000, founded between 1999 and 2005.
Official details
Source: KBO- Status
- Active since 31-12-2002Normal situation
- Activity
- Full-service restaurantsNACE 56111
- Establishment unit
- 2.132.423.6501702 Dilbeek, since 26-06-2003
- Financial year end
- 31 December
- Peppol
- Reachable since 15-07-2025
Annual accounts 2025
- ≈ €560,000estimated
- €673,806▲ 87.8%
- Employeeson 31-12-2025
- 11
- Filing
- Filed on 05-06-2026, 56 days before the end of the filing period
Insights on SAMKO RES
SAMKO RES files the micro format. That format states no turnover. The gross margin rose from €28,928 in 2006 to €192,820 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SAMKO RES
- What is the company number of SAMKO RES?
- The company number of SAMKO RES is 0479.192.965. The VAT number is the same number with BE in front: BE 0479.192.965.
- Where is SAMKO RES based?
- The registered office is at Alfons Gossetlaan 31, 1702 Dilbeek.Company details
- What does SAMKO RES do?
- According to the KBO register, the main activity is full-service restaurants (NACE 56111).
- What is the legal form of SAMKO RES?
- SAMKO RES is a private limited company (BV).
- When was SAMKO RES founded?
- SAMKO RES was founded on 31-12-2002.
- Is SAMKO RES still active?
- Yes, SAMKO RES is an active enterprise in the KBO register.
- How many employees does SAMKO RES have?
- SAMKO RES had an average of 4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of SAMKO RES?
- The turnover in financial year 2025 is ≈ €560,000. This figure is estimated from the gross margin of €192,820 and 87 comparable companies (NACE 56111). It probably lies between €470,000 and €680,000.
- Is SAMKO RES profitable?
- In financial year 2025, SAMKO RES made a loss of €17,010.
- Where can I find the annual accounts of SAMKO RES?
- SAMKO RES filed 23 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SAMKO RES due?
- SAMKO RES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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