SAMIR
ActiveSummary
The computed 12-month bankruptcy probability of SAMIR is 2.1% (moderate). The 2025 annual accounts show negative equity (-€16,476) and a net result of €524. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 6% of 18537 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability54▲+8
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.62 against 0.82 in 2024; short-term debt: 160.9% and cash: 18.6% of total assets), and equity is negative.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-212.8%
Return on assets
6.8%
Age of the figures
15 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 18537 sector peers (2025).
NBB · sector comparisonPosition among 18537 sector peers
Solvency
better than 6%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 11-12-2025, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 d early
2024
25 d early
2023
31 d early
2022
1 d early
2021
22 d early
2020
20 d late
2019
3 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 15 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
-€16,476▲ 3.1%
2024 · -€17,000
Total assets
€7,743▼ 7.5%
2024 · €8,371
Net result
€524▲ 83.9%
2024 · €285
Working capital
-€4,761▼ 167%
2024 · -€1,785
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€458▲ 83.3%€519€700▲ 34.9%€526▼ 24.9%€674▲ 28.1%
Net result-€735▲ 74.7%€220€230▲ 4.5%€285▲ 23.9%€524▲ 83.9%
Equity-€17,736▼ 4.3%-€17,516▲ 1.2%-€17,285▲ 1.3%-€17,000▲ 1.6%-€16,476▲ 3.1%
Total assets€8,541▼ 15.6%€5,686▼ 33.4%€9,002▲ 58.3%€8,371▼ 7.0%€7,743▼ 7.5%
Debt€26,277▼ 3.1%€23,202▼ 11.7%€26,287▲ 13.3%€25,371▼ 3.5%€24,219▼ 4.5%
Working capital-€17,781▼ 4.3%-€17,561▲ 1.2%-€17,330▲ 1.3%-€1,785▲ 89.7%-€4,761▼ 167%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 28% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €7,743
Fixed assets
€45 =
Current assets
€7,698 ▼ 7.5%
Key figures and ratios
Solvency
-212.8%▼
2024 · -203.1%
Current ratio
0.62▼
2024 · 0.82
Quick ratio
0.15▼
2024 · 0.17
Debt to equity
-1.47▲
2024 · -1.49
ROA
6.8%▲
2024 · 3.4%
Debt ≤ 1 year
€12,459▲
2024 · €10,111
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,639 companies that looked in July 2024 the way this one looks now, 2.7% went bankrupt within 24 months and 92% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a profit of 5% of the balance sheet or more
2.7%
went bankrupt
4.9%
stopped otherwise
92%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,639 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Gross operating margin9900 | -€458 | €519 | €700 | €526 | €674 | ▲ 28.1% |
| Operating profit (loss)9901 | -€458 | €519 | €700 | €526 | €674 | ▲ 28.1% |
| Financial charges65/66B | - | €299 | €470 | €241 | €150 | ▼ 37.8% |
| Recurring financial charges65 | €277 | €299 | €470 | €241 | €150 | ▼ 37.8% |
| Non-recurring financial charges66B | - | €299 | €470 | €241 | €150 | ▼ 37.8% |
| Profit (loss) for the period before taxes9903 | -€735 | €220 | €230 | €285 | €524 | ▲ 83.9% |
| Profit (loss) for the period9904 | -€735 | €220 | €230 | €285 | €524 | ▲ 83.9% |
| Profit (loss) for the period to be appropriated9905 | -€735 | €220 | €230 | €285 | €524 | ▲ 83.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €8,541 | €5,686 | €9,002 | €8,371 | €7,743 | ▼ 7.5% |
| Fixed assets21/28 | €45 | €45 | €45 | €45 | €45 | = |
| Financial fixed assets28 | €45 | €45 | €45 | €45 | €45 | = |
| Current assets29/58 | €8,496 | €5,641 | €8,957 | €8,326 | €7,698 | ▼ 7.5% |
| Stocks and contracts in progress3 | €6,975 | €4,125 | €7,103 | €6,580 | €5,810 | ▼ 11.7% |
| Stocks30/36 | - | €4,125 | €7,103 | €6,580 | €5,810 | ▼ 11.7% |
| Amounts receivable within one year40/41 | €500 | €500 | €450 | €450 | €450 | = |
| Trade receivables40 | - | €500 | €450 | €450 | €450 | = |
| Cash at bank and in hand54/58 | €1,021 | €1,016 | €1,404 | €1,296 | €1,438 | ▲ 11.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €8,541 | €5,686 | €9,002 | €8,371 | €7,743 | ▼ 7.5% |
| Equity10/15 | -€17,736 | -€17,516 | -€17,285 | -€17,000 | -€16,476 | ▲ 3.1% |
| Contributions10/11 | €8,125 | €8,125 | €8,125 | €8,125 | €8,125 | = |
| Capital10 | - | €8,125 | €8,125 | €8,125 | €8,125 | = |
| Issued capital100 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Uncalled capital101 | - | €10,475 | €10,475 | €10,475 | €10,475 | = |
| Profit (loss) carried forward14 | -€25,861 | -€25,641 | -€25,410 | -€25,125 | -€24,601 | ▲ 2.1% |
| Amounts payable17/49 | €26,277 | €23,202 | €26,287 | €25,371 | €24,219 | ▼ 4.5% |
| Amounts payable within one year42/48 | €26,277 | €23,202 | €26,287 | €10,111 | €12,459 | ▲ 23.2% |
| Trade debts44 | €7,850 | €7,133 | €10,159 | €9,941 | €11,447 | ▲ 15.1% |
| Suppliers440/4 | - | €7,133 | €10,159 | €9,941 | €11,447 | ▲ 15.1% |
| Taxes, remuneration and social security45 | - | €264 | €367 | €170 | €1,012 | ▲ 495% |
| Taxes450/3 | - | €264 | €367 | €170 | €1,012 | ▲ 495% |
| Other amounts payable47/48 | - | €15,805 | €15,761 | - | - | - |
| Accrued charges and deferred income492/3 | - | - | - | €15,260 | €11,760 | ▼ 22.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€735 | €220 | €230 | €285 | €524 | ▲ 83.9% |
| Operating cash flow (approximation) | -€735 | €220 | €230 | €285 | €524 | ▲ 83.9% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€5 | €388 | -€108 | €142 | ▲ 231% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
11-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Highest result since 2019net €524 ▲83.9%
Net result €524, the highest in the series.
06-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
31-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €220
Net result €220 after 3 loss-making years.
09-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
20-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2020
30-06
Financial
Weakest financial yearnet -€2,909
Net result drops to -€2,909, the lowest in the series; recovery starts the following year.
03-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 3 days late
2019
25-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 25 days late
2017
21-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
31-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2010
Ground area
228 m²
Building footprint
128 m²
Volume, LiDAR
1,614 m³
Parcel 21445C0256/00S002, Brussels · tallest building 17.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Samir
since 20102.185.759.396
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21445C0256/00S002 | Brussels | 228 m² | 1 · 128 m² | 17.5 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteElsene2.185.759.396
Similar companies · same sector, comparable size
EL BADR
BE 0456.606.021
Brussel · Eq €1,778
ROKSAR
BE 0728.545.224
Elsene · Eq €1,744
XPRESS SHOP
BE 0793.919.858
Oostende · Eq €1,736
Oh’ fresh
BE 0772.362.795
Leuven · Eq €1,723
Arzai
BE 0662.770.514
Sint-Jans-Molenbeek · Eq €1,824
Of 10,510 companies in sector 47110 we hold annual accounts for 5,850. 1,287 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded28-12-2009
Fiscal year end30-06
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
47252Retail sale of beverages, general range
61100Wired, wireless and satellite telecommunications
82100Office administrative and support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0821782911
Also
9925:BE0821782911
Registered
09-07-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.