Summary
SAMIN is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.2m and a net result of €2,615. Equity is growing by ~15.4% per year across the filed fiscal years. Its solvency ranks better than 29% of 2451 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
4 d late
2024
31 d early
2023
16 d early
2022
63 d late
2021
33 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 3 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 16 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
Equity
€1.2m▲ 0.2%
2024 · €1.2m
Net result
€2,615▼ 98.8%
2024 · €218,694
Total assets
€3.3m▼ 1.3%
2024 · €3.3m
Solvency
35.7%▲ 0.5pp
2024 · 35.2%
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€32,677-€44,540▲ 36.3%€47,414▲ 6.5%€52,114▲ 9.9%€36,652▼ 29.7%
Net result€129,548within the sector's middle half-€202,877above the sector's middle half▲ 56.6%€109,071within the sector's middle half▼ 46.2%€218,694above the sector's middle half▲ 101%€2,615within the sector's middle half▼ 98.8%
Equity€629,548within the sector's middle half-€832,425within the sector's middle half▲ 32.2%€941,496within the sector's middle half▲ 13.1%€1.2mwithin the sector's middle half▲ 23.2%€1.2mwithin the sector's middle half▲ 0.2%
Total assets€3.3mwithin the sector's middle half-€3.3mwithin the sector's middle half▲ 1.5%€3.3mwithin the sector's middle half▼ 1.6%€3.3mwithin the sector's middle half▲ 0.4%€3.3mwithin the sector's middle half▼ 1.3%
Debt€2.7m-€2.5m▼ 5.8%€2.3m▼ 6.5%€2.1m▼ 8.8%€2.1m▼ 2.1%
Working capital€232,505within the sector's middle half-€157,315within the sector's middle half▼ 32.3%€88,612within the sector's middle half▼ 43.7%€144,798within the sector's middle half▲ 63.4%-€34,859within the sector's middle half
Solvency19.1%below the sector's middle half-24.9%within the sector's middle half▲ 5.8pp28.7%within the sector's middle half▲ 3.7pp35.2%within the sector's middle half▲ 6.5pp35.7%within the sector's middle half▲ 0.5pp
Current ratio2.21within the sector's middle half-1.74within the sector's middle half▼ 0.471.39within the sector's middle half▼ 0.351.72within the sector's middle half▲ 0.330.90within the sector's middle half▼ 0.82
Return on assets (ROA)3.9%within the sector's middle half-6.1%within the sector's middle half▲ 2.1pp3.3%within the sector's middle half▼ 2.8pp6.6%within the sector's middle half▲ 3.3pp0.1%within the sector's middle half▼ 6.5pp
Staff (FTE)0within the sector's middle half0within the sector's middle half0below the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Why a figure moved sharply
- 2025 Net result -99% on 2024. The accounts now follow the full schema, last year the abbreviated schema.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 30% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.3m
Fixed assets
€3.0m =
Current assets
€305,619 ▼ 12.0%
Equity and liabilities €3.3m
Equity
€1.2m ▲ 0.2%
Debt
€2.1m ▼ 2.1%
Debt's share of the balance-sheet total falls from 64.8% to 64.3%. Equity is higher and debt is lower.
Key figures and ratios
ROE
0.2%▼
2024 · 18.8%
Debt ≤ 1 year
€340,478▲
2024 · €202,325
Debt > 1 year
€1.7m▼
2024 · €1.9m
Income taxes
€1,016▼
2024 · €2,332
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €1,030 | €545 | €1,579 | €1,193 | €4,685 | ▲ 293% |
| Gross operating margin9900 | €33,706 | €45,085 | €48,994 | €53,307 | €41,337 | ▼ 22.5% |
| Operating profit (loss)9901 | €32,677 | €44,540 | €47,414 | €52,114 | €36,652 | ▼ 29.7% |
| Financial income75/76B | €152,500 | €202,000 | €103,133 | €209,100 | €5,613 | ▼ 97.3% |
| Recurring financial income75 | €152,500 | €202,000 | €103,133 | €209,100 | €5,613 | ▼ 97.3% |
| Financial charges65/66B | €55,628 | €43,663 | €41,476 | €40,187 | €38,635 | ▼ 3.9% |
| Recurring financial charges65 | €55,628 | €43,663 | €41,476 | €40,187 | €38,635 | ▼ 3.9% |
| Profit (loss) for the period before taxes9903 | €129,548 | €202,877 | €109,071 | €221,027 | €3,630 | ▼ 98.4% |
| Income taxes67/77 | - | - | - | €2,332 | €1,016 | ▼ 56.5% |
| Profit (loss) for the period9904 | €129,548 | €202,877 | €109,071 | €218,694 | €2,615 | ▼ 98.8% |
| Profit (loss) for the period to be appropriated9905 | €129,548 | €202,877 | €109,071 | €218,694 | €2,615 | ▼ 98.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3.3m | €3.3m | €3.3m | €3.3m | €3.3m | ▼ 1.3% |
| Fixed assets21/28 | €2.9m | €3.0m | €3.0m | €3.0m | €3.0m | = |
| Financial fixed assets28 | €2.9m | €3.0m | €3.0m | €3.0m | €3.0m | = |
| Current assets29/58 | €423,976 | €369,778 | €316,718 | €347,123 | €305,619 | ▼ 12.0% |
| Amounts receivable after more than one year29 | €111,250 | €100,000 | €173,000 | €173,000 | €173,000 | = |
| Other amounts receivable291 | €111,250 | €100,000 | €173,000 | €173,000 | €173,000 | = |
| Amounts receivable within one year40/41 | €19,360 | €81,050 | €5,219 | €68,028 | €36,297 | ▼ 46.6% |
| Trade receivables40 | €19,360 | €6,050 | €4,000 | €18,000 | €7,000 | ▼ 61.1% |
| Other amounts receivable41 | - | €75,000 | €1,219 | €50,028 | €29,297 | ▼ 41.4% |
| Cash at bank and in hand54/58 | €292,520 | €187,688 | €134,608 | €96,888 | €88,388 | ▼ 8.8% |
| Deferred charges and accrued income490/1 | €847 | €1,041 | €3,891 | €9,207 | €7,934 | ▼ 13.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3.3m | €3.3m | €3.3m | €3.3m | €3.3m | ▼ 1.3% |
| Equity10/15 | €629,548 | €832,425 | €941,496 | €1.2m | €1.2m | ▲ 0.2% |
| Contributions10/11 | €500,000 | €500,000 | €500,000 | €500,000 | €500,000 | = |
| Capital10 | €500,000 | €500,000 | €500,000 | €500,000 | €500,000 | = |
| Issued capital100 | €500,000 | €500,000 | €500,000 | €500,000 | €500,000 | = |
| Reserves13 | €25,000 | €50,000 | €50,000 | €50,000 | €50,000 | = |
| Non-distributable reserves130/1 | €25,000 | €50,000 | €50,000 | €50,000 | €50,000 | = |
| Legal reserve130 | €25,000 | €50,000 | €50,000 | €50,000 | €50,000 | = |
| Profit (loss) carried forward14 | €104,548 | €282,425 | €391,496 | €610,190 | €612,805 | ▲ 0.4% |
| Amounts payable17/49 | €2.7m | €2.5m | €2.3m | €2.1m | €2.1m | ▼ 2.1% |
| Amounts payable after more than one year17 | €2.5m | €2.3m | €2.1m | €1.9m | €1.7m | ▼ 9.4% |
| Financial debts170/4 | €2.5m | €2.3m | €2.1m | €1.9m | €1.7m | ▼ 9.4% |
| Amounts payable within one year42/48 | €191,471 | €212,463 | €228,106 | €202,325 | €340,478 | ▲ 68.3% |
| Current portion of amounts payable after more than one year42 | €187,738 | €190,098 | €192,488 | €194,908 | €197,359 | ▲ 1.3% |
| Trade debts44 | €1,540 | €588 | €16,298 | €5,615 | €2,352 | ▼ 58.1% |
| Suppliers440/4 | €1,540 | €588 | €16,298 | €5,615 | €2,352 | ▼ 58.1% |
| Taxes, remuneration and social security45 | €2,194 | €2,457 | €0 | €1,802 | €450 | ▼ 75.0% |
| Taxes450/3 | €2,194 | €2,457 | €0 | €1,802 | €450 | ▼ 75.0% |
| Other amounts payable47/48 | - | €19,320 | €19,320 | €0 | €140,318 | - |
| Accrued charges and deferred income492/3 | €7,500 | €7,500 | €7,500 | €7,500 | €7,500 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €129,548 | €202,877 | €109,071 | €218,694 | €2,615 | ▼ 98.8% |
| Operating cash flow (approximation) | €129,548 | €202,877 | €109,071 | €218,694 | €2,615 | ▼ 98.8% |
| Investment in fixed assets (approximation) | - | -€102,500 | €0 | €17,501 | €0 | ▼ 100% |
| Change in cash | - | -€104,832 | -€53,080 | -€37,720 | -€8,500 | ▲ 77.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
State Gazette act
Resignation: NV XL GROUP VLAANDEREN (non-statutory director)Power of attorney3 facts ▸
State Gazette act
Resignation: NV XL GROUP VLAANDEREN (non-statutory director)
Power of attorney3 facts ▸
- General meeting, 31-07-2026
- Director resignation, NV XL GROUP VLAANDEREN (non-statutory director)
- Power of attorney, BV Mondriaan Corporate & Finance
04-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 4 days late
26-06
State Gazette act
Permanent representative: Johan GoossensCourt decision · Judicial annulment5 facts ▸
State Gazette act
Permanent representative: Johan Goossens
Court decision · Judicial annulment5 facts ▸
- Court decision, 02-09-2025
- Judicial annulment, 02-09-2025
- Court decision, 02-09-2025
- Permanent representative, Johan Goossens (permanent representative)
- Director in office, XL Group Vlaanderen nv (director)
2025
31-12
Financial
Weakest financial yearnet €2,615 ▼98.8%
Net result drops to €2,615, the lowest in the series.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2021net €218,694 ▲101%
Operating result €52,114, net result €218,694, both a record.
31-12
Financial
Equity above €1mEq €1.2m ▲23.2%
4 profitable years in a row build equity to €1.2m.
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
02-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 63 days late
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
2 of 4 acts read
About the unread acts
Of the 4 Belgian State Gazette acts we know for this company, 2 have been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
no sitting director, last change in 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Not every act has been read: a resignation may be missing here
2 of this company's 4 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2020
Ground area
1,133 m²
Building footprint
1,122 m²
Volume, LiDAR
18,239 m³
Parcel 44805E0865/00C004, Flanders · tallest building 26.6 m, ±8 floors. Linked by address, not a title deed.
11
companies at this address
See who is registered here
1 establishment unit
SAMIN
since 20202.307.724.426
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44805E0865/00C004 | Flanders | 1,133 m² | 1 · 1,122 m² | 26.6 m · 8 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
1 person since 2026, 0 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| XL GROUP VLAANDEREN NV |
|
Structure & network
Owners and holdings
2 owners · 4 holdings · 8 subsidiaries in the treeChain of control
- WISCH
- SAMIN
Highest known parent: WISCH. The sources do not say who stands above it.
Owners 2
- WISCHparent100%
-
50%
Holdings 4
-
100%
-
100%
-
80%
-
30.06%
All subsidiaries, including indirect ones 8
Companies in which this company or one of its subsidiaries holds more than half, or which it consolidates according to the LEI register.
HOSPITIUM HOLDING 100%5 subsidiaries
- Hospitium Nederland BVNL 100%
- HOSPITIUM GENT 93.99%
- Silver Tie Projects 93.99%
- Silver Tie Payroll 86%
- Uw Loonhuis 69%
- HOSPITIUM IMMO 100%
- SKEDLE 80%
According to the 2025 annual accounts of SAMIN and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,805. 12,348 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded04-09-2020
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70100Activities of head offices
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0753695839
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.