Skip to content

SAMI

Active
Private limited company (pre-2019)founded 200224 yrs activeRue Traversière(H) 19, 7301 Boussu, BelgiumKBO/BCE: BE 0477.914.446
Summary

SAMI has been active since 2002 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags). The 2025 annual accounts show equity of €187,566 and a net result of €72,553. Equity is growing by ~29.6% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record84
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17,000 at 30 days acceptable
Liquidity ample (current ratio 80.9 against 54.22 in 2024; short-term debt: 1.1% and cash: 54% of total assets), and 1.1% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 24 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
98.9%
Return on assets
38.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filings
Deviation from the deadline
2025
31 d late
2024
26 d late
2023
336 d late
2022
32 d late
2021
31 d late
2020
30 d late
2019
110 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 85 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

raises risk · Administrative warnings in the KBO publications
2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publications
Publications
Strikeout withdrawnStrikeout initial
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline

History

On 5 July 2002, SAMI was incorporated.1 Total assets went from EUR 35,773 in 2019 to EUR 189,728 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, abbreviated schema

Equity
€187,566▲ 63.1%
2024 · €115,013
Total assets
€189,728▲ 61.9%
2024 · €117,174
Net result
€72,553▲ 117%
2024 · €33,461
Working capital
€172,671▲ 50.1%
2024 · €115,013
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€17,355€20,556▲ 18.4%€19,019▼ 7.5%€33,461▲ 75.9%€78,285▲ 134%
Net result€11,131€14,287▲ 28.4%€13,019▼ 8.9%€33,461▲ 157%€72,553▲ 117%
Equity€54,246▲ 87.2%€68,533▲ 26.3%€81,552▲ 19.0%€115,013▲ 41.0%€187,566▲ 63.1%
Total assets€62,188▲ 73.8%€72,276▲ 16.2%€83,713▲ 15.8%€117,174▲ 40.0%€189,728▲ 61.9%
Debt€7,942▲ 16.8%€3,744▼ 52.9%€2,161▼ 42.3%€2,161=€2,161=
Working capital€50,216▲ 964%€68,533▲ 36.5%€81,552▲ 19.0%€115,013▲ 41.0%€172,671▲ 50.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000€60,000€80,000Operating result 2021: €17,355€17,355Net result 2021: €11,131€11,131Operating result 2022: €20,556€20,556Net result 2022: €14,287€14,287Operating result 2023: €19,019€19,019Net result 2023: €13,019€13,019Operating result 2024: €33,461€33,461Net result 2024: €33,461€33,461Operating result 2025: €78,285€78,285Net result 2025: €72,553€72,55320212022202320242025€0€20,000€40,000€60,000€80,000Operating result 2023: €19,019€19,000Net result 2023: €13,019€13,000Operating result 2024: €33,461€33,500Net result 2024: €33,461€33,500Operating result 2025: €78,285€78,300Net result 2025: €72,553€72,600202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 134% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €189,728
Fixed assets €14,896
Current assets €174,832
Equity and liabilities €189,728
Equity €187,566 ▲ 63.1%
Debt €2,161 =
Debt's share of the balance-sheet total falls from 1.8% to 1.1%. Equity is higher.
Key figures and ratios
2025 value · change against 2024
Current ratio
80.90▲
2024 · 54.22
Debt to equity
0.01▼
2024 · 0.02
ROE
38.7%▲
2024 · 29.1%
ROA
38.2%▲
2024 · 28.6%
Debt ≤ 1 year
€2,161=
2024 · €2,161
Staff costs
€62
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 31,349 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.4% went bankrupt
5.9% stopped otherwise
93% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 0.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 31,349 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet Code20242025
Assets
Total assets20/58€117,174€189,728▲
Fixed assets21/28-€14,896
Tangible fixed assets22/27-€14,896
Land and buildings22-€786
Furniture and vehicles24-€14,110
Current assets29/58€117,174€174,832▲
Amounts receivable within one year40/41€36,019€71,411▲
Other amounts receivable41€36,019€71,411▲
Cash at bank and in hand54/58€80,236€102,502▲
Deferred charges and accrued income490/1€919€919=
Equity and liabilities
Total equity and liabilities10/49€117,174€189,728▲
Equity10/15€115,013€187,566▲
Contributions10/11€6,200€6,200=
Capital10€6,200€6,200=
Issued capital100€18,600€18,600=
Uncalled capital101€12,400€12,400=
Reserves13€52,847€73,847▲
Non-distributable reserves130/1€1,860€1,860=
Legal reserve130€1,860€1,860=
Tax-exempt reserves132€24,987€45,987▲
Distributable reserves133€26,000€26,000=
Profit (loss) carried forward14€55,966€107,519▲
Amounts payable17/49€2,161€2,161=
Amounts payable within one year42/48€2,161€2,161=
Trade debts44€2,161€2,161=
Suppliers440/4€2,161€2,161=
Income statement Code20242025
Remuneration, social security and pensions62-€62
Other operating charges640/8-€3,166
Gross operating margin9900€33,461€81,512▲
Operating profit (loss)9901€33,461€78,285▲
Financial charges65/66B-€5,732
Recurring financial charges65-€5,732
Profit (loss) for the period before taxes9903€33,461€72,553▲
Profit (loss) for the period9904€33,461€72,553▲
Profit (loss) for the period to be appropriated9905€33,461€72,553▲
Appropriation of the result
Profit (loss) to be appropriated9906€55,966€107,519▲
Profit (loss) brought forward from the previous period14P€22,505€34,966▲

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62----€62-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10,388€14,247----
Other operating charges640/8-€1,092--€3,166-
Gross operating margin9900€27,743€35,895€19,019€33,461€81,512▲ 144%
Operating profit (loss)9901€17,355€20,556€19,019€33,461€78,285▲ 134%
Financial charges65/66B€225€270--€5,732-
Recurring financial charges65€225€270--€5,732-
Profit (loss) for the period before taxes9903€17,131€20,287€19,019€33,461€72,553▲ 117%
Income taxes67/77€6,000€6,000€6,000---
Profit (loss) for the period9904€11,131€14,287€13,019€33,461€72,553▲ 117%
Profit (loss) for the period to be appropriated9905€11,131€14,287€13,019€33,461€72,553▲ 117%
Line20212022202320242025Change
Assets
Total assets20/58€62,188€72,276€83,713€117,174€189,728▲ 61.9%
Fixed assets21/28€4,030---€14,896-
Tangible fixed assets22/27€4,030---€14,896-
Land and buildings22----€786-
Furniture and vehicles24€4,030---€14,110-
Current assets29/58€58,158€72,276€83,713€117,174€174,832▲ 49.2%
Amounts receivable within one year40/41€801€801€19,019€36,019€71,411▲ 98.3%
Other amounts receivable41€801€801€19,019€36,019€71,411▲ 98.3%
Cash at bank and in hand54/58€56,439€70,557€63,775€80,236€102,502▲ 27.8%
Deferred charges and accrued income490/1€919€919€919€919€919=
Equity and liabilities
Total equity and liabilities10/49€62,188€72,276€83,713€117,174€189,728▲ 61.9%
Equity10/15€54,246€68,533€81,552€115,013€187,566▲ 63.1%
Contributions10/11€6,200€6,200€6,200€6,200€6,200=
Capital10€6,200€6,200€6,200€6,200€6,200=
Issued capital100€18,600€18,600€18,600€18,600€18,600=
Uncalled capital101€12,400€12,400€12,400€12,400€12,400=
Reserves13€27,860€40,847€52,847€52,847€73,847▲ 39.7%
Non-distributable reserves130/1€1,860€1,860€1,860€1,860€1,860=
Legal reserve130€1,860€1,860€1,860€1,860€1,860=
Tax-exempt reserves132---€24,987€45,987▲ 84.0%
Distributable reserves133€26,000€38,987€50,987€26,000€26,000=
Profit (loss) carried forward14€20,186€21,486€22,505€55,966€107,519▲ 92.1%
Amounts payable17/49€7,942€3,744€2,161€2,161€2,161=
Amounts payable within one year42/48€7,942€3,744€2,161€2,161€2,161=
Trade debts44€3,744€3,744€2,161€2,161€2,161=
Suppliers440/4€3,744€3,744€2,161€2,161€2,161=
Other amounts payable47/48€4,198-----
Line20212022202320242025Change
Profit (loss) for the period9904€11,131€14,287€13,019€33,461€72,553▲ 117%
+ Depreciation and write-downs630€10,388€14,247----
Operating cash flow (approximation)€21,519€28,534€13,019€33,461€72,553▲ 117%
Change in cash-€14,118-€6,782€16,461€22,266▲ 35.3%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial Highest result since 2019net €72,553 ▲117%
Operating result €78,285, net result €72,553, both a record.
31-12
Financial Equity above €150,000Eq €187,566 ▲63.1%
5 profitable years in a row build equity to €187,566.
26-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
02-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 336 days late
02-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 32 days late
2024
31-12
Financial Equity above €100,000Eq €115,013 ▲41%
4 profitable years in a row build equity to €115,013.
2023
31-12
Financial Liquidity doublescurrent ratio 38.74
Current ratio from 19.31 to 38.74; short-term debt falls from €3,744 to €2,161.
01-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-12
Financial Liquidity triplescurrent ratio 19.31
Current ratio from 7.32 to 19.31; short-term debt falls from €7,942 to €3,744.
16-09
KBO administration Strikeout withdrawn
event 31-08-2022
31-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Show earlier events
2021
31-12
Financial Weakest financial yearnet €11,131 ▼31.4%
Net result drops to €11,131, the lowest in the series; recovery starts the following year.
31-12
Financial Liquidity quadruplescurrent ratio 7.32
Current ratio from 1.69 to 7.32.
30-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
18-11
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 110 days late
2019
20-11
KBO administration Strikeout initial
event 04-11-2019
2017
24-11
NBB filing Annual accounts filed
fiscal year 2014 · full schema · 847 days late
2014
31-12
NBB filing Annual accounts filed
fiscal year 2013 · full schema · 153 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boussu · 1 establishment unit since 2002
seat establishment The establishment unit on the map
Ground area
446 m²
Building footprint
148 m²
Volume, LiDAR
1,030 m³
Parcel 53041A0073/00M000, Wallonia · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue Traversière(H) 19, 7301 Boussu
Sports, amusement and recreation activities
since 20022.114.091.541
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53041A0073/00M000 Wallonia 446 m² 1 · 148 m² 9.7 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded05-07-2002
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.