SAMI
ActiveSummary
SAMI has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €64,920 and a net result of -€11,340. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 95% of 18626 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-42
Solvency100=
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
cash: 4.1% of total assets, and 0% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
23 d late
2022
25 d late
2021
148 d late
2020
30 d late
2019
2 d early
2017
30 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 28 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 25 May (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€212,202
EBIT margin
-4.8%
Net result
-€11,340
2024 · €1,338
Working capital
€76,241▲ 22.8%
2022 · €62,081
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220242025
Turnover€212,202
Operating result€1,980▲ 122%€10,548▲ 433%-€1,999€2,989--€10,115
Net result-€5,415below the sector's middle half€7,777within the sector's middle half-€3,638within the sector's middle half€1,338within the sector's middle half--€11,340below the sector's middle half
EBIT margin-4.8%
Equity€60,089within the sector's middle half▼ 8.3%€67,866within the sector's middle half▲ 12.9%€64,228within the sector's middle half▼ 5.4%€76,259within the sector's middle half-€64,920within the sector's middle half▼ 14.9%
Total assets€61,828within the sector's middle half▼ 8.1%€80,907within the sector's middle half▲ 30.9%€65,937within the sector's middle half▼ 18.5%€78,686within the sector's middle half-€64,920within the sector's middle half▼ 17.5%
Debt€1,739▼ 0.1%€13,041▲ 650%€1,709▼ 86.9%€2,427-
Working capital€52,789within the sector's middle half▲ 3.4%€59,528within the sector's middle half▲ 12.8%€62,081within the sector's middle half▲ 4.3%€76,241within the sector's middle half-
Solvency97.2%above the sector's middle half▼ 0.2pp83.9%above the sector's middle half▼ 13.3pp97.4%above the sector's middle half▲ 13.5pp96.9%above the sector's middle half-100.0%above the sector's middle half▲ 3.1pp
Current ratio31.36above the sector's middle half▲ 1.045.56above the sector's middle half▼ 25.7969.28above the sector's middle half▲ 63.7232.42above the sector's middle half-
Return on assets (ROA)-8.8%below the sector's middle half▼ 10.0pp9.6%within the sector's middle half▲ 18.4pp-5.5%below the sector's middle half▼ 15.1pp1.7%within the sector's middle half--17.5%below the sector's middle half▼ 19.2pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €10,115 after €2,989 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €64,920
Fixed assets
€19 =
Current assets
€64,901 ▼ 17.5%
Key figures and ratios
ROE
-17.5%▼
2024 · 1.8%
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,834 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a loss of 10% of the balance sheet or more
1.7%
went bankrupt
13%
stopped otherwise
84%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,834 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | - | - | €212,202 | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | - | €223,495 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,169 | €4,466 | €3,251 | €917 | - | - |
| Other operating charges640/8 | - | €8,078 | €3,360 | €7,731 | €823 | ▼ 89.4% |
| Gross operating margin9900 | €18,675 | €23,092 | €4,612 | €11,637 | -€9,292 | ▼ 180% |
| Operating profit (loss)9901 | €1,980 | €10,548 | -€1,999 | €2,989 | -€10,115 | ▼ 438% |
| Financial charges65/66B | - | €1,971 | €1,748 | €1,525 | €1,225 | ▼ 19.7% |
| Recurring financial charges65 | €1,005 | €1,971 | €1,748 | €1,525 | €1,225 | ▼ 19.7% |
| Profit (loss) for the period before taxes9903 | -€5,415 | €8,577 | -€3,747 | €1,465 | -€11,340 | ▼ 874% |
| Income taxes67/77 | - | €800 | -€109 | €127 | - | - |
| Profit (loss) for the period9904 | -€5,415 | €7,777 | -€3,638 | €1,338 | -€11,340 | ▼ 947% |
| Profit (loss) for the period to be appropriated9905 | -€5,415 | €7,777 | -€3,638 | €1,338 | -€11,340 | ▼ 947% |
| Line | 2020 | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €61,828 | €80,907 | €65,937 | €78,686 | €64,920 | ▼ 17.5% |
| Fixed assets21/28 | €7,300 | €8,338 | €2,946 | €19 | €19 | = |
| Tangible fixed assets22/27 | €7,281 | €8,319 | €2,928 | €0 | - | - |
| Plant, machinery and equipment23 | - | €4,939 | €2,928 | €0 | - | - |
| Furniture and vehicles24 | - | €2,140 | - | - | - | - |
| Other tangible fixed assets26 | - | €1,240 | - | - | - | - |
| Financial fixed assets28 | €19 | €19 | €19 | €19 | €19 | = |
| Current assets29/58 | €54,528 | €72,568 | €62,990 | €78,667 | €64,901 | ▼ 17.5% |
| Amounts receivable within one year40/41 | €9,878 | - | €1,097 | €3,124 | €62,243 | ▲ 1,893% |
| Trade receivables40 | - | - | - | - | €3,315 | - |
| Other amounts receivable41 | - | - | €1,097 | €3,124 | €58,927 | ▲ 1,786% |
| Cash at bank and in hand54/58 | €44,650 | €72,568 | €61,893 | €75,543 | €2,658 | ▼ 96.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €61,828 | €80,907 | €65,937 | €78,686 | €64,920 | ▼ 17.5% |
| Equity10/15 | €60,089 | €67,866 | €64,228 | €76,259 | €64,920 | ▼ 14.9% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €16,162 | €16,162 | €16,162 | €57,659 | €46,320 | ▼ 19.7% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | - | - | - | €1,860 | - |
| Other1319 | - | €1,860 | €1,860 | €1,860 | - | - |
| Distributable reserves133 | - | €14,302 | €14,302 | €55,799 | €44,460 | ▼ 20.3% |
| Profit (loss) carried forward14 | €25,327 | €33,104 | €29,466 | - | - | - |
| Amounts payable17/49 | €1,739 | €13,041 | €1,709 | €2,427 | - | - |
| Amounts payable within one year42/48 | €1,739 | €13,041 | €909 | €2,427 | - | - |
| Trade debts44 | - | €522 | €909 | €0 | - | - |
| Suppliers440/4 | - | €522 | €909 | €0 | - | - |
| Taxes, remuneration and social security45 | - | €800 | - | €2,127 | - | - |
| Taxes450/3 | - | €800 | - | €1,827 | - | - |
| Remuneration and social security454/9 | - | - | - | €300 | - | - |
| Other amounts payable47/48 | - | €11,719 | - | €300 | - | - |
| Accrued charges and deferred income492/3 | - | - | €800 | - | - | - |
| Line | 2020 | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€5,415 | €7,777 | -€3,638 | €1,338 | -€11,340 | ▼ 947% |
| + Depreciation and write-downs630 | €7,169 | €4,466 | €3,251 | €917 | - | - |
| Operating cash flow (approximation) | €1,754 | €12,243 | -€387 | €2,255 | -€11,340 | ▼ 603% |
| Investment in fixed assets (approximation) | - | -€5,504 | €2,140 | - | €0 | - |
| Change in cash | - | €27,918 | -€10,675 | - | -€72,885 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
State Gazette act
Resignation: Saleh, Mohammed (director)Appointment: Saleh Fakhry Said (director) · Shareholding · Share transfer7 facts ▸
State Gazette act
Resignation: Saleh, Mohammed (director)
Appointment: Saleh Fakhry Said (director) · Shareholding · Share transfer7 facts ▸
- General meeting, 01-07-2026
- Shareholding, 01-07-2026, 100
- Director resignation, Saleh, Mohammed (director)
- Director appointment, Saleh Fakhry Said (director)
- Share transfer, Saleh, Mohammed → Saleh Fakhry Said
- Shareholding, 01-07-2026, 0
- Shareholding, 01-07-2026, 100
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet -€11,340
Net result drops to -€11,340, the lowest in the series.
23-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 23 days late
2024
30-09
Financial
Back to profitnet €1,338
Net result €1,338 after one loss-making year.
2023
25-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
30-09
Financial
Liquidity times 12current ratio 69.28
Current ratio from 5.56 to 69.28; short-term debt falls from €13,041 to €909.
25-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 148 days late
2021
30-09
Financial
Back to profitnet €7,777
Net result €7,777 after one loss-making year.
30-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
28-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
31-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Show earlier events
2017
26-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
29-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 60 days late
2015
25-05
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 25 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 9 acts read
About the unread acts
Of the 9 Belgian State Gazette acts we know for this company, 1 has been read. The other 8 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, last change in 2026
Saleh Fakhry Said
CurrentDirector · since 01-07-2026
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
8 of this company's 9 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 1997
Ground area
133 m²
Building footprint
123 m²
Volume, LiDAR
746 m³
Parcel 44816K0502/00Y004, Flanders · tallest building 12.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SAMI
since 19972.080.831.033
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44816K0502/00Y004 | Flanders | 133 m² | 1 · 123 m² | 12.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
2 people since 2026, 1 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Saleh Fakhry Said |
|
| Saleh, Mohammed |
|
Structure & network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, scroll to zoom.
Capital and shareholders
Shareholders according to the acts
Stated in the act
act of 18-08-2026 ↗
- Saleh, Mohammed 100 shares
- Saleh Fakhry Said 100 shares
Share transfer
act of 18-08-2026 ↗
- Saleh, Mohammed to Saleh Fakhry Said 100 shares
The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 2 entries · 4,000 EUR awarded · 4,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
| 2023 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Recognitions · licences · registrations
Food safety, FASFC
1 siteGent2.080.831.033
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Of 3,043 companies in sector 47221 we hold annual accounts for 1,566. 1,345 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded21-11-1996
Fiscal year end30-09
Activities, NACEBEL 2025
47221Retail sale of meat and meat products, excluding game and poultry
47110Non-specialised retail sale with food, beverages or tobacco predominating
61100Wired, wireless and satellite telecommunications
Contact
Phone
0484/13.70.94Gent
E-invoicing
Reachable via Peppol
Peppol ID
0208:0459315388
Also
9925:BE0459315388
Registered
23-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.