SAMHAB
ActiveSAMHAB has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €122k and a net result of €54k. Equity is growing by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 20% of 9369 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
68
/ 100
Healthy▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency32=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity tight (current ratio 1.44 against 1.47 in 2024), and 83% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17%
Return on assets
7.5%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 9369 sector peers (2025).
NBB · sector comparisonPosition among 9369 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-04-2026, 92 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
92 d early
2024
115 d early
2023
89 d early
2022
98 d early
2021
46 d early
2020
26 d early
2019
39 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€122k▲ 16.4%
2024 · €104k
2018: €62k
2019: €63k
2020: €72k
2021: €80k
2022: €70k
2023: €70k
2024: €104k
2018 → 2025
Total assets
€714k▲ 1.5%
2024 · €703k
2018: €213k
2019: €244k
2020: €245k
2021: €274k
2022: €219k
2023: €262k
2024: €703k
2018 → 2025
Net result
€54k▼ 24.5%
2024 · €71k
2018: €1k
2019: €697
2020: €9k
2021: €2k
2022: €1k
2023: €19k
2024: €71k
2018 → 2025
Working capital
€95k▼ 0.2%
2024 · €96k
2018: €28k
2019: €3k
2020: €30k
2021: €57k
2022: €57k
2023: €67k
2024: €96k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€80k-€70k▼ 13.2%€70k=€104k▲ 49.6%€122k▲ 16.4%
Operating result€8k-€10k▲ 21.1%€31k▲ 218%€97k▲ 210%€72k▼ 26.4%
Net result€2k-€1k▼ 31.1%€19k▲ 1,314%€71k▲ 270%€54k▼ 24.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 26% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €714k
Fixed assets
€403k▼ 0.3%
Current assets
€311k▲ 4.0%
Equity and liabilities €714k
Equity
€122k▲ 16.4%
Debt
€592k▼ 1.1%
The debt ratio falls from 85.1% to 83.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€73k▼
2024 · €99k
Cash flow
€55k▼
2024 · €73k
Solvency
17.0%▲
2024 · 14.9%
Current ratio
1.44▼
2024 · 1.47
Quick ratio
1.44▼
2024 · 1.47
Debt / equity
4.87▼
2024 · 5.73
ROE
44.2%▼
2024 · 68.1%
ROA
7.5%▼
2024 · 10.1%
Interest coverage
305.11▼
2024 · 416.76
Debt
€592k▼
2024 · €599k
Debt ≤ 1 year
€216k▲
2024 · €204k
Debt > 1 year
€375k▼
2024 · €395k
Income taxes
€18k▼
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€703k€714k▲
Fixed assets21/28€404k€403k▼
Tangible fixed assets22/27€4k€2k▼
Furniture and vehicles24€2k€948▼
Other tangible fixed assets26€2k€2k▼
Financial fixed assets28€400k€400k=
Current assets29/58€299k€311k▲
Amounts receivable within one year40/41€288k€296k▲
Trade receivables40€270k€278k▲
Other amounts receivable41€18k€18k▼
Cash at bank and in hand54/58€11k€15k▲
Equity and liabilities
Total equity and liabilities10/49€703k€714k▲
Equity10/15€104k€122k▲
Contributions10/11€19k€19k=
Reserves13€86k€103k▲
Distributable reserves133€86k€103k▲
Amounts payable17/49€599k€592k▼
Amounts payable after more than one year17€395k€375k▼
Financial debts170/4€395k€375k▼
Amounts payable within one year42/48€204k€216k▲
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45€51k€56k▲
Taxes450/3€51k€56k▲
Other amounts payable47/48€151k€155k▲
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▼
Other operating charges640/8€977€1k▲
Gross operating margin9900€100k€74k▼
Operating profit (loss)9901€97k€72k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€2k€239▼
Recurring financial charges65€237€239▲
Non-recurring financial charges66B€2k-
Profit (loss) for the period before taxes9903€95k€71k▼
Income taxes67/77€24k€18k▼
Profit (loss) for the period9904€71k€54k▼
Profit (loss) for the period to be appropriated9905€71k€54k▼
Appropriation of the result
Profit (loss) to be appropriated9906€71k€54k▼
Transfer to equity691/2€35k€17k▼
To other reserves6921€35k€17k▼
Profit to be distributed694/7€37k€37k▲
Return on contributions (dividend)694€37k€37k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €71k ▲270%
Operating result €97k, net result €71k, both a record.
31-12
Financial
Equity above €100kEq €104k ▲49.6%
7 profitable years in a row build equity to €104k.
03-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
15-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
08-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 39 days late
2019
31-12
Financial
Weakest financial yearnet €697 ▼46.5%
Net result drops to €697, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
04-12-2023
SAMOY Guy Philippe: Resigned as Director
04-12-2023
SAMOY Kevin: Resigned as Director
Location & real-estate footprint
Registered office, Halle · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Astridlaan 151500 HalleGround area
667 m²
Building footprint
98 m²
Volume, LiDAR
554 m³
Parcel 23027F0019/00P047, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Samhab
since 20152.247.132.682
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23027F0019/00P047 | Flanders | 667 m² | 1 · 98 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0865.132.310
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OP INGENIEURS CONSEILS
BE 1002.166.782
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Creosum
BE 0842.118.861
Linter · Eq €122k
M.C.O. INFRA
BE 0845.947.490
Hasselt · Eq €122k
Of 11,503 companies in sector 71121 we hold annual accounts for 6,523. 5,206 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-10-2015
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.