SAMEVA BELGIUM
ActiveSummary
The annual accounts of SAMEVA BELGIUM for fiscal year 2025 show a net loss of 98% of the equity at the start of that year. The 2025 annual accounts show equity of €619 and a net result of -€27,201. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 20% of 11508 sector peers (fiscal year 2025). The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-96
Solvency26▼-37
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.28 against 0.47 in 2024; short-term debt: 99% and cash: 3% of total assets), and 99% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1%
Return on assets
-45.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 11508 sector peers (2025).
NBB · sector comparisonPosition among 11508 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
31 d early
2023
30 d early
2022
59 d early
2021
41 d early
2020
39 d early
2019
38 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 37 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€619▼ 97.8%
2024 · €27,820
Total assets
€59,349▼ 18.5%
2024 · €72,788
Net result
-€27,201
2024 · €16,089
Working capital
-€42,476▼ 79.1%
2024 · -€23,722
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€17,753€1,545▼ 91.3%€7,131▲ 362%€26,021▲ 265%-€26,754
Net result€16,067within the sector's middle half€1,171within the sector's middle half▼ 92.7%€4,768within the sector's middle half▲ 307%€16,089within the sector's middle half▲ 237%-€27,201below the sector's middle half
Equity€5,792below the sector's middle half€6,963within the sector's middle half▲ 20.2%€11,732within the sector's middle half▲ 68.5%€27,820within the sector's middle half▲ 137%€619below the sector's middle half▼ 97.8%
Total assets€36,183below the sector's middle half▼ 29.0%€39,150below the sector's middle half▲ 8.2%€72,906within the sector's middle half▲ 86.2%€72,788within the sector's middle half▼ 0.2%€59,349below the sector's middle half▼ 18.5%
Debt€30,391▼ 50.3%€32,186▲ 5.9%€61,174▲ 90.1%€44,967▼ 26.5%€58,730▲ 30.6%
Working capital-€21,589below the sector's middle half▲ 36.6%-€23,500below the sector's middle half▼ 8.8%-€48,323below the sector's middle half▼ 106%-€23,722below the sector's middle half▲ 50.9%-€42,476below the sector's middle half▼ 79.1%
Solvency16.0%within the sector's middle half▲ 36.2pp17.8%within the sector's middle half▲ 1.8pp16.1%within the sector's middle half▼ 1.7pp38.2%within the sector's middle half▲ 22.1pp1.0%below the sector's middle half▼ 37.2pp
Current ratio0.27below the sector's middle half▼ 0.130.27below the sector's middle half=0.20below the sector's middle half▼ 0.070.47below the sector's middle half▲ 0.270.28below the sector's middle half▼ 0.20
Return on assets (ROA)44.4%above the sector's middle half▲ 52.3pp3.0%within the sector's middle half▼ 41.4pp6.5%within the sector's middle half▲ 3.5pp22.1%above the sector's middle half▲ 15.6pp-45.8%below the sector's middle half▼ 67.9pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €26,754 after €26,021 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €59,349
Fixed assets
€43,095 ▼ 16.4%
Current assets
€16,253 ▼ 23.5%
Equity and liabilities €59,349
Equity
€619 ▼ 97.8%
Debt
€58,730 ▲ 30.6%
Debt's share of the balance-sheet total rises from 61.8% to 99.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€18,146▼
2024 · €35,040
Cash flow
-€18,594▼
2024 · €25,108
Interest coverage
-121.91▼
2024 · 203.60
Debt ≤ 1 year
€58,730▲
2024 · €44,967
Income taxes
€302▼
2024 · €9,826
Equity ratios withheld: equity of €619 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 540 companies that looked in July 2024 the way this one looks now, 5.2% went bankrupt within 24 months and 86% are still going.
- Micro
- 20 years or older
- solvency under 10%
- a loss of 10% of the balance sheet or more
5.2%
went bankrupt
8.3%
stopped otherwise
86%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 540 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,387 | €4,338 | €7,163 | €9,019 | €8,608 | ▼ 4.6% |
| Other operating charges640/8 | €2,337 | €933 | €1,317 | €1,397 | €1,223 | ▼ 12.5% |
| Non-recurring operating charges66A | €12,711 | - | - | - | €3,428 | - |
| Gross operating margin9900 | €36,188 | €6,816 | €15,611 | €36,437 | -€13,496 | ▼ 137% |
| Operating profit (loss)9901 | €17,753 | €1,545 | €7,131 | €26,021 | -€26,754 | ▼ 203% |
| Financial income75/76B | €13 | €5 | - | €66 | €4 | ▼ 94.6% |
| Recurring financial income75 | €13 | €5 | - | €66 | €4 | ▼ 94.6% |
| Financial charges65/66B | €402 | €133 | €528 | €172 | €149 | ▼ 13.5% |
| Recurring financial charges65 | €402 | €133 | €528 | €172 | €149 | ▼ 13.5% |
| Profit (loss) for the period before taxes9903 | €17,363 | €1,417 | €6,603 | €25,915 | -€26,899 | ▼ 204% |
| Income taxes67/77 | €1,296 | €246 | €1,834 | €9,826 | €302 | ▼ 96.9% |
| Profit (loss) for the period9904 | €16,067 | €1,171 | €4,768 | €16,089 | -€27,201 | ▼ 269% |
| Transfer from tax-exempt reserves789 | €10,019 | - | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €26,086 | €1,171 | €4,768 | €16,089 | -€27,201 | ▼ 269% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €36,183 | €39,150 | €72,906 | €72,788 | €59,349 | ▼ 18.5% |
| Fixed assets21/28 | €28,380 | €30,463 | €60,847 | €51,542 | €43,095 | ▼ 16.4% |
| Tangible fixed assets22/27 | €24,317 | €26,400 | €56,784 | €51,542 | €43,095 | ▼ 16.4% |
| Plant, machinery and equipment23 | €973 | €593 | €278 | €96 | €1,093 | ▲ 1,043% |
| Furniture and vehicles24 | €2,470 | €2,485 | €1,542 | €1,824 | €716 | ▼ 60.7% |
| Other tangible fixed assets26 | €20,874 | €23,322 | €54,964 | €49,623 | €41,286 | ▼ 16.8% |
| Financial fixed assets28 | €4,063 | €4,063 | €4,063 | €0 | - | - |
| Current assets29/58 | €7,803 | €8,687 | €12,058 | €21,245 | €16,253 | ▼ 23.5% |
| Amounts receivable within one year40/41 | €6,132 | €6,530 | €9,707 | €16,133 | €12,730 | ▼ 21.1% |
| Trade receivables40 | €5,528 | €4,362 | €7,274 | €13,537 | €12,381 | ▼ 8.5% |
| Other amounts receivable41 | €604 | €2,168 | €2,433 | €2,596 | €349 | ▼ 86.6% |
| Cash at bank and in hand54/58 | €519 | €853 | €1,225 | €3,537 | €1,796 | ▼ 49.2% |
| Deferred charges and accrued income490/1 | €1,152 | €1,304 | €1,127 | €1,574 | €1,727 | ▲ 9.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €36,183 | €39,150 | €72,906 | €72,788 | €59,349 | ▼ 18.5% |
| Equity10/15 | €5,792 | €6,963 | €11,732 | €27,820 | €619 | ▼ 97.8% |
| Contributions10/11 | €20,000 | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Reserves13 | €2,000 | €2,000 | €2,000 | €7,820 | €0 | ▼ 100% |
| Non-distributable reserves130/1 | €2,000 | €2,000 | - | - | - | - |
| Reserves not available under the articles1311 | €2,000 | €2,000 | - | - | - | - |
| Distributable reserves133 | - | - | €2,000 | €7,820 | €0 | ▼ 100% |
| Profit (loss) carried forward14 | -€16,208 | -€15,037 | -€10,268 | €0 | -€19,381 | - |
| Amounts payable17/49 | €30,391 | €32,186 | €61,174 | €44,967 | €58,730 | ▲ 30.6% |
| Amounts payable within one year42/48 | €29,393 | €32,186 | €60,381 | €44,967 | €58,730 | ▲ 30.6% |
| Current portion of amounts payable after more than one year42 | €1,758 | - | - | - | - | - |
| Trade debts44 | €11,490 | €23,108 | €5,627 | €15,956 | €1,950 | ▼ 87.8% |
| Suppliers440/4 | €11,490 | €23,108 | €5,627 | €15,956 | €1,950 | ▼ 87.8% |
| Advances received on contracts in progress46 | - | - | €2,148 | €0 | - | - |
| Taxes, remuneration and social security45 | €1,562 | €3,840 | €9,128 | €17,380 | €22,182 | ▲ 27.6% |
| Taxes450/3 | €1,562 | €1,600 | €2,408 | €8,420 | €8,742 | ▲ 3.8% |
| Remuneration and social security454/9 | - | €2,240 | €6,720 | €8,960 | €13,440 | ▲ 50.0% |
| Other amounts payable47/48 | €14,583 | €5,239 | €43,478 | €11,631 | €34,598 | ▲ 197% |
| Accrued charges and deferred income492/3 | €998 | - | €793 | €0 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €16,067 | €1,171 | €4,768 | €16,089 | -€27,201 | ▼ 269% |
| + Depreciation and write-downs630 | €3,387 | €4,338 | €7,163 | €9,019 | €8,608 | ▼ 4.6% |
| Operating cash flow (approximation) | €19,454 | €5,509 | €11,931 | €25,108 | -€18,594 | ▼ 174% |
| Investment in fixed assets (approximation) | - | -€6,422 | -€37,547 | €286 | -€160 | ▼ 156% |
| Change in cash | - | €334 | €371 | €2,313 | -€1,741 | ▼ 175% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet -€27,201
Net result drops to -€27,201, the lowest in the series.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
02-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €16,067
Net result €16,067 after one loss-making year.
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
06-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 6 days late
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 2 establishment units since 2003
Ground area
3,306 m²
Building footprint
256 m²
Volume, LiDAR
1,127 m³
Parcel 44073A0186/00_000, Flanders · tallest building 6.4 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
2 establishment units
SAMEVA BELGIUM
since 20032.135.233.086
SAMEVA BELGIUM
since 20032.148.159.228
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44073A0186/00_000 | Flanders | 3,306 m² | 1 · 256 m² | 6.4 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,414 companies in sector 46180 we hold annual accounts for 1,892. 173 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-01-2004
Fiscal year end31-12
Activities, NACEBEL 2025
46180Agents specialised in the wholesale of other particular products
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
Contact
Phone
03/575 84 07Lochristi
Fax
03/575 81 67Lochristi
E-invoicing
Reachable via Peppol
Peppol ID
0208:0862902892
Also
9925:BE0862902892
Registered
05-04-2024
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.