SAMEOLE BELGIQUE

Active

Private limited companyfounded 20169 yrs activeAvenue de Spirou(FL) 32, 6220 Fleurus, BelgiumKBO/BCE: BE 0664.711.702

Summary

SAMEOLE BELGIQUE has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€915,382) and a net result of -€235,317. Equity is shrinking by ~54.6% per year across the filed fiscal years. Its solvency ranks better than 5% of 9497 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Risk analysisWatch Report Compare

SAMEOLE BELGIQUEActiveChecked score 52/100

Risk analysis Report Compare

Activity

General electrical installation work

NACE 43211

#6 company by total assets in Fleurus, Construction sector1 site

Size

€5.7mtotal assets 2025

Equity: -€915,382
Loss: -€235,317

Financial health

52 Fair Checked score 2025

Bankruptcy chance 12 m: 0.9%

Structure

Holdings: 13

Accounts filed 31 d late0 of 4 deeds read

Why 52Capped at 59: negative equity- Negative equity -€915,382- Liquidity: current ratio 0.06, cash €143,940- Sector Specialised construction activities (NACE 43)+ Size: total assets €5.7mShow the evidence

Checked score

Score 2025

52 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 5% of its sector peers (NACE 43, small)

Performance against the sector, not lower risk

Negative equity caps the score at 59. Every signal that weighs is under Signals.

Financial strength · tick = 2024

Weak

Solvency 9-3

equity -16.1% of total assets

Liquidity 3+3

short-term debt 104.5% · cash 2.5%

Profitability 27-1

return on assets -4.1%

Bankruptcy probability, 12 months

0.9% Low

0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (2,633 companies)

Last 24 months 11-2024: 2.1% 12-2024: 1.9%▼ -10.4% vs 11-2024 01-2025: 1.9%● 0.0% vs 12-2024 02-2025: 1.9%▲ +1.6% vs 01-2025 03-2025: 2.0%▲ +1.4% vs 02-2025 04-2025: 2.1%▲ +4.4% vs 03-2025 05-2025: 2.5%▲ +19.7% vs 04-2025 06-2025: 2.7%▲ +10.8% vs 05-2025 07-2025: 2.8%▲ +2.0% vs 06-2025 08-2025: 2.5%▼ -11.3% vs 07-2025 09-2025: 2.5%● 0.0% vs 08-2025 10-2025: 2.5%● 0.0% vs 09-2025 11-2025: 2.5%● 0.0% vs 10-2025 12-2025: 2.5%● 0.0% vs 11-2025 01-2026: 2.5%● 0.0% vs 12-2025 02-2026: 2.5%▲ +1.5% vs 01-2026 03-2026: 2.5%▲ +1.4% vs 02-2026 04-2026: 2.6%▲ +1.9% vs 03-2026 05-2026: 3.0%▲ +16.3% vs 04-2026 06-2026: 3.1%▲ +2.6% vs 05-2026 07-2026: 3.1%▲ +0.5% vs 06-2026 08-2026: 3.7%▲ +20.0% vs 07-2026highest value 09-2026: 1.5%▼ -60.3% vs 08-2026 10-2026: 0.9%▼ -42.0% vs 09-2026lowest value

Size: total assets €5.7m lowers the probability for this profile
Negative equity -€915,382 raises the probability
Liquidity: current ratio 0.06, cash €143,940 raises the probability
Sector Specialised construction activities (NACE 43) raises the probability

No credit on open account

Liquidity short (current ratio 0.06 against 0.03 in 2024; short-term debt: 104.5% and cash: 2.5% of total assets), and equity is negative.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, small). Better than this share of them on solvency 2%, liquidity 1%, profitability 11%, growth against the median 7%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Size: total assets €5.7m

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Negative equity -€915,382

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Liquidity: current ratio 0.06, cash €143,940

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Sector Specialised construction activities (NACE 43)

In the bankruptcy model this factor raises the probability.

KBO

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Equity per financial year

1819202122232425

2018 to 2025 · latest year -€915,382

A punctual record breaks

This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.

NBB · 9 filings

Deviation from the deadline

2025

31 d late

2024

1 d early

2023

21 d early

2022

12 d early

2021

8 d late

2020

26 d late

2019

69 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 14 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 July (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

05-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

31-08-26 Annual accounts filedfiscal year 2025 · abbreviated…
31-12-25 Weakest financial yearnet -€235,317
30-07-25 Annual accounts filedfiscal year 2024 · full…

Key points

Risk: Negative equityfiscal year 2025: debts exceed assets -€915,382 View
Risk: 8 loss-making years in a rowloss fiscal year 2025 -€235,317 View
Caution: Among the weakest 5% on solvencysector median 44.2% · 9,497 companies -16.1% View
Heads a groupcompanies controlled 13 View
Caution: Equity fell in 2025from -€680,065 to -€915,382 ▼ 34.6% View