Samenpunt
ActiveSummary
Samenpunt has been active since 1975 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €2.0m and a net result of €327,107. Equity is growing by ~9.5% per year across the filed fiscal years. Its solvency ranks better than 66% of 622 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability83▲+6
Solvency96▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €170,000 at 30 days acceptable
Liquidity ample (current ratio 2.74 against 2.27 in 2023; short-term debt: 28% and cash: 28.3% of total assets), and 29.4% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 88
Relative position
BE, all sectors
reference
Social work activities without accommodation (NACE 88)
about 62% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
70.6%
Return on assets
11.7%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-07-2025, 13 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
13 d early
2023
12 d late
2022
3 d late
2021
58 d late
2020
80 d late
2019
115 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 43 days after the deadline; the sector median for financial year 2024 is 24 days before the deadline, and 25% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Public money
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Financials · fiscal year 2024, abbreviated schema
In the rankings
#3 fastest grower in Hasselt, Health and social work sector#7 oldest company in Limburg, Social work without accommodation sector
Turnover
€23,300▼ 27.3%
2019 · €32,050
EBIT margin
316.5%▲ 280.7pp
2019 · 35.8%
Net result
€327,107▲ 97.0%
2023 · €166,018
Working capital
€1.4m▲ 41.6%
2023 · €957,059
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 88, Social work activities without accommodation, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€23,300▼ 27.3%
Operating result€73,741▲ 542%€170,713▲ 132%€96,143▼ 43.7%€159,290▲ 65.7%€307,379▲ 93.0%
Net result€73,392within the sector's middle half€169,855within the sector's middle half▲ 131%€95,356within the sector's middle half▼ 43.9%€166,018within the sector's middle half▲ 74.1%€327,107above the sector's middle half▲ 97.0%
EBIT margin316.5%▲ 280.7pp
Equity€1.2mwithin the sector's middle half▲ 6.2%€1.4mwithin the sector's middle half▲ 14.0%€1.5mwithin the sector's middle half▲ 6.9%€1.6mwithin the sector's middle half▲ 11.3%€2.0mwithin the sector's middle half▲ 19.9%
Total assets€1.7mwithin the sector's middle half▲ 0.7%€1.8mwithin the sector's middle half▲ 10.5%€2.2mwithin the sector's middle half▲ 17.7%€2.4mwithin the sector's middle half▲ 11.3%€2.8mwithin the sector's middle half▲ 15.7%
Debt€452,786▼ 11.4%€458,140▲ 1.2%€688,120▲ 50.2%€767,219▲ 11.5%€818,667▲ 6.7%
Working capital€477,445within the sector's middle half▼ 28.2%€666,691within the sector's middle half▲ 39.6%€765,079within the sector's middle half▲ 14.8%€957,059within the sector's middle half▲ 25.1%€1.4mwithin the sector's middle half▲ 41.6%
Solvency72.8%within the sector's middle half▲ 3.7pp75.1%within the sector's middle half▲ 2.3pp68.2%within the sector's middle half▼ 6.9pp68.1%within the sector's middle half=70.6%within the sector's middle half▲ 2.5pp
Current ratio2.07within the sector's middle half▼ 0.232.50within the sector's middle half▲ 0.422.13within the sector's middle half▼ 0.372.27within the sector's middle half▲ 0.142.74within the sector's middle half▲ 0.47
Return on assets (ROA)4.4%within the sector's middle half▲ 8.7pp9.2%above the sector's middle half▲ 4.8pp4.4%within the sector's middle half▼ 4.8pp6.9%above the sector's middle half▲ 2.5pp11.7%above the sector's middle half▲ 4.8pp
Staff (FTE)37.2within the sector's middle half▲ 4.5%37.3within the sector's middle half▲ 0.3%41within the sector's middle half▲ 9.9%47.4within the sector's middle half▲ 15.6%52.9within the sector's middle half▲ 11.6%
above
within
below
the middle half (P25 to P75) of NACE 88, Social work activities without accommodation, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 93% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.8m
Fixed assets
€651,365 ▼ 6.5%
Current assets
€2.1m ▲ 24.8%
Equity and liabilities €2.8m
Equity
€2.0m ▲ 19.9%
Debt
€818,667 ▲ 6.7%
Debt's share of the balance-sheet total falls from 31.9% to 29.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€372,280▲
2023 · €224,175
Cash flow
€392,008▲
2023 · €230,902
Debt to equity
0.42▼
2023 · 0.47
ROE
16.6%▲
2023 · 10.1%
Interest coverage
386.89▲
2023 · 230.17
Debt ≤ 1 year
€780,728▲
2023 · €754,951
Debt > 1 year
€3,333▲
2023 · €3,213
Staff costs
€4.1m▲
2023 · €3.5m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,577 companies that looked in July 2024 the way this one looks now, 0.1% went bankrupt within 24 months and 97% are still going.
- Medium-sized
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.1%
went bankrupt
3.1%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,577 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €23,300 | - | - | - | - | - |
| Non-recurring operating income76A | - | €76,585 | €10,284 | - | €63,437 | - |
| Remuneration, social security and pensions62 | - | €2.4m | €3.0m | €3.5m | €4.1m | ▲ 14.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €60,565 | €68,582 | €79,015 | €64,884 | €64,901 | = |
| Other operating charges640/8 | - | €28,229 | €39,343 | €46,083 | €43,907 | ▼ 4.7% |
| Non-recurring operating charges66A | - | -€50 | - | €3,790 | €3,282 | ▼ 13.4% |
| Gross operating margin9900 | €2.5m | €2.7m | €3.2m | €3.8m | €4.5m | ▲ 17.1% |
| Operating profit (loss)9901 | €73,741 | €170,713 | €96,143 | €159,290 | €307,379 | ▲ 93.0% |
| Financial income75/76B | - | - | €139 | €7,702 | €20,690 | ▲ 169% |
| Recurring financial income75 | €450 | - | €139 | €7,702 | €20,690 | ▲ 169% |
| Financial charges65/66B | - | €858 | €925 | €974 | €962 | ▼ 1.2% |
| Recurring financial charges65 | €799 | €858 | €925 | €974 | €962 | ▼ 1.2% |
| Profit (loss) for the period before taxes9903 | €73,392 | €169,855 | €95,356 | €166,018 | €327,107 | ▲ 97.0% |
| Profit (loss) for the period9904 | €73,392 | €169,855 | €95,356 | €166,018 | €327,107 | ▲ 97.0% |
| Transfer to tax-exempt reserves689 | - | - | - | - | €300,000 | - |
| Profit (loss) for the period to be appropriated9905 | €73,392 | €169,855 | €95,356 | €166,018 | €27,107 | ▼ 83.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.7m | €1.8m | €2.2m | €2.4m | €2.8m | ▲ 15.7% |
| Fixed assets21/28 | €741,033 | €725,982 | €720,685 | €696,564 | €651,365 | ▼ 6.5% |
| Intangible fixed assets21 | - | - | €5,566 | €4,453 | €3,340 | ▼ 25.0% |
| Tangible fixed assets22/27 | €714,131 | €699,081 | €688,218 | €665,210 | €622,985 | ▼ 6.3% |
| Land and buildings22 | - | €661,203 | €656,737 | €625,725 | €587,779 | ▼ 6.1% |
| Plant, machinery and equipment23 | - | €21,378 | €22,099 | €16,545 | €15,031 | ▼ 9.2% |
| Furniture and vehicles24 | - | €16,500 | €9,382 | €22,940 | €20,175 | ▼ 12.1% |
| Financial fixed assets28 | €26,901 | €26,901 | €26,901 | €26,901 | €25,040 | ▼ 6.9% |
| Current assets29/58 | €921,879 | €1.1m | €1.4m | €1.7m | €2.1m | ▲ 24.8% |
| Amounts receivable within one year40/41 | €290,042 | €332,711 | €380,290 | €280,840 | €144,770 | ▼ 48.5% |
| Trade receivables40 | - | €7,286 | €12,487 | €11,104 | €10,805 | ▼ 2.7% |
| Other amounts receivable41 | - | €325,426 | €367,803 | €269,736 | €133,965 | ▼ 50.3% |
| Current investments50/53 | €530,742 | €454,140 | €454,140 | €804,666 | €1.2m | ▲ 47.3% |
| Cash at bank and in hand54/58 | €99,480 | €324,350 | €602,051 | €611,009 | €789,225 | ▲ 29.2% |
| Deferred charges and accrued income490/1 | - | €938 | €6,291 | €15,495 | €16,601 | ▲ 7.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.7m | €1.8m | €2.2m | €2.4m | €2.8m | ▲ 15.7% |
| Equity10/15 | €1.2m | €1.4m | €1.5m | €1.6m | €2.0m | ▲ 19.9% |
| Reserves13 | - | €490,000 | €490,000 | €490,000 | €790,000 | ▲ 61.2% |
| Profit (loss) carried forward14 | €720,126 | €889,981 | €985,337 | €1.2m | €1.2m | ▲ 2.4% |
| Amounts payable17/49 | €452,786 | €458,140 | €688,120 | €767,219 | €818,667 | ▲ 6.7% |
| Amounts payable after more than one year17 | - | €2,160 | €3,213 | €3,213 | €3,333 | ▲ 3.7% |
| Financial debts170/4 | - | €2,160 | €3,213 | €3,213 | €3,333 | ▲ 3.7% |
| Amounts payable within one year42/48 | €444,434 | €445,448 | €677,693 | €754,951 | €780,728 | ▲ 3.4% |
| Trade debts44 | €16,280 | €58,838 | €80,998 | €23,478 | €19,907 | ▼ 15.2% |
| Suppliers440/4 | - | €58,838 | €80,998 | €23,478 | €19,907 | ▼ 15.2% |
| Taxes, remuneration and social security45 | - | €378,103 | €536,438 | €716,879 | €748,533 | ▲ 4.4% |
| Taxes450/3 | - | €28,394 | €39,731 | €123,432 | €132,583 | ▲ 7.4% |
| Remuneration and social security454/9 | - | €349,709 | €496,707 | €593,447 | €615,949 | ▲ 3.8% |
| Accrued charges and deferred income492/3 | - | €10,532 | €7,213 | €9,054 | €34,606 | ▲ 282% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €73,392 | €169,855 | €95,356 | €166,018 | €327,107 | ▲ 97.0% |
| + Depreciation and write-downs630 | €60,565 | €68,582 | €79,015 | €64,884 | €64,901 | = |
| Operating cash flow (approximation) | €133,957 | €238,437 | €174,371 | €230,902 | €392,008 | ▲ 69.8% |
| Investment in fixed assets (approximation) | - | -€53,532 | -€73,717 | -€40,763 | -€19,702 | ▲ 51.7% |
| Change in cash | - | €224,870 | €277,701 | €8,957 | €178,216 | ▲ 1,890% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €327,107 ▲97%
Operating result €307,379, net result €327,107, both a record.
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 12 days late
2023
03-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 3 days late
2022
27-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 58 days late
2021
19-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 80 days late
2020
31-12
Financial
Back to profitnet €73,392
Net result €73,392 after one loss-making year.
23-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 115 days late
2019
31-12
Financial
Weakest financial yearnet -€70,026
Net result drops to -€70,026, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
04-11
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 96 days late
2017
02-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 63 days late
2016
01-11
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 93 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 12 acts read
About the unread acts
We know of 12 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
12 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 1975
Ground area
174 m²
Building footprint
151 m²
Volume, LiDAR
950 m³
Parcel 71326F0277/00R004, Flanders · tallest building 12.6 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Samenpunt
since 19752.138.402.711
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71326F0277/00R004 | Flanders | 173 m² | 1 · 151 m² | 12.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 20 entries · 7,290,529 EUR awarded · 7,286,465 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 5 | 1,041,747 EUR | 1,042,123 EUR |
| 2024 | 6 | 1,685,564 EUR | 1,681,124 EUR |
| 2023 | 4 | 1,295,791 EUR | 1,295,791 EUR |
| 2022 | 5 | 3,267,427 EUR | 3,267,427 EUR |
Schemes
Recognitions · licences · registrations
Food safety, FASFC
1 siteHasselt2.138.402.711
Care and welfare
6 services · 1 liveSamenpunt
Midden Limburg
Open Thuis - Begeleid Wonen Westhoek
Open Thuis Limburg
Show 2 more services
Open Thuis Oost- en West-Vlaanderen
Open Thuis Vlaams-Brabant en Antwerpen
Quality registration as a provider
1 live approvalQuality registration as a provider
Legal Entity Identifier
894500LOSLUE7VUYK256
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Of 2,200 companies in sector 88999 we hold annual accounts for 806. 474 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formNon-profit association
Founded02-08-1975
Fiscal year end31-12
Activities, NACEBEL 2025
88999Other social work without accommodation
E-invoicing
Reachable via Peppol
Peppol ID
0208:0415350238
Also
9925:BE0415350238
Registered
13-02-2024
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.