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samena

Active
Private limited companyfounded 2025active for 1 yearStationsstraat 44, 9340 Lede, BelgiumKBO/BCE: BE 1021.046.546
Summary

The computed 12-month bankruptcy probability of samena is 5.0% (elevated). The 2025 annual accounts show equity of €19,373 and a net result of -€5,627. Its solvency ranks better than 37% of 4,627 sector peers (NACE 56, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Limited-service restaurants, excluding mobile food services
NACE 56112
1 site
Size
€115,215total assets 2025
Equity
€19,373
Loss
-€5,627
Turnover not published (abbreviated format)
Financial health
37 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
5.0%
Structure
Accounts filed 29 days late2 of 3 deeds read
Why 37raises riskFounded in 2025Sector: Food and beverage service activities (NACE 56)Size: total assets €115,215Liquidity: current ratio 0.14, cash €1,788Show the evidence

Checked score

Score 2025
37 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 37% of its sector peers (NACE 56, micro)
Financial strength
Average
Solvency 42
equity 16.8% of total assets
Liquidity 39
short-term debt 30.0% · cash 1.6%
Profitability 57
return on assets -4.9%
Bankruptcy probability, 12 months
5.0% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,706 companies, NACE 56, micro)
Last 24 months 04-2026: 3.9%lowest value 05-2026: 4.0%▲ +0.1 percentage points vs 04-2026 06-2026: 4.1%▲ +0.1 percentage points vs 05-2026 07-2026: 4.6%▲ +0.5 percentage points vs 06-2026 08-2026: 4.6%● unchanged vs 07-2026 09-2026: 4.8%▲ +0.2 percentage points vs 08-2026 10-2026: 5.0%▲ +0.2 percentage points vs 09-2026highest value
Credit of up to €500 on 30-day terms, only on tighter conditions
Liquidity insufficient (current ratio 0.14; short-term debt: 30% and cash: 1.6% of total assets), and 83.2% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 39% on solvency, 34% on liquidity and 40% on profitability.

The bankruptcy probability was computed on 09-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
+raises risk○neutral
raises risk · Founded in 2025
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · Size: total assets €115,215
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.14, cash €1,788
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
29 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Resignation: Ricupero Selena (director)Gazette deed
  3. Resignation: Donckels Sammy (director)Gazette deed

Key points

  • A director leftlatest change 02-02-2026 · 0 in office 1 left View
  • Total assets 2025first financial year filed €115,215 View
  • Active since 2025founded 14-03-2025 1 years View

By topic

Financials

Financial year
2025
Total assets
€115,215
Loss
-€5,627
Solvency
16.8%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Limited-service restaurants, excluding mobile food servicesNACE 56112
Founded
14-03-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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