SAMECO
ActiveSAMECO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €713k and a net result of €-278. Equity is shrinking by ~7.5% per year across the filed fiscal years. Its solvency ranks better than 22% of 6146 sector peers (fiscal year 2024). The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 6146 sector peers (2024).
NBB · sector comparisonPosition among 6146 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
30 d late
2022
31 d late
2021
96 d late
2020
30 d late
2019
185 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€713k=
2023 · €713k
2018: €1.05M
2019: €1.05M
2020: €880k
2021: €720k
2022: €662k
2023: €713k
2018 → 2024
Net result
€-278
2023 · €61k
2018: €-16k
2019: €-174k
2020: €-174k
2021: €-88k
2022: €-58k
2023: €61k
2018 → 2024
Total assets
€3.35M▲ 8.6%
2023 · €3.09M
2018: €3.23M
2019: €3.17M
2020: €3.14M
2021: €3.11M
2022: €3.00M
2023: €3.09M
2018 → 2024
Solvency
21.2%▼ 1.8pp
2023 · 23.1%
2018: 32.7%
2019: 33.2%
2020: 28.1%
2021: 23.1%
2022: 22.1%
2023: 23.1%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€880k-€720k▼ 18.2%€662k▼ 8.1%€713k▲ 7.7%€713k=
Operating result€-108k-€-14k▲ 87.4%€-4k▲ 73.7%€97k€20k▼ 79.7%
Net result€-174k-€-88k▲ 49.6%€-58k▲ 33.5%€61k€-278
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 80% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €3.35M
Fixed assets
€2.64M▼ 4.5%
Current assets
€711k▲ 123%
Equity and liabilities €3.35M
Equity
€713k=
Debt
€2.64M▲ 11.2%
The debt ratio rises from 76.9% to 78.8%: debt grows faster than equity.
Key figures and ratios
Solvency
21.2%▼
2023 · 23.1%
ROE
0.0%▼
2023 · 8.6%
ROA
0.0%▼
2023 · 2.0%
Debt
€2.64M▲
2023 · €2.38M
Debt ≤ 1 year
€2.49M▲
2023 · €2.21M
Debt > 1 year
€56k▼
2023 · €75k
Income taxes
€-1k▼
2023 · €595
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€3.09M€3.35M▲
Fixed assets21/28€2.77M€2.64M▼
Tangible fixed assets22/27€1.57M€1.45M▼
Land and buildings22€1.48M€1.38M▼
Furniture and vehicles24€97k€72k▼
Financial fixed assets28€1.19M€1.19M=
Current assets29/58€319k€711k▲
Amounts receivable within one year40/41€310k€699k▲
Trade receivables40€309k€699k▲
Other amounts receivable41€950€16▼
Cash at bank and in hand54/58€3k€7k▲
Deferred charges and accrued income490/1€6k€5k▼
Equity and liabilities
Total equity and liabilities10/49€3.09M€3.35M▲
Equity10/15€713k€713k=
Contributions10/11€1.24M€1.24M=
Outside capital11€1.24M€1.24M=
Other1109/19€1.24M€1.24M=
Reserves13€100k€100k=
Distributable reserves133€100k€100k=
Profit (loss) carried forward14€-623k€-623k=
Amounts payable17/49€2.38M€2.64M▲
Amounts payable after more than one year17€75k€56k▼
Financial debts170/4€75k€56k▼
Amounts payable within one year42/48€2.21M€2.49M▲
Current portion of amounts payable after more than one year42€44k€18k▼
Trade debts44€37k€108k▲
Suppliers440/4€37k€108k▲
Taxes, remuneration and social security45€17k€13k▼
Taxes450/3€17k€13k▼
Other amounts payable47/48€2.11M€2.35M▲
Accrued charges and deferred income492/3€90k€91k▲
Income statement
Code20232024
Non-recurring operating income76A€4k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€67k€131k▲
Other operating charges640/8€5k€5k▲
Gross operating margin9900€169k€156k▼
Operating profit (loss)9901€97k€20k▼
Financial charges65/66B€36k€21k▼
Recurring financial charges65€36k€21k▼
Profit (loss) for the period before taxes9903€62k€-2k▼
Income taxes67/77€595€-1k▼
Profit (loss) for the period9904€61k€-278▼
Profit (loss) for the period to be appropriated9905€61k€-278▼
Appropriation of the result
Profit (loss) to be appropriated9906€-623k€-623k=
Profit (loss) brought forward from the previous period14P€-684k€-623k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 61 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-12
Financial
Back to profitnet €61k
Net result €61k after 5 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
04-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 96 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
01-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 185 days late
2019
20-11
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 112 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kruisem · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leedsestraat (WAN) 149772 KruisemGround area
2,666 m²
Building footprint
727 m²
Volume, LiDAR
4,429 m³
Parcel 45053B0279/00F000, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SAMECO
since 20042.139.274.523
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45053B0279/00F000 | Flanders | 2,666 m² | 1 · 727 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 2,264 EUR awarded · 2,264 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,264 EUR | 2,264 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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STEP BY STEPH
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,689. 13,265 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-07-2004
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.