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SamCoTec

Active
Private limited companyfounded 2021active for 5 yearsElsboslaan 11, 9840 Nazareth-De Pinte, BelgiumKBO/BCE: BE 0760.961.238
Summary

SamCoTec has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €295,545 and a net result of €207,538. Equity is growing by about 43% per year across the filed financial years. Its solvency ranks better than 45% of 11,742 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Activities of building architects
NACE 71111
1 site
Size
≈ €180,000turnover 2025, estimated
Equity
€295,545
Profit
€207,538
Turnover estimated from the gross margin
Financial health
95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
2025 accounts 25 days early1 of 2 deeds summarised
Why 95raises riskFounded in 2021lowers riskSector: Architectural and engineering activities; technical testing and analysis (NACE 71)Size: total assets €602,050Figures for financial year 2025 (filed 06-07-2026)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 64% of its sector peers (NACE 71, micro)
Financial strength · tick = 2024
Strong
Solvency 74=
equity 49.1% of total assets
Liquidity 53-18
short-term debt 27.6% · cash 10.9%
Profitability 100+14
return on assets 34.5%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (14,820 companies, NACE 71, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.2%▲ +0.1 percentage points vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025highest value 07-2025: 0.1%▼ -0.1 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity ample (current ratio 3.56, compared with 2.76 in 2024, above the usual 1.5; short-term debt: 27.6% and cash: 10.9% of total assets), but 50.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro): better than 47% on solvency, 37% on liquidity, 88% on profitability and 84% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
KBO
lowers risk · Size: total assets €602,050
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 06-07-2026)
NBB · annual accounts
raises risk · Founded in 2021
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
25 days early
2024
58 days early
2023
84 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 56 days before the deadline; the sector median (NACE 71) for financial year 2024 is 8 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 June (3 of the last 3 filed years within 33 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Highest result from 2023 to 2025net €207,538 ▲287%
  3. Equity above €200,000equity €295,545 ▲57.2%

Financials · financial year 2025, micro format

Turnover
≈ €180,000
Estimated: probably between €130,000 and €300,000
Total assets
€602,050▲ 57.0%
2024 · €383,548
Net result
€207,538▲ 287%
2024 · €53,604
Working capital
€425,257▲ 711%
2024 · €52,410
Trend over the years

2023 to 2025, 3 financial years

The operating result falls in 2025; 2025 is 22% below 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€66,520 2025 Net result€207,538 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 71, Architectural and engineering activities; technical testing and analysis: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line202320242025
Operating result€61,581-€85,465▲ 38.8%€66,520▼ 22.2%
Net result€39,840within the sector's middle half-€53,604above the sector's middle half▲ 34.6%€207,538above the sector's middle half▲ 287%
Equity€134,402within the sector's middle half-€188,007above the sector's middle half▲ 39.9%€295,545above the sector's middle half▲ 57.2%
Total assets€345,029above the sector's middle half-€383,548above the sector's middle half▲ 11.2%€602,050above the sector's middle half▲ 57.0%
Debt€210,627-€195,541▼ 7.2%€306,506▲ 56.7%
Working capital€20,622within the sector's middle half-€52,410within the sector's middle half▲ 154%€425,257above the sector's middle half▲ 711%
Solvency39.0%within the sector's middle half-49.0%within the sector's middle half▲ 10.1pp49.1%within the sector's middle half▲ 0.1pp
Current ratio1.97within the sector's middle half-2.76within the sector's middle half▲ 0.793.56within the sector's middle half▲ 0.80
Return on assets (ROA)11.5%within the sector's middle half-14.0%within the sector's middle half▲ 2.4pp34.5%above the sector's middle half▲ 20.5pp
above within below the middle half of NACE 71, Architectural and engineering activities; technical testing and analysis: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €602,050
Fixed assets €10,565 ▼ 96.5%
Current assets €591,486 ▲ 619%
Equity and liabilities €602,050
Equity €295,545 ▲ 57.2%
Debt €306,506 ▲ 56.7%
Debt's share of the balance-sheet total falls from 51.0% to 50.9%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€68,283▼
2024 · €87,228
Cash flow
€209,301▲
2024 · €55,368
Debt to equity
1.04▼
2024 · 1.04
ROE
70.2%▲
2024 · 28.5%
Interest coverage
6.37▼
2024 · 6.79
Debt ≤ 1 year
€166,229▲
2024 · €29,811
Debt > 1 year
€133,784▼
2024 · €159,445
Income taxes
€67,757▲
2024 · €19,023
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,782 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 96.7% are still going.

  • Small
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.6% went bankrupt
2.7% stopped otherwise
96.7% still going

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,782 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet Code20242025
Assets
Total assets20/58€383,548€602,050▲
Fixed assets21/28€301,328€10,565▼
Tangible fixed assets22/27€12,328€10,565▼
Land and buildings22€12,328€10,565▼
Financial fixed assets28€289,000€0▼
Current assets29/58€82,220€591,486▲
Amounts receivable within one year40/41€16,884€525,201▲
Trade receivables40€16,884€16,701▼
Other amounts receivable41-€508,500
Cash at bank and in hand54/58€64,559€65,496▲
Deferred charges and accrued income490/1€777€789▲
Equity and liabilities
Total equity and liabilities10/49€383,548€602,050▲
Equity10/15€188,007€295,545▲
Contributions10/11€15,000€15,000=
Reserves13€173,007€280,545▲
Distributable reserves133€173,007€280,545▲
Profit (loss) carried forward14-€0
Amounts payable17/49€195,541€306,506▲
Amounts payable after more than one year17€159,445€133,784▼
Financial debts170/4€159,445€133,784▼
Amounts payable within one year42/48€29,811€166,229▲
Trade debts44€1,731€1,011▼
Suppliers440/4€1,731€1,011▼
Taxes, remuneration and social security45€16,648€63,908▲
Taxes450/3€16,648€63,908▲
Other amounts payable47/48€11,432€101,310▲
Accrued charges and deferred income492/3€6,286€6,493▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,763€1,763=
Other operating charges640/8€916€1,541▲
Gross operating margin9900€88,144€69,824▼
Operating profit (loss)9901€85,465€66,520▼
Financial income75/76B-€219,500
Recurring financial income75-€219,500
Financial charges65/66B€12,837€10,725▼
Recurring financial charges65€12,837€10,725▼
Profit (loss) for the period before taxes9903€72,627€275,295▲
Income taxes67/77€19,023€67,757▲
Profit (loss) for the period9904€53,604€207,538▲
Profit (loss) for the period to be appropriated9905€53,604€207,538▲
Appropriation of the result
Profit (loss) to be appropriated9906€53,604€207,538▲
Transfer from equity791/2-€100,000
Transfer to equity691/2€53,604€207,538▲
To other reserves6921€53,604€207,538▲
Profit to be distributed694/7-€100,000
Return on contributions (dividend)694-€100,000

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,763€1,763€1,763=
Other operating charges640/8€1,040€916€1,541▲ 68.3%
Gross operating margin9900€64,384€88,144€69,824▼ 20.8%
Operating profit (loss)9901€61,581€85,465€66,520▼ 22.2%
Financial income75/76B€0-€219,500-
Recurring financial income75€0-€219,500-
Financial charges65/66B€7,600€12,837€10,725▼ 16.5%
Recurring financial charges65€7,600€12,837€10,725▼ 16.5%
Profit (loss) for the period before taxes9903€53,981€72,627€275,295▲ 279%
Income taxes67/77€14,141€19,023€67,757▲ 256%
Profit (loss) for the period9904€39,840€53,604€207,538▲ 287%
Profit (loss) for the period to be appropriated9905€39,840€53,604€207,538▲ 287%
Line202320242025Change
Assets
Total assets20/58€345,029€383,548€602,050▲ 57.0%
Fixed assets21/28€303,091€301,328€10,565▼ 96.5%
Tangible fixed assets22/27€14,091€12,328€10,565▼ 14.3%
Land and buildings22€14,091€12,328€10,565▼ 14.3%
Furniture and vehicles24€0---
Financial fixed assets28€289,000€289,000€0▼ 100%
Current assets29/58€41,938€82,220€591,486▲ 619%
Amounts receivable within one year40/41€14,008€16,884€525,201▲ 31×
Trade receivables40€14,008€16,884€16,701▼ 1.1%
Other amounts receivable41--€508,500-
Cash at bank and in hand54/58€27,930€64,559€65,496▲ 1.5%
Deferred charges and accrued income490/1-€777€789▲ 1.6%
Equity and liabilities
Total equity and liabilities10/49€345,029€383,548€602,050▲ 57.0%
Equity10/15€134,402€188,007€295,545▲ 57.2%
Contributions10/11€15,000€15,000€15,000=
Reserves13€119,402€173,007€280,545▲ 62.2%
Distributable reserves133€119,402€173,007€280,545▲ 62.2%
Profit (loss) carried forward14--€0-
Amounts payable17/49€210,627€195,541€306,506▲ 56.7%
Amounts payable after more than one year17€184,101€159,445€133,784▼ 16.1%
Financial debts170/4€184,101€159,445€133,784▼ 16.1%
Amounts payable within one year42/48€21,317€29,811€166,229▲ 458%
Trade debts44€1,938€1,731€1,011▼ 41.6%
Suppliers440/4€1,938€1,731€1,011▼ 41.6%
Taxes, remuneration and social security45€9,542€16,648€63,908▲ 284%
Taxes450/3€9,542€16,648€63,908▲ 284%
Other amounts payable47/48€9,837€11,432€101,310▲ 786%
Accrued charges and deferred income492/3€5,209€6,286€6,493▲ 3.3%
Line202320242025Change
Profit (loss) for the period9904€39,840€53,604€207,538▲ 287%
+ Depreciation and write-downs630€1,763€1,763€1,763=
Operating cash flow (approximation)€41,603€55,368€209,301▲ 278%
Investment in fixed assets (approximation)-€0€289,000-
Change in cash-€36,629€937▼ 97.4%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (3)
Financial year Type Filed Reference
31-12-2025 micro format 06-07-2026 2026-00256860
31-12-2024 micro format 03-06-2025 2025-00114944
31-12-2023 micro format 08-05-2024 2024-00084410

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 1 of 2 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Capital and shareholders

Capital over the years
  1. 14-03-2023 Converted to unavailable equity · €15,000

Group and network

Connections & network

Depth

The board mandates are listed below; here you explore them as a network.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Board mandates elsewhere

1 board mandate
Board mandates of this companythis company sits on their board1
1 location

History

On 7 January 2021, SamCoTec was incorporated.1 Total assets went from €345,029 in 2023 to €602,050 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2023 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
06-07
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
31-12
Financial Highest result from 2023 to 2025net €207,538 ▲287%
Net result €207,538, the highest in the series.
31-12
Financial Equity above €200,000equity €295,545 ▲57.2%
A profit in every financial year since 2023 builds equity to €295,545.
03-06
NBB filing Annual accounts filed
financial year 2024 · micro format
2024
31-12
Financial Equity above €150,000equity €188,007 ▲39.9%
A profit in every financial year since 2023 builds equity to €188,007.
08-05
NBB filing Annual accounts filed
financial year 2023 · micro format
2023
14-03
Gazette deed Amendment of the articles · Legal-form change · Resignations & appointments · Miscellaneous
Kind of shares · Auditor report · Legal-form conversion7 facts ▸
  • Amendment of the articles
  • Kind of shares, 100, “inbrengen” (deed in Dutch)
  • General meeting, 08-03-2023
  • Other provision, “kennis staat en ontslag voorlezing verslagen, tijdig ontvangen,geen vragen of opmerkingen” (deed in Dutch)
  • Auditor report, “onderbouwende informatie voldoende en geschikt, Kortrijk” (deed in Dutch)
  • Legal-form conversion, “besloten vennootschap” (deed in Dutch)
  • Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
1 of 2 deeds read
About the unread acts

Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded07-01-2021
Financial year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
71121Engineering and related technical consultancy, excluding land surveyors
74999Other professional, scientific and technical activities
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0760961238
Also 9925:BE0760961238
Registered 16-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Nazareth-De Pinte · 1 establishment unit since 2021
registered office establishment The establishment unit on the map
Ground area
466 m²
Building footprint
87 m²
Parcel 44012C0099/00K005, Flanders · tallest building 0.1 m. Linked by address, not a title deed.
1 establishment unit
SamCoTec
Elsboslaan 11, 9840 Nazareth-De PinteActivities of building architects
since 2021unit no. 2.311.765.069
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
44012C0099/00K005 Flanders 466 m² 1 · 86 m² 0.1 m
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
SamCoTec
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaams Gewest, overbrenging naar om het even welke plaats in het tweetalig gebied Brussel Hoofdstad of in het Nederlands taalgebied bij…” (deed in Dutch)
“Vlaams Gewest” (deed in Dutch)

deed of 14-03-2023

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
Each director alone
Board ruleHow the board is made up, meets and takes decisions.
“Één of meer bestuurders, onbepaalde duur bij gebrek aan bepaling” (deed in Dutch)
“Wet of statuten aan algemene vergadering voorbehouden, geheel van bevoegdheden met mogelijkheid deel te delegeren” (deed in Dutch)

deed of 14-03-2023

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Last Saturday of June at 11:00

deed of 14-03-2023

Oversight and winding up

Dissolution ruleWhen and by whom the company can be dissolved.
“Slechts door wil van de aandeelhouders bij besluit van de algemene vergadering, aanwezigheids- meerderheids- en vormvereisten…” (deed in Dutch)

deed of 14-03-2023

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Administratieve zetels en exploitatiezetels, voor zover geen wijziging van het taalregime” (deed in Dutch)
Other provision: “Één of meer leden, gedelegeerd bestuurder” (deed in Dutch)
Other provision: “Oproeping algemene vergadering, agenda” (deed in Dutch)
5 more provisions in the deed, see the deed of 14-03-2023

deed of 14-03-2023