SAMCO MANAGEMENT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €398k and a net result of €-11k. Equity is shrinking by ~10.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 7980 sector peers (fiscal year 2025). The company has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
162 d early
2023
13 d early
2022
77 d early
2021
81 d early
2020
59 d early
2019
45 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€398k▼ 2.8%
2024 · €409k
2018: €709k
2019: €699k
2020: €723k
2021: €586k
2022: €426k
2023: €415k
2024: €409k
2018 → 2025
Net result
€-11k▼ 79.7%
2024 · €-6k
2018: €287k
2019: €-9k
2020: €26k
2021: €13k
2022: €-11k
2023: €-10k
2024: €-6k
2018 → 2025
Total assets
€408k▼ 4.1%
2024 · €426k
2018: €769k
2019: €726k
2020: €761k
2021: €631k
2022: €479k
2023: €428k
2024: €426k
2018 → 2025
Solvency
97.5%▲ 1.4pp
2024 · 96.1%
2018: 92.2%
2019: 96.2%
2020: 95.0%
2021: 92.9%
2022: 88.8%
2023: 96.9%
2024: 96.1%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€586k-€426k▼ 27.4%€415k▼ 2.4%€409k▼ 1.5%€398k▼ 2.8%
Operating result€20k-€-10k€-67k▼ 561%€-56k▲ 16.0%€-11k▲ 79.9%
Net result€13k-€-11k€-10k▲ 1.9%€-6k▲ 39.5%€-11k▼ 79.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €11k in 2025 against €56k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €408k
Fixed assets
€351k▼ 2.7%
Current assets
€57k▼ 12.3%
Equity and liabilities €408k
Equity
€398k▼ 2.8%
Debt
€10k▼ 37.6%
The debt ratio falls from 3.9% to 2.5%. Equity and debt are lower.
Key figures and ratios
Solvency
97.5%▲
2024 · 96.1%
ROE
-2.9%▼
2024 · -1.5%
ROA
-2.8%▼
2024 · -1.5%
Debt
€10k▼
2024 · €17k
Debt ≤ 1 year
€10k▼
2024 · €17k
Income taxes
€0▼
2024 · €85
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€426k€408k▼
Fixed assets21/28€361k€351k▼
Tangible fixed assets22/27€20k€10k▼
Furniture and vehicles24€20k€10k▼
Financial fixed assets28€341k€341k=
Current assets29/58€65k€57k▼
Cash at bank and in hand54/58€63k€57k▼
Deferred charges and accrued income490/1€2k€0▼
Equity and liabilities
Total equity and liabilities10/49€426k€408k▼
Equity10/15€409k€398k▼
Contributions10/11€19k€19k=
Reserves13€390k€379k▼
Distributable reserves133€390k€379k▼
Amounts payable17/49€17k€10k▼
Amounts payable within one year42/48€17k€10k▼
Trade debts44€1k€165▼
Suppliers440/4€1k€165▼
Taxes, remuneration and social security45€85€0▼
Taxes450/3€85€0▼
Other amounts payable47/48€15k€10k▼
Income statement
Code20242025
Non-recurring operating income76A-€3k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€10k▼
Other operating charges640/8€4k€767▼
Gross operating margin9900€-41k€-782▲
Operating profit (loss)9901€-56k€-11k▲
Financial income75/76B€50k€0▼
Recurring financial income75€50k€0▼
Financial charges65/66B€207€111▼
Recurring financial charges65€207€111▼
Profit (loss) for the period before taxes9903€-6k€-11k▼
Income taxes67/77€85€0▼
Profit (loss) for the period9904€-6k€-11k▼
Profit (loss) for the period to be appropriated9905€-6k€-11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€-11k▼
Transfer from equity791/2€6k€11k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-11k
Net result drops to €-11k, the lowest in the series.
19-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 4.08
Current ratio from 1.80 to 4.08; short-term debt falls from €54k to €13k.
15-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
11-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
02-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €26k
Net result €26k after one loss-making year.
16-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity doublescurrent ratio 15.59
Current ratio from 6.99 to 15.59; short-term debt falls from €58k to €24k.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
18-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Duboisstraat 502060 AntwerpenGround area
2,284 m²
Building footprint
2,284 m²
Volume, LiDAR
34,706 m³
Parcel 11807G1304/00X003, Flanders · tallest building 20.7 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Duboisstraat 50, 2060 Antwerpen
since 19972.084.199.705
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11807G1304/00X003 | Flanders | 2,284 m² | 1 · 2,284 m² | 20.7 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,747. 13,751 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-10-1997
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
74151
47540Retail sale of electrical household appliances
52450
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.