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SAMCO

Active
Public limited companyfounded 199531 yrs activeDijkstraat 4, 3945 Tessenderlo-Ham, BelgiumKBO/BCE: BE 0455.945.134

SAMCO has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €41k and a net result of €-15k. Equity is shrinking by ~6.5% per year across the filed fiscal years. Its solvency ranks better than 91% of 36375 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2024
47 / 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
cash: 0.1% of total assets, and 14.4% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 31 years 0 40 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
85.6%
Return on assets
-32%
Age of the figures
20 mo
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024
Net result per financial year
18192021222324
2018 to 2024 · latest year €-15k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-09-2025, 39 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
39 d late
2023
30 d late
2022
918 d late
2021
1283 d late
2020
24 d late
2019
63 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€41k▼ 27.2%
2023 · €56k
2018: €72k 2019: €77k 2020: €77k 2021: €75k 2022: €70k 2023: €56k
2018 → 2024
Total assets
€48k▼ 29.5%
2023 · €67k
2018: €85k 2019: €79k 2020: €79k 2021: €77k 2022: €79k 2023: €67k
2018 → 2024
Net result
€-15k▼ 5.5%
2023 · €-14k
2018: €348 2019: €5k 2020: €95 2021: €-2k 2022: €-5k 2023: €-14k
2018 → 2024
Working capital
€53k▼ 23.2%
2021 · €69k
2018: €67k 2019: €75k 2020: €66k 2021: €69k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€77k-€75k▼ 2.2%€70k▼ 6.5%€56k▼ 20.5%€41k▼ 27.2%
Operating result€1k-€-88€-5k▼ 5,801%€-13k▼ 156%€-16k▼ 21.2%
Net result€95-€-2k€-5k▼ 191%€-14k▼ 194%€-15k▼ 5.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€-15k€-10k€-5k€0Operating result 2020: €1k€1kNet result 2020: €95€95Operating result 2021: €-88€-88Net result 2021: €-2k€-2kOperating result 2022: €-5k€-5kNet result 2022: €-5k€-5kOperating result 2023: €-13k€-13kNet result 2023: €-14k€-14kOperating result 2024: €-16k€-16kNet result 2024: €-15k€-15k20202021202220232024
The operating result stays negative: a loss of €16k in 2024 against €13k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €48k
Fixed assets €8k▼ 24.4%
Current assets €40k▼ 30.3%
Equity and liabilities €48k
Equity €41k▼ 27.2%
Debt €7k▼ 40.4%
The debt ratio falls from 17.0% to 14.4%. Equity and debt are lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€-12k
2023 · €-9k
Cash flow
€-11k
2023 · €-10k
Solvency
85.6%
2023 · 83.0%
Debt / equity
0.17
2023 · 0.21
ROE
-37.4%
2023 · -25.8%
ROA
-32.0%
2023 · -21.4%
Interest coverage
-96.51
2023 · -11.53
Debt
€7k
2023 · €11k
Debt > 1 year
€7k=
2023 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€67k€48k
Fixed assets21/28€10k€8k
Tangible fixed assets22/27€10k€8k
Plant, machinery and equipment23€5k€3k
Furniture and vehicles24€5k€4k
Current assets29/58€57k€40k
Amounts receivable within one year40/41€57k€40k
Trade receivables40€1k€1k=
Other amounts receivable41€56k€39k
Cash at bank and in hand54/58€151€36
Deferred charges and accrued income490/1€134-
Equity and liabilities
Total equity and liabilities10/49€67k€48k
Equity10/15€56k€41k
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€10k€10k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€4k€4k=
Profit (loss) carried forward14€-16k€-31k
Amounts payable17/49€11k€7k
Amounts payable after more than one year17€7k€7k=
Financial debts170/4€7k€7k=
Amounts payable within one year42/48€5k-
Trade debts44€3k-
Suppliers440/4€3k-
Taxes, remuneration and social security45€283-
Taxes450/3€283-
Other amounts payable47/48€2k-
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k
Other operating charges640/8€783€702
Gross operating margin9900€-8k€-11k
Operating profit (loss)9901€-13k€-16k
Financial income75/76B€10€934
Recurring financial income75€10€934
Financial charges65/66B€798€119
Recurring financial charges65€798€119
Profit (loss) for the period before taxes9903€-14k€-15k
Income taxes67/77€408-
Profit (loss) for the period9904€-14k€-15k
Profit (loss) for the period to be appropriated9905€-14k€-15k
Appropriation of the result
Profit (loss) to be appropriated9906€-16k€-31k
Profit (loss) brought forward from the previous period14P€-2k€-16k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2026
03-02
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 918 days late
03-02
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 1283 days late
2025
08-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 39 days late
2024
31-12
Financial Weakest financial yearnet €-15k
Net result drops to €-15k, the lowest in the series.
30-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2021
24-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
02-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 63 days late
2019
31-12
Financial Highest result since 2018net €5k ▲1206%
Operating result €7k, net result €5k, both a record.
31-12
Financial Liquidity times 5current ratio 30.29
Current ratio from 6.24 to 30.29; short-term debt falls from €13k to €3k.
30-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2017
27-11
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 119 days late
2016
28-09
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema · 59 days late
2015
26-08
NBB filing Annual accounts filed
fiscal year 2014 · abbreviated schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tessenderlo-Ham · 1 establishment unit since 1995
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Dijkstraat 43945 Tessenderlo-Ham
Ground area
997 m²
Building footprint
209 m²
Volume, LiDAR
1,393 m³
Parcel 71033A1134/00E000, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SAMCO
Dijkstraat 4, 3945 Tessenderlo-HamNACE 4531002
since 19952.074.028.561
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71033A1134/00E000 Flanders 997 m² 1 · 209 m² 10.7 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 22,826 companies in sector 43211 we hold annual accounts for 10,326. 8,346 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded11-09-1995
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
45310
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.