Age12 yrs
Real estate1 parcel · 1,688 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of SAMC is 0.3% (very low). The 2024 annual accounts show equity of €123k and a net result of €1k. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 95% of 819 sector peers (fiscal year 2024). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 7 annual accounts.
Signals
1 signal · with evidenceStrong solvency vs sector
Solvency is in the sector's strongest quartile: better than 95% of 819 peers (2024). A comfortable equity buffer.
View the sector comparison Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 20 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-07-2025, 18 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 13-07-2025 | 18 d early | 2025-00266552 |
| 31-12-2023 | 31-07-2024 | 06-01-2025 | 159 d late | 2025-00630877 |
| 31-12-2022 | 31-07-2023 | 06-10-2023 | 67 d late | 2023-00474564 |
| 31-12-2021 | 31-07-2022 | 11-10-2022 | 72 d late | 2022-20458191 |
| 31-12-2020 | 31-07-2021 | 15-06-2021 | 46 d early | 2021-20100037 |
| 31-12-2019 | 31-07-2020 | 08-10-2020 | 69 d late | 2020-59900566 |
| 31-12-2018 | 31-07-2019 | 24-12-2019 | 146 d late | 2019-77400369 |
| 31-12-2017 | 31-07-2018 | 08-12-2018 | 130 d late | 2018-73900496 |
| 31-12-2016 | 31-07-2017 | 08-09-2017 | 39 d late | 2017-60400562 |
| 31-12-2015 | 31-07-2016 | 29-11-2016 | 121 d late | 2016-68800222 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsEstablished
Founded in 2014, 12 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.3%
Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Long track record
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€1k
Working capital€123k+1.2%
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 13-07-2025 with the NBB · fiscal year 2024 · micro
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
stable
Equity: stable across 7 fiscal years (±0.3%/year).
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2024 · NACE 63 · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 98.0% | 61.4% | |
| Net result | €1k | €21k | |
| Equity | €123k | €48k | |
| Gross operating margin | €-1k | €39k | |
| Total assets | €126k | €94k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P95
Improving position over 2020-2024
· n=91-819
P26
Stable position over 2020-2024
· n=91-818
P81
Stable position over 2020-2024
· n=91-819
P15
Stable position over 2020-2024
· n=90-818
Describes the position versus peers, not a forecast.
€43k
-11.4%
18-24
€1k
-
18-24
€24k
-10.2%
18-24
€126k
-13.7%
18-24
€123k
+1.2%
18-24
€123k
+1.2%
18-24
€949
-91.8%
18-24
€3k
-89.4%
18-24
Show 7 other metrics
€3k
-89.4%
18-24
49.45
+715.1%
18-24
49.45
+715.1%
18-24
98.0%
+17.3%
18-24
0.02
-89.5%
18-24
1.2%
-
18-24
1.2%
-
18-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | - |
| Net profit | €1k |
| Cash flow | - |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €126k |
| Equity | €123k |
| Debt | €3k |
| of which ≤ 1y | €3k |
| of which > 1y | - |
| Working capital | €123k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 49.45 |
| Quick ratio | 49.45 |
| Working capital ratio | 98.0% |
| Solvency | 98.0% |
| Debt / equity | 0.02 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | 1.2% |
| ROE | 1.2% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts (18 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €126k |
| Current assets | 29/58 | €126k |
| Amounts receivable within one year | 40/41 | €564 |
| Cash & bank | 54/58 | €25 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €126k |
| Equity | 10/15 | €123k |
| Contributions / capital | 10/11 | €2k |
| Reserves | 13 | €121k |
| Amounts payable | 17/49 | €3k |
| Amounts payable within one year | 42/48 | €3k |
| Trade debts payable within one year | 44 | €2k |
| Income statement | ||
| Gross operating margin | 9900 | €-1k |
| Operating result | 9901 | €-1k |
| Financial income | 75 | €3k |
| Financial charges | 65 | €183 |
| Result before taxes | 9903 | €1k |
| Net result for the period | 9904 | €1k |
| Result to be appropriated | 9905 | €1k |
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2024 · computed86
/ 100
Excellent
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationSAMC
since 20142.234.411.430
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,688 m²
Buildings1
Building footprint231 m²
Volume (LiDAR)1,075 m³
Tallest building7.2 m · ±2 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71063B0400/00W005 | Flanders | 1,688 m² | 1 · 231 m² | 7.2 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
2 acts Address history · 1
15-04-2021
Seat change: to: 1050 Ixelles, Rue de Stassart 35, from: 1050 Elsene, Louizalaan 326 bus 30, effective_date: 2021-04-01
All acts · 2
updated 5 years ago
2021
15-04-2021 Act object · General meeting · Officer appointment · Permanent representative
- Act object: Ontslag - benoeming - kennisname vaste vertegenwoordiger - zetelverplaatsing - volmacht · BDO ADVISORY
- Publication: 15/04/2021 · BDO ADVISORY
- Filing: 07/04/2021 · BDO ADVISORY
- General meeting: 30/09/2020 · BDO ADVISORY
- Officer appointment: role: bestuurder, term: onbepaalde duur, start_date: 2020-10-01 · Ant & Co BV
- Permanent representative · Francesco Antonucci
- Officer resignation: role: bestuurder, end_date: 2020-09-30 · Johan Hatert BV
- Officer resignation: role: bestuurder, end_date: 2020-10-01 · Care Consulting Services BV
- Officer resignation: role: bestuurder, end_date: 2020-07-11 · SAMC S-BV
- Officer discharge · Johan Hatert BV
- Officer discharge · Care Consulting Services BV
- Officer discharge · SAMC S-BV
- Board meeting: 30/09/2020 · BDO ADVISORY
- Power of attorney: scope: bijzondere volmacht "categorie B", start_date: 01/10/2020 · Ant & Co BV
- Power of attorney: scope: bijzondere volmacht "categorie B", end_date: 30/09/2020 · Johan Hatert BV
- Power of attorney: scope: bijzondere volmacht "categorie B", end_date: 01/10/2020 · Care Consulting Services BV
- Power of attorney: scope: bijzondere volmacht "categorie B", end_date: 11/07/2020 · SAMC S-BV
- Filing representative: scope: formaliteiten inzake wijziging van de inschrijving ... KBO, griffie, BTW · Karen Keuleers
- Filing representative: scope: formaliteiten inzake wijziging van de inschrijving ... KBO, griffie, BTW · Marion Dreesen
- General meeting: 18/12/2020 · BDO ADVISORY
- Officer appointment: role: bestuurder, term: onbepaalde duur, start_date: 2020-11-16 · Arluco BV
- Permanent representative · Sébastien Paulet
- Board meeting: 18/12/2020 · BDO ADVISORY
- Power of attorney: scope: bijzondere volmacht "categorie B", start_date: 16/11/2020 · Arluco BV
- General meeting: 31/03/2021 · BDO ADVISORY
- Seat change: to: 1050 Ixelles, Rue de Stassart 35, from: 1050 Elsene, Louizalaan 326 bus 30, effective_date: 2021-04-01 · BDO ADVISORY
- Filing representative: scope: formaliteiten inzake wijziging van de inschrijving ... KBO, griffie, BTW · Karen Keuleers
- Filing representative: scope: formaliteiten inzake wijziging van de inschrijving ... KBO, griffie, BTW · Marion Dreesen
Summary:
Act object · General meeting · Officer appointment · Permanent representative
2019
08-11-2019 Board meeting · Permanent representative · Power of attorney
- Publication: 11/2019 · BDO ADVISORY
- Filing: 29/10/2019 · BDO ADVISORY
- Board meeting: 25/09/2019 · BDO ADVISORY
- Permanent representative · Johan Vandenbroeck
- Power of attorney: scope: procuration spéciale « catégorie B », effective_date: 23/11/2019 · Sylvain Lempereur Gestion-Informatique SPRL
- Power of attorney: scope: procuration spéciale « catégorie B », effective_date: 31/07/2019 · JH IT-Consulting SPRL
- Power of attorney: scope: procuration spéciale « catégorie B », effective_date: 30/09/2019 · Bias SCS
- Power of attorney: scope: procuration spéciale « catégorie B », effective_date: 30/09/2019 · How To Advisory SPRL
- Power of attorney: scope: procuration spéciale « catégorie B », effective_date: 01/10/2019 · PB Consult SPRL
- Power of attorney: scope: procuration spéciale « catégorie B », effective_date: 01/10/2019 · SAMC S-SPRL
Summary:
Board meeting · Permanent representative · Power of attorney
Analysis
Financial profile
5 of 5 axes measured69
/ 100
Strong profile, led by solvency.
All 5 axes are computed from data Checked has read.
Health
86
Profitability
6
Solvency
100
Growth
52
Stability
100
Credit advice
verdict per customer and amountSimilar
Similar companies
Comparable size, same sectorBE 1001.853.909 · Waasmunster
BE 0842.291.679 · Bredene
BE 0803.817.026 · Sint-Niklaas
BE 0765.796.093 · Edegem
BE 0805.697.737 · Destelbergen
We hold annual accounts for 662 of the 3,149 companies in this sector. 548 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Overige dienstverlenende activiteiten op het gebied van informatie63920Overige dienstverlenende activiteiten op het gebied van informatie, n.e. g.63990
Primary activity highlighted.
Names & trade names
| Legal nameNL | SAMC |
Registered office
Karestraat 40
3545 Halen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.