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SAMBEN-ONE

Active Private limited companyfounded 2012active for 14 yearsSint-Guidocorso 2, 1070 AnderlechtKBO/BCE: BE 0843.550.107

Lifetime

14 annual accounts with figures on one time axis
peak €143,561 (2025)
€143,561▲ 2.2%
lowest -€16,828 (2019)
€53,595▼ 19.2%
peak €79,076 (2025)
€79,076▲ 73.9%
€140,835▲ 51.7%
Board2 names since 2021
Documentsfilings and deeds
26-10-202687 days late
2025micro format
Equity from €45,481 to €79,076Debts from €92,820 to €140,835Cash from €85,200 to €110,826

Key points

from the 2025 annual accounts

Turnover

≈ €440,000 estimated

The micro format states no turnover.

Filings

14 annual accounts 87 days
AprilJune31 JulyOctober201520202025

Latest accounts filed late: after the legal deadline.

Position in the sector

€53,595

Higher net result than 90% of companies in food and beverage service. Sector median €4,886 · 17,134 companies.

Checked score

67
Healthy
Financially stronger than 74% of micro companies in food and beverage service (NACE 56)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 1.8% across 23,788 companies (NACE 56, micro).

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 1.4% 01-2025: 1.4%● unchanged vs 12-2024 02-2025: 1.4%● unchanged vs 01-2025 03-2025: 1.4%● unchanged vs 02-2025 04-2025: 1.4%● unchanged vs 03-2025 05-2025: 1.3%▼ -0.1 percentage points vs 04-2025 06-2025: 1.3%● unchanged vs 05-2025 07-2025: 1.4%▲ +0.1 percentage points vs 06-2025 08-2025: 1.8%▲ +0.4 percentage points vs 07-2025 09-2025: 2.0%▲ +0.2 percentage points vs 08-2025 10-2025: 2.3%▲ +0.3 percentage points vs 09-2025highest value 11-2025: 0.8%▼ -1.5 percentage points vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 0.8%● unchanged vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 0.8%● unchanged vs 03-2026 05-2026: 0.8%● unchanged vs 04-2026 06-2026: 0.8%● unchanged vs 05-2026lowest value 07-2026: 0.8%● unchanged vs 06-2026 08-2026: 1.1%▲ +0.3 percentage points vs 07-2026 09-2026: 1.4%▲ +0.3 percentage points vs 08-2026 10-2026: 1.2%▼ -0.2 percentage points vs 09-2026 11-2026: 1.2%● unchanged vs 10-2026

Financial strength
Strong

61+3equity 36.0% of total assets
66+2short-term debt 64.0% · cash 50.4%
99-1return on assets 24.4%

Score breakdown

raises risk
Last filed accounts filed 87 days late; 2 of the last 3 accounts late
Sector: Food and beverage service activities (NACE 56)
lowers risk
Liquidity: current ratio 1.46, cash €110,826
Founded in 2012
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 56% of them on solvency, 71% on liquidity, 86% on profitability and 86% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 34,693 companies had the same profile as SAMBEN-ONE has now. Each dot stands for 87 companies, two years later.

95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

The bankruptcy probability of SAMBEN-ONE itself is higher: 1.2% within 12 months. It rests on far more data about SAMBEN-ONE than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 34,693 companies, not a prediction for SAMBEN-ONE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €5,000 on 30-day terms is acceptable

Liquidity is tight, with a current ratio of 1.46 (1.36 in 2024), below the usual 1.5. Short-term debt is 64% and cash 50.4% of total assets. 64% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 87 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
lowers risk · Liquidity: current ratio 1.46, cash €110,826
NBB · annual accounts
lowers risk · Founded in 2012
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 2025 accounts filed 87 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-10-2026, 87 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
87 days late
2024
89 days late
2023
29 days late
2022
28 days late
2021
71 days late
2020
31 days late
2019
182 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 74 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 October (4 of the last 5 accounts filed within 41 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

BM
Director
  • BENHADI Mohammed 100 sharesdeed of 19-07-2021
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0843550107
Change of role: BENHADI Mohammed, from manager to director Director discharge: BENHADI Mohammed · General meeting of 25-09-2023 · Gazette deed
Resignation: MBARKI Samir (director) Transfer of shares from MBARKI Samir to BENHADI Mohammed · Appointment: BENHADI Mohammed (director) · BENHADI Mohammed holds 100 shares · General meeting of 30-06-2021 · Gazette deed
First establishment Sint-Guidocorso 2, Anderlecht
All 24 events

Comparable companies

same main activity, similar in size and age
Company
SAMBEN-ONE Anderlecht €219,911 €143,561 36.0% -
ARGO 19 Uccle €203,692 €132,283 81.7% -
BIO BEL Brussels €209,654 €164,688 77.8% -
ARABICA FELIX Brussels €256,297 €150,878 -12.1% -
G.B.O.M. Schaerbeek €193,668 €152,108 33.7% -
BROOD(JES)SHOP MAMMOET Roeselare €242,130 €131,495 63.6% -
CATE Damme €240,630 €124,834 55.8% -

These companies have the same main activity as SAMBEN-ONE: limited-service restaurants, excluding mobile food services (NACE 56112). They are comparable in size and age: total assets between €194,000 and €256,000, founded between 2010 and 2013.

Official details

Source: KBO
Status
Active since 08-02-2012Normal situation
Activity
Limited-service restaurants, excluding mobile food servicesNACE 56112
Establishment unit
2.211.710.2621070 Anderlecht, since 23-08-2012
Financial year end
31 December
Peppol
Reachable since 23-12-2025
Company details

Annual accounts 2025

€219,911▲ 59.0%
Filing
Filed on 26-10-2026
Financials

Insights on SAMBEN-ONE

SAMBEN-ONE files the micro format. That format states no turnover. The gross margin rose from -€6,653 in 2012 to €143,561 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about SAMBEN-ONE

What is the company number of SAMBEN-ONE?
The company number of SAMBEN-ONE is 0843.550.107. The VAT number is the same number with BE in front: BE 0843.550.107.
Where is SAMBEN-ONE based?
The registered office is at Sint-Guidocorso 2, 1070 Anderlecht.Company details
What does SAMBEN-ONE do?
According to the KBO register, the main activity is limited-service restaurants, excluding mobile food services (NACE 56112).
What is the legal form of SAMBEN-ONE?
SAMBEN-ONE is a private limited company (BV).
When was SAMBEN-ONE founded?
SAMBEN-ONE was founded on 08-02-2012.
Is SAMBEN-ONE still active?
Yes, SAMBEN-ONE is an active enterprise in the KBO register.
What is the turnover of SAMBEN-ONE?
The turnover in financial year 2025 is ≈ €440,000. This figure is estimated from the gross margin of €143,561 and 79 comparable companies (NACE 56112). It probably lies between €330,000 and €550,000. In financial year 2019 turnover was €125,174.Financials
Is SAMBEN-ONE profitable?
In financial year 2025, SAMBEN-ONE made a profit of €53,595.
Where can I find the annual accounts of SAMBEN-ONE?
SAMBEN-ONE filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SAMBEN-ONE due?
SAMBEN-ONE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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