SAMBAL

Active

Private limited companyfounded 2019active for 6 yearsAntwerpsesteenweg 106, 2630 Aartselaar, BelgiumKBO/BCE: BE 0740.484.340

Summary

SAMBAL has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €87,336 and a net result of €12,624. Equity is growing by about 41% per year across the filed financial years. Its solvency ranks better than 52% of 5,671 sector peers (NACE 96, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Risk analysisFollow Report Compare

SAMBALActiveChecked score 69/100

Risk analysis Report Compare

Activity

Funeral services

NACE 96301

1 site

Size

€296,998total assets 2025

Staff: 0.6 FTE
Equity: €87,336
Profit: €12,624

Turnover not published (micro format)

Financial health

69 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.8%

Structure

Largest shareholder: CORNELIS & CORNELIS · 12%

2025 accounts filed 31 days late1 of 2 deeds summarised

Why 69raises risk1 change of registered office in 24 monthsLast filed accounts filed 31 days late; 1 of the last 3 lateFounded in 2019lowers riskLiquidity: current ratio 2.69, cash €153,181Show the evidence

Checked score

Score 2025

69 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 66% of its sector peers (NACE 96, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 54-31

equity 29.4% of total assets

Liquidity 90+15

short-term debt 25.5% · cash 51.6%

Profitability 74-26

return on assets 4.3%

Bankruptcy probability, 12 months

0.8% Low

0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,611 companies, NACE 96, micro)

Last 24 months 11-2024: 1.3% 12-2024: 1.3%● unchanged vs 11-2024 01-2025: 1.3%● unchanged vs 12-2024 02-2025: 1.3%● unchanged vs 01-2025 03-2025: 1.3%● unchanged vs 02-2025 04-2025: 1.3%● unchanged vs 03-2025 05-2025: 1.3%● unchanged vs 04-2025 06-2025: 1.4%▲ +0.1 percentage points vs 05-2025highest value 07-2025: 1.4%● unchanged vs 06-2025 08-2025: 0.5%▼ -0.9 percentage points vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.4%▼ -0.1 percentage points vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026lowest value 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.8%▲ +0.4 percentage points vs 07-2026 09-2026: 0.8%● unchanged vs 08-2026 10-2026: 0.8%● unchanged vs 09-2026

Credit of up to €6,000 on 30-day terms is acceptable

Liquidity ample (current ratio 2.69, compared with 2.46 in 2024, above the usual 1.5; short-term debt: 25.5% and cash: 51.6% of total assets), but 70.6% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro): better than 52% on solvency, 91% on liquidity, 56% on profitability and 65% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises risk

Liquidity: current ratio 2.69, cash €153,181

NBB · annual accounts

1 change of registered office in 24 months

Belgian Official Gazette

Last filed accounts filed 31 days late; 1 of the last 3 late

NBB · filings

Founded in 2019

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

2025 accounts filed 31 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 6 filings

Deviation from the deadline

2025

31 days late

2024

1 day early

2023

30 days late

2022

100 days late

2021

40 days late

2020

31 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 39 days after the deadline; the sector median (NACE 96) for financial year 2024 is on the deadline day, and 48% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 filed years within 32 days of that day).

Companies Code · seven months

Where today falls in the filing period

24-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

31-08-2026 Annual accounts filedfinancial year 2025 · micro…
21-08-2026 Registered officeRegistered-office move · Director in…
30-07-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Positive: Among the best 20% on equitysector median €15,623 · 5,684 companies €87,336 View
Total assets 20256 financial years filed €296,998 View
Active since 2019founded 26-12-2019 6 years View

By topic

Financials

Financial year: 2025
Total assets: €296,998
Profit: €12,624
Solvency: 29.4%

Total assets▲ 137%

Net result

20202025

Go to Financials

Board & ownership

Largest shareholder: CORNELIS & CORNELIS · 12%

Go to Board & ownership

Timeline

Events: 10
Since: 2021
Next accounts: by 31-07-2027

31-12-2024Back to profit
30-08-2024Annual accounts filed
31-12-2023Weakest financial year

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Funeral servicesNACE 96301
Founded: 26-12-2019
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about SAMBAL

What is the company number of SAMBAL?: 0740.484.340. In Belgium the VAT number is the company number with BE in front: BE 0740.484.340.
Where is SAMBAL based?: The registered office is at Antwerpsesteenweg 106, 2630 Aartselaar.Company details
What does SAMBAL do?: According to the KBO register, the main activity is funeral services (NACE 96301).
What is the legal form of SAMBAL?: Private limited company (BV).
When was SAMBAL founded?: On 26-12-2019.
Is SAMBAL still active?: Yes, SAMBAL is an active enterprise in the KBO register.
How many employees does SAMBAL have?: On average 0.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of SAMBAL?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is SAMBAL profitable?: In financial year 2025, SAMBAL made a profit of €12,624.
Where can I find the annual accounts of SAMBAL?: SAMBAL filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SAMBAL due?: By 31-07-2027, for financial year 2026.Timeline