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SAMARY

Active
Private limited companyfounded 20224 yrs activeLouizalaan 437, 1050 Elsene, BelgiumKBO/BCE: BE 0786.410.474
Summary

The computed 12-month bankruptcy probability of SAMARY is 3.3% (moderate). The 2025 annual accounts show negative equity (-€41,018) and a net result of -€18,719. Equity is shrinking by ~99.9% per year across the filed fiscal years. Its solvency ranks better than 5% of 7833 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record94
Bankruptcy probability, 12 months
3.3% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.04 against 0.18 in 2024; short-term debt: 443.9% and cash: 9.9% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-343.9%
Return on assets
-156.9%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
22232425
2022 to 2025 · latest year -€41,018
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filings
Deviation from the deadline
2025
30 d late
2024
28 d late
2023
30 d late
2022
18 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 27 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

SAMARY was incorporated on 20 May 2022 as a Private limited company.1 Total assets fell from EUR 32,196 in 2022 to EUR 11,928 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2025

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Financials · fiscal year 2025, micro schema

Equity
-€41,018▼ 83.9%
2024 · -€22,298
Total assets
€11,928▼ 42.5%
2024 · €20,743
Net result
-€18,719▲ 28.5%
2024 · -€26,187
Working capital
-€50,830▼ 43.3%
2024 · -€35,463
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result€18,404--€11,415-€26,159▼ 129%-€18,665▲ 28.6%
Net result€13,841within the sector's middle half--€11,452below the sector's middle half-€26,187below the sector's middle half▼ 129%-€18,719below the sector's middle half▲ 28.5%
Equity€15,341within the sector's middle half-€3,889below the sector's middle half▼ 74.7%-€22,298below the sector's middle half-€41,018below the sector's middle half▼ 83.9%
Total assets€32,196below the sector's middle half-€16,584below the sector's middle half▼ 48.5%€20,743below the sector's middle half▲ 25.1%€11,928below the sector's middle half▼ 42.5%
Debt€16,855-€12,696▼ 24.7%€43,041▲ 239%€52,946▲ 23.0%
Working capital€4,487within the sector's middle half--€3,716within the sector's middle half-€35,463below the sector's middle half▼ 854%-€50,830below the sector's middle half▼ 43.3%
Solvency47.6%within the sector's middle half-23.4%within the sector's middle half▼ 24.2pp-107.5%below the sector's middle half▼ 130.9pp-343.9%below the sector's middle half▼ 236.4pp
Current ratio1.27within the sector's middle half-0.71below the sector's middle half▼ 0.560.18below the sector's middle half▼ 0.530.04below the sector's middle half▼ 0.14
Return on assets (ROA)43.0%above the sector's middle half--69.1%below the sector's middle half▼ 112.0pp-126.2%below the sector's middle half▼ 57.2pp-156.9%below the sector's middle half▼ 30.7pp
above within below the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€40,000-€20,000€0€20,000Operating result 2022: €18,404€18,404Net result 2022: €13,841€13,841Operating result 2023: -€11,415-€11,415Net result 2023: -€11,452-€11,452Operating result 2024: -€26,159-€26,159Net result 2024: -€26,187-€26,187Operating result 2025: -€18,665-€18,665Net result 2025: -€18,719-€18,7192022202320242025-€30,000-€20,000-€10,000€0Operating result 2023: -€11,415-€11,400Net result 2023: -€11,452-€11,500Operating result 2024: -€26,159-€26,200Net result 2024: -€26,187-€26,200Operating result 2025: -€18,665-€18,700Net result 2025: -€18,719-€18,700202320242025
The operating result stays negative: a loss of €18,665 in 2025 against €26,159 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €11,928
Fixed assets €9,812 ▼ 25.5%
Current assets €2,116 ▼ 72.1%
Key figures and ratios
2025 value · change against 2024
EBITDA
-€14,438▲
2024 · -€22,486
Cash flow
-€14,492▲
2024 · -€22,514
Debt to equity
-1.29▲
2024 · -1.93
Interest coverage
-267.36▲
2024 · -804.79
Debt ≤ 1 year
€52,946▲
2024 · €43,041
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,657 companies that looked in July 2024 the way this one looks now, 8.2% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.2% went bankrupt
5.3% stopped otherwise
84% still going

A further 2.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 3.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,657 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet Code20242025
Assets
Total assets20/58€20,743€11,928▼
Fixed assets21/28€13,165€9,812▼
Tangible fixed assets22/27€13,165€9,812▼
Furniture and vehicles24€13,165€9,812▼
Current assets29/58€7,578€2,116▼
Amounts receivable within one year40/41€2,399€930▼
Trade receivables40€0€930▲
Other amounts receivable41€2,399€0▼
Cash at bank and in hand54/58€5,178€1,186▼
Equity and liabilities
Total equity and liabilities10/49€20,743€11,928▼
Equity10/15-€22,298-€41,018▼
Contributions10/11€1,500€1,500=
Profit (loss) carried forward14-€23,798-€42,518▼
Amounts payable17/49€43,041€52,946▲
Amounts payable within one year42/48€43,041€52,946▲
Trade debts44€0€977▲
Suppliers440/4€0€977▲
Advances received on contracts in progress46-€1,125
Taxes, remuneration and social security45€0€899▲
Taxes450/3€0€899▲
Other amounts payable47/48€43,041€49,945▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,673€4,228▲
Other operating charges640/8€183€186▲
Gross operating margin9900-€22,303-€14,251▲
Operating profit (loss)9901-€26,159-€18,665▲
Financial charges65/66B€28€54▲
Recurring financial charges65€28€54▲
Profit (loss) for the period before taxes9903-€26,187-€18,719▲
Profit (loss) for the period9904-€26,187-€18,719▲
Profit (loss) for the period to be appropriated9905-€26,187-€18,719▲
Appropriation of the result
Profit (loss) to be appropriated9906-€23,798-€42,518▼
Profit (loss) brought forward from the previous period14P€2,389-€23,798▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,146€3,250€3,673€4,228▲ 15.1%
Other operating charges640/8€168€561€183€186▲ 2.0%
Gross operating margin9900€20,718-€7,604-€22,303-€14,251▲ 36.1%
Operating profit (loss)9901€18,404-€11,415-€26,159-€18,665▲ 28.6%
Financial charges65/66B€48€48€28€54▲ 93.3%
Recurring financial charges65€48€48€28€54▲ 93.3%
Profit (loss) for the period before taxes9903€18,356-€11,463-€26,187-€18,719▲ 28.5%
Income taxes67/77€4,515-€11---
Profit (loss) for the period9904€13,841-€11,452-€26,187-€18,719▲ 28.5%
Profit (loss) for the period to be appropriated9905€13,841-€11,452-€26,187-€18,719▲ 28.5%
Line2022202320242025Change
Assets
Total assets20/58€32,196€16,584€20,743€11,928▼ 42.5%
Fixed assets21/28€10,854€7,604€13,165€9,812▼ 25.5%
Tangible fixed assets22/27€10,854€7,604€13,165€9,812▼ 25.5%
Furniture and vehicles24€10,854€7,604€13,165€9,812▼ 25.5%
Current assets29/58€21,341€8,980€7,578€2,116▼ 72.1%
Amounts receivable within one year40/41€19,357€4,927€2,399€930▼ 61.2%
Trade receivables40€0€0€0€930-
Other amounts receivable41€19,357€4,927€2,399€0▼ 100%
Cash at bank and in hand54/58€1,984€4,053€5,178€1,186▼ 77.1%
Equity and liabilities
Total equity and liabilities10/49€32,196€16,584€20,743€11,928▼ 42.5%
Equity10/15€15,341€3,889-€22,298-€41,018▼ 83.9%
Contributions10/11€1,500€1,500€1,500€1,500=
Profit (loss) carried forward14€13,841€2,389-€23,798-€42,518▼ 78.7%
Amounts payable17/49€16,855€12,696€43,041€52,946▲ 23.0%
Amounts payable within one year42/48€16,855€12,696€43,041€52,946▲ 23.0%
Trade debts44€820€1,455€0€977-
Suppliers440/4€820€1,455€0€977-
Advances received on contracts in progress46---€1,125-
Taxes, remuneration and social security45€16,034€11,240€0€899-
Taxes450/3€16,034€11,240€0€899-
Remuneration and social security454/9-€0---
Other amounts payable47/48€0-€43,041€49,945▲ 16.0%
Line2022202320242025Change
Profit (loss) for the period9904€13,841-€11,452-€26,187-€18,719▲ 28.5%
+ Depreciation and write-downs630€2,146€3,250€3,673€4,228▲ 15.1%
Operating cash flow (approximation)€15,987-€8,202-€22,514-€14,492▲ 35.6%
Investment in fixed assets (approximation)-€0-€9,234-€875▲ 90.5%
Change in cash-€2,069€1,125-€3,992▼ 455%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
28-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial Weakest financial yearnet -€26,187
Net result drops to -€26,187, the lowest in the series; recovery starts the following year.
30-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
18-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
946 m²
Building footprint
309 m²
Volume, LiDAR
12,748 m³
Parcel 21822R0222/00B006, Brussels · tallest building 47.9 m, ±15 floors. Linked by address, not a title deed.
23 companies at this address See who is registered here
1 establishment unit
SAMARY
Louizalaan 437, 1050 ElseneReal estate activities
since 20222.331.779.337
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21822R0222/00B006 Brussels 946 m² 1 · 309 m² 47.9 m · 15 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 4,579 companies in sector 82300 we hold annual accounts for 1,674. 556 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded20-05-2022
Fiscal year end31-12
Activities, NACEBEL 2025
82300Organisation of conventions and trade shows
70200Business and other management consultancy
71112Activities of interior architects
73200Market research and public opinion polling
73300Public relations and communication consultancy
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.